Capitec Bank Holdings Ltd (CPI) — Defensive Interval Ratio

Latest as of February 2024: -50 days

Capitec Bank Holdings Ltd (CPI) has a Defensive Interval Ratio of -50 days as of February 2024. Defensive assets of ZAC-14.96 Billion (cash ZAC-, short-term investments ZAC-17.18 Billion, receivables ZAC2.22 Billion) cover -50 days of daily cash needs of ZAC299.07 Million/day.

Defensive Interval Ratio

-50 days
Days of operational coverage

Defensive Assets

ZAC-14.96 Billion
Cash + ST Investments + Receivables

Daily Cash Need

ZAC299.07 Million
Current Liabilities ÷ 365

Current Liabilities

ZAC109.16 Billion
ZAC

Capitec Bank Holdings Ltd Defensive Interval Ratio (2012–2024)

This chart shows how Capitec Bank Holdings Ltd's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2024. As of February 2024, the ratio stands at -50 days, meaning defensive assets of ZAC-14.96 Billion can fund -50 days of operations without new revenue. For the complete balance sheet picture, see CPI total assets.

Annual Defensive Interval Ratio for Capitec Bank Holdings Ltd (2012–2024)

The table below presents the year-by-year Defensive Interval Ratio for Capitec Bank Holdings Ltd from 2012 to 2024, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Capitec Bank Holdings Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (ZAC) Daily Cash Need Cash ST Investments Change (days)
2024 -50 days ZAC-14.96 Billion ZAC299.07 Million/day ZAC- ZAC-17.18 Billion ▼ -295 days
2023 245 days ZAC1.55 Billion ZAC6.34 Million/day ZAC- ZAC- ▼ -7 days
2022 252 days ZAC1.53 Billion ZAC6.05 Million/day ZAC- ZAC- ▲ +23 days
2021 229 days ZAC1.09 Billion ZAC4.74 Million/day ZAC- ZAC- ▼ -14 days
2020 243 days ZAC955.27 Million ZAC3.93 Million/day ZAC- ZAC- ▼ -5789 days
2019 6032 days ZAC17.75 Billion ZAC2.94 Million/day ZAC- ZAC17.35 Billion ▲ +3066 days
2018 2967 days ZAC7.63 Billion ZAC2.57 Million/day ZAC- ZAC7.30 Billion ▼ -1880 days
2017 4846 days ZAC7.47 Billion ZAC1.54 Million/day ZAC- ZAC7.36 Billion ▼ -1369 days
2016 6216 days ZAC8.09 Billion ZAC1.30 Million/day ZAC- ZAC7.99 Billion ▼ -761 days
2015 6977 days ZAC6.39 Billion ZAC915.51K/day ZAC- ZAC6.28 Billion ▲ +6845 days
2014 131 days ZAC116.50 Million ZAC886.08K/day ZAC- ZAC- ▼ -2 days
2013 133 days ZAC78.88 Million ZAC591.30K/day ZAC- ZAC- ▲ +119 days
2012 14 days ZAC28.27 Million ZAC1.97 Million/day ZAC- ZAC- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)