Capitec Bank Holdings Ltd (CPI) — Free Cash Flow Generation Index
Capitec Bank Holdings Ltd (CPI) has a Free Cash Flow Generation Index of 0.96x as of August 2025. Free cash flow of ZAC11.34 Billion represents 1% of operating cash flow (ZAC11.86 Billion). Explore Capitec Bank Holdings Ltd capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Capitec Bank Holdings Ltd Free Cash Flow Generation Index (2002–2025)
Historical FCF Generation Index trend for Capitec Bank Holdings Ltd across 22 annual periods. For the full cash flow conversion analysis, see CPI cash flow conversion.
Annual Free Cash Flow Generation for Capitec Bank Holdings Ltd (2002–2025)
Year-by-year Free Cash Flow Generation Index for Capitec Bank Holdings Ltd. Check CPI total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (ZAC) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.74x | ZAC3.73 Billion | ZAC5.01 Billion | ZAC1.28 Billion | ▼ -67.3% |
| 2024 | 2.28x | ZAC19.12 Billion | ZAC8.39 Billion | ZAC1.16 Billion | ▲ +213.7% |
| 2023 | 0.73x | ZAC3.09 Billion | ZAC4.25 Billion | ZAC1.16 Billion | ▼ -22.6% |
| 2022 | 0.94x | ZAC13.15 Billion | ZAC14.02 Billion | ZAC862.54 Million | ▼ -3.4% |
| 2021 | 0.97x | ZAC28.89 Billion | ZAC29.73 Billion | ZAC837.17 Million | ▲ +234.5% |
| 2020 | -0.72x | ZAC-382.02 Million | ZAC528.86 Million | ZAC910.88 Million | ▼ -178.9% |
| 2019 | 0.92x | ZAC12.43 Billion | ZAC13.57 Billion | ZAC1.14 Billion | ▼ -1.6% |
| 2018 | 0.93x | ZAC11.10 Billion | ZAC11.93 Billion | ZAC829.44 Million | ▲ +4.0% |
| 2017 | 0.89x | ZAC8.50 Billion | ZAC9.50 Billion | ZAC1.00 Billion | ▼ -0.7% |
| 2016 | 0.90x | ZAC6.44 Billion | ZAC7.15 Billion | ZAC704.06 Million | ▼ -3.9% |
| 2015 | 0.94x | ZAC6.26 Billion | ZAC6.68 Billion | ZAC413.68 Million | ▲ +2.4% |
| 2014 | 0.92x | ZAC5.96 Billion | ZAC6.51 Billion | ZAC548.56 Million | ▲ +17.0% |
| 2013 | 0.78x | ZAC1.70 Billion | ZAC2.17 Billion | ZAC472.91 Million | ▼ -0.8% |
| 2012 | 0.79x | ZAC1.42 Billion | ZAC1.80 Billion | ZAC381.24 Million | ▼ -16.1% |
| 2010 | 0.94x | ZAC2.36 Billion | ZAC2.50 Billion | ZAC149.22 Million | ▼ -6.0% |
| 2009 | 1.00x | ZAC1.29 Billion | ZAC1.29 Billion | ZAC0.00 | ▲ +62.4% |
| 2007 | 0.62x | ZAC137.81 Million | ZAC223.77 Million | ZAC85.96 Million | ▼ -18.3% |
| 2006 | 0.75x | ZAC221.65 Million | ZAC294.04 Million | ZAC72.39 Million | ▲ +2.8% |
| 2005 | 0.73x | ZAC231.30 Million | ZAC315.35 Million | ZAC84.06 Million | ▲ +31.1% |
| 2004 | 0.56x | ZAC56.17 Million | ZAC100.40 Million | ZAC44.23 Million | ▼ -3.7% |
| 2003 | 0.58x | ZAC43.18 Million | ZAC74.29 Million | ZAC31.11 Million | ▲ +165.2% |
| 2002 | -0.89x | ZAC-52.01 Million | ZAC58.38 Million | ZAC110.39 Million | — |