Capitec Bank Holdings Ltd (CPI) — Free Cash Flow Generation Index
Capitec Bank Holdings Ltd (CPI) has a Free Cash Flow Generation Index of 0.96x as of August 2025. Free cash flow of ZAC11.34 Billion represents 1% of operating cash flow (ZAC11.86 Billion). See Capitec Bank Holdings Ltd (CPI) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Capitec Bank Holdings Ltd Free Cash Flow Generation Index (2002–2025)
Historical FCF Generation Index trend for Capitec Bank Holdings Ltd across 22 annual periods. Explore Capitec Bank Holdings Ltd cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Capitec Bank Holdings Ltd (2002–2025)
Year-by-year Free Cash Flow Generation Index for Capitec Bank Holdings Ltd. For the full company profile including market capitalisation, see market cap of Capitec Bank Holdings Ltd.
| Year | FCG Index | Free Cash Flow (ZAC) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.74x | ZAC3.73 Billion | ZAC5.01 Billion | ZAC1.28 Billion | ▼ -67.3% |
| 2024 | 2.28x | ZAC19.12 Billion | ZAC8.39 Billion | ZAC1.16 Billion | ▲ +213.7% |
| 2023 | 0.73x | ZAC3.09 Billion | ZAC4.25 Billion | ZAC1.16 Billion | ▼ -22.6% |
| 2022 | 0.94x | ZAC13.15 Billion | ZAC14.02 Billion | ZAC862.54 Million | ▼ -3.4% |
| 2021 | 0.97x | ZAC28.89 Billion | ZAC29.73 Billion | ZAC837.17 Million | ▲ +234.5% |
| 2020 | -0.72x | ZAC-382.02 Million | ZAC528.86 Million | ZAC910.88 Million | ▼ -178.9% |
| 2019 | 0.92x | ZAC12.43 Billion | ZAC13.57 Billion | ZAC1.14 Billion | ▼ -1.6% |
| 2018 | 0.93x | ZAC11.10 Billion | ZAC11.93 Billion | ZAC829.44 Million | ▲ +4.0% |
| 2017 | 0.89x | ZAC8.50 Billion | ZAC9.50 Billion | ZAC1.00 Billion | ▼ -0.7% |
| 2016 | 0.90x | ZAC6.44 Billion | ZAC7.15 Billion | ZAC704.06 Million | ▼ -3.9% |
| 2015 | 0.94x | ZAC6.26 Billion | ZAC6.68 Billion | ZAC413.68 Million | ▲ +2.4% |
| 2014 | 0.92x | ZAC5.96 Billion | ZAC6.51 Billion | ZAC548.56 Million | ▲ +17.0% |
| 2013 | 0.78x | ZAC1.70 Billion | ZAC2.17 Billion | ZAC472.91 Million | ▼ -0.8% |
| 2012 | 0.79x | ZAC1.42 Billion | ZAC1.80 Billion | ZAC381.24 Million | ▼ -16.1% |
| 2010 | 0.94x | ZAC2.36 Billion | ZAC2.50 Billion | ZAC149.22 Million | ▼ -6.0% |
| 2009 | 1.00x | ZAC1.29 Billion | ZAC1.29 Billion | ZAC0.00 | ▲ +62.4% |
| 2007 | 0.62x | ZAC137.81 Million | ZAC223.77 Million | ZAC85.96 Million | ▼ -18.3% |
| 2006 | 0.75x | ZAC221.65 Million | ZAC294.04 Million | ZAC72.39 Million | ▲ +2.8% |
| 2005 | 0.73x | ZAC231.30 Million | ZAC315.35 Million | ZAC84.06 Million | ▲ +31.1% |
| 2004 | 0.56x | ZAC56.17 Million | ZAC100.40 Million | ZAC44.23 Million | ▼ -3.7% |
| 2003 | 0.58x | ZAC43.18 Million | ZAC74.29 Million | ZAC31.11 Million | ▲ +165.2% |
| 2002 | -0.89x | ZAC-52.01 Million | ZAC58.38 Million | ZAC110.39 Million | — |