Capitec Bank Holdings Ltd (CPI) — Free Cash Flow Generation Index
Capitec Bank Holdings Ltd (CPI) has a Free Cash Flow Generation Index of 0.96x as of August 2025. Free cash flow of ZAC11.34 Billion represents 1% of operating cash flow (ZAC11.86 Billion). Read Capitec Bank Holdings Ltd (CPI) total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Capitec Bank Holdings Ltd Free Cash Flow Generation Index (2002–2025)
Historical FCF Generation Index trend for Capitec Bank Holdings Ltd across 22 annual periods. Explore CPI capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Capitec Bank Holdings Ltd (2002–2025)
Year-by-year Free Cash Flow Generation Index for Capitec Bank Holdings Ltd. For the full company profile including market capitalisation, see CPI market cap.
| Year | FCG Index | Free Cash Flow (ZAC) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.74x | ZAC3.73 Billion | ZAC5.01 Billion | ZAC1.28 Billion | ▼ -67.3% |
| 2024 | 2.28x | ZAC19.12 Billion | ZAC8.39 Billion | ZAC1.16 Billion | ▲ +213.7% |
| 2023 | 0.73x | ZAC3.09 Billion | ZAC4.25 Billion | ZAC1.16 Billion | ▼ -22.6% |
| 2022 | 0.94x | ZAC13.15 Billion | ZAC14.02 Billion | ZAC862.54 Million | ▼ -3.4% |
| 2021 | 0.97x | ZAC28.89 Billion | ZAC29.73 Billion | ZAC837.17 Million | ▲ +234.5% |
| 2020 | -0.72x | ZAC-382.02 Million | ZAC528.86 Million | ZAC910.88 Million | ▼ -178.9% |
| 2019 | 0.92x | ZAC12.43 Billion | ZAC13.57 Billion | ZAC1.14 Billion | ▼ -1.6% |
| 2018 | 0.93x | ZAC11.10 Billion | ZAC11.93 Billion | ZAC829.44 Million | ▲ +4.0% |
| 2017 | 0.89x | ZAC8.50 Billion | ZAC9.50 Billion | ZAC1.00 Billion | ▼ -0.7% |
| 2016 | 0.90x | ZAC6.44 Billion | ZAC7.15 Billion | ZAC704.06 Million | ▼ -3.9% |
| 2015 | 0.94x | ZAC6.26 Billion | ZAC6.68 Billion | ZAC413.68 Million | ▲ +2.4% |
| 2014 | 0.92x | ZAC5.96 Billion | ZAC6.51 Billion | ZAC548.56 Million | ▲ +17.0% |
| 2013 | 0.78x | ZAC1.70 Billion | ZAC2.17 Billion | ZAC472.91 Million | ▼ -0.8% |
| 2012 | 0.79x | ZAC1.42 Billion | ZAC1.80 Billion | ZAC381.24 Million | ▼ -16.1% |
| 2010 | 0.94x | ZAC2.36 Billion | ZAC2.50 Billion | ZAC149.22 Million | ▼ -6.0% |
| 2009 | 1.00x | ZAC1.29 Billion | ZAC1.29 Billion | ZAC0.00 | ▲ +62.4% |
| 2007 | 0.62x | ZAC137.81 Million | ZAC223.77 Million | ZAC85.96 Million | ▼ -18.3% |
| 2006 | 0.75x | ZAC221.65 Million | ZAC294.04 Million | ZAC72.39 Million | ▲ +2.8% |
| 2005 | 0.73x | ZAC231.30 Million | ZAC315.35 Million | ZAC84.06 Million | ▲ +31.1% |
| 2004 | 0.56x | ZAC56.17 Million | ZAC100.40 Million | ZAC44.23 Million | ▼ -3.7% |
| 2003 | 0.58x | ZAC43.18 Million | ZAC74.29 Million | ZAC31.11 Million | ▲ +165.2% |
| 2002 | -0.89x | ZAC-52.01 Million | ZAC58.38 Million | ZAC110.39 Million | — |