Capitec Bank Holdings Ltd (CPI) — Cash Flow Reinvestment Rate
Capitec Bank Holdings Ltd (CPI) has a Cash Flow Reinvestment Rate of 0.04x as of August 2025, reinvesting ZAC524.00 Million (capex ZAC524.00 Million ) from operating cash flow of ZAC11.86 Billion. See cash generation quality of Capitec Bank Holdings Ltd to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Capitec Bank Holdings Ltd Cash Flow Reinvestment Rate (2002–2025)
Historical reinvestment intensity for Capitec Bank Holdings Ltd across 22 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Capitec Bank Holdings Ltd.
Annual Cash Flow Reinvestment Rate for Capitec Bank Holdings Ltd (2002–2025)
Year-by-year capital reinvestment analysis for Capitec Bank Holdings Ltd. See CPI financial flexibility score to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (ZAC) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.65x | ZAC8.27 Billion | ZAC5.01 Billion | ZAC1.28 Billion | ▲ +8.7% |
| 2024 | 1.52x | ZAC12.73 Billion | ZAC8.39 Billion | ZAC1.16 Billion | ▲ +140.4% |
| 2023 | 0.63x | ZAC2.69 Billion | ZAC4.25 Billion | ZAC1.16 Billion | ▼ -65.3% |
| 2022 | 1.82x | ZAC25.49 Billion | ZAC14.02 Billion | ZAC862.54 Million | ▲ +164.6% |
| 2021 | 0.69x | ZAC20.43 Billion | ZAC29.73 Billion | ZAC837.17 Million | ▼ -88.1% |
| 2020 | 5.77x | ZAC3.05 Billion | ZAC528.86 Million | ZAC910.88 Million | ▲ +1035.2% |
| 2019 | 0.51x | ZAC6.90 Billion | ZAC13.57 Billion | ZAC1.14 Billion | ▲ +88.5% |
| 2018 | 0.27x | ZAC3.22 Billion | ZAC11.93 Billion | ZAC829.44 Million | ▲ +16.7% |
| 2017 | 0.23x | ZAC2.20 Billion | ZAC9.50 Billion | ZAC1.00 Billion | ▼ -46.5% |
| 2016 | 0.43x | ZAC3.09 Billion | ZAC7.15 Billion | ZAC704.06 Million | ▼ -29.3% |
| 2015 | 0.61x | ZAC4.08 Billion | ZAC6.68 Billion | ZAC413.68 Million | ▲ +53.0% |
| 2014 | 0.40x | ZAC2.60 Billion | ZAC6.51 Billion | ZAC548.56 Million | ▲ +83.7% |
| 2013 | 0.22x | ZAC472.91 Million | ZAC2.17 Billion | ZAC472.91 Million | ▲ +2.9% |
| 2012 | 0.21x | ZAC381.24 Million | ZAC1.80 Billion | ZAC381.24 Million | ▲ +254.8% |
| 2010 | 0.06x | ZAC149.22 Million | ZAC2.50 Billion | ZAC149.22 Million | — |
| 2009 | 0.00x | ZAC0.00 | ZAC1.29 Billion | ZAC0.00 | ▼ -100.0% |
| 2007 | 0.38x | ZAC85.96 Million | ZAC223.77 Million | ZAC85.96 Million | ▲ +56.0% |
| 2006 | 0.25x | ZAC72.39 Million | ZAC294.04 Million | ZAC72.39 Million | ▼ -7.6% |
| 2005 | 0.27x | ZAC84.06 Million | ZAC315.35 Million | ZAC84.06 Million | ▼ -39.5% |
| 2004 | 0.44x | ZAC44.23 Million | ZAC100.40 Million | ZAC44.23 Million | ▲ +5.2% |
| 2003 | 0.42x | ZAC31.11 Million | ZAC74.29 Million | ZAC31.11 Million | ▼ -77.9% |
| 2002 | 1.89x | ZAC110.39 Million | ZAC58.38 Million | ZAC110.39 Million | — |