Capitec Bank Holdings Ltd (CPI) — Cash Flow Reinvestment Rate
Capitec Bank Holdings Ltd (CPI) has a Cash Flow Reinvestment Rate of 0.04x as of August 2025, reinvesting ZAC524.00 Million (capex ZAC524.00 Million ) from operating cash flow of ZAC11.86 Billion. Check Capitec Bank Holdings Ltd (CPI) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Capitec Bank Holdings Ltd Cash Flow Reinvestment Rate (2002–2025)
Historical reinvestment intensity for Capitec Bank Holdings Ltd across 22 annual periods. Explore Capitec Bank Holdings Ltd (CPI) investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Capitec Bank Holdings Ltd (2002–2025)
Year-by-year capital reinvestment analysis for Capitec Bank Holdings Ltd. For live market cap and broader valuation context, see CPI stock market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (ZAC) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.65x | ZAC8.27 Billion | ZAC5.01 Billion | ZAC1.28 Billion | ▲ +8.7% |
| 2024 | 1.52x | ZAC12.73 Billion | ZAC8.39 Billion | ZAC1.16 Billion | ▲ +140.4% |
| 2023 | 0.63x | ZAC2.69 Billion | ZAC4.25 Billion | ZAC1.16 Billion | ▼ -65.3% |
| 2022 | 1.82x | ZAC25.49 Billion | ZAC14.02 Billion | ZAC862.54 Million | ▲ +164.6% |
| 2021 | 0.69x | ZAC20.43 Billion | ZAC29.73 Billion | ZAC837.17 Million | ▼ -88.1% |
| 2020 | 5.77x | ZAC3.05 Billion | ZAC528.86 Million | ZAC910.88 Million | ▲ +1035.2% |
| 2019 | 0.51x | ZAC6.90 Billion | ZAC13.57 Billion | ZAC1.14 Billion | ▲ +88.5% |
| 2018 | 0.27x | ZAC3.22 Billion | ZAC11.93 Billion | ZAC829.44 Million | ▲ +16.7% |
| 2017 | 0.23x | ZAC2.20 Billion | ZAC9.50 Billion | ZAC1.00 Billion | ▼ -46.5% |
| 2016 | 0.43x | ZAC3.09 Billion | ZAC7.15 Billion | ZAC704.06 Million | ▼ -29.3% |
| 2015 | 0.61x | ZAC4.08 Billion | ZAC6.68 Billion | ZAC413.68 Million | ▲ +53.0% |
| 2014 | 0.40x | ZAC2.60 Billion | ZAC6.51 Billion | ZAC548.56 Million | ▲ +83.7% |
| 2013 | 0.22x | ZAC472.91 Million | ZAC2.17 Billion | ZAC472.91 Million | ▲ +2.9% |
| 2012 | 0.21x | ZAC381.24 Million | ZAC1.80 Billion | ZAC381.24 Million | ▲ +254.8% |
| 2010 | 0.06x | ZAC149.22 Million | ZAC2.50 Billion | ZAC149.22 Million | — |
| 2009 | 0.00x | ZAC0.00 | ZAC1.29 Billion | ZAC0.00 | ▼ -100.0% |
| 2007 | 0.38x | ZAC85.96 Million | ZAC223.77 Million | ZAC85.96 Million | ▲ +56.0% |
| 2006 | 0.25x | ZAC72.39 Million | ZAC294.04 Million | ZAC72.39 Million | ▼ -7.6% |
| 2005 | 0.27x | ZAC84.06 Million | ZAC315.35 Million | ZAC84.06 Million | ▼ -39.5% |
| 2004 | 0.44x | ZAC44.23 Million | ZAC100.40 Million | ZAC44.23 Million | ▲ +5.2% |
| 2003 | 0.42x | ZAC31.11 Million | ZAC74.29 Million | ZAC31.11 Million | ▼ -77.9% |
| 2002 | 1.89x | ZAC110.39 Million | ZAC58.38 Million | ZAC110.39 Million | — |