Ameris Bancorp Cash Flow Quality Index
Ameris Bancorp cash flow quality index. Ameris Bancorp (ABCB) has a Cash Flow Quality Index of 0.99x as of September 2025. Operating cash flow of $104.92 Million is below net income of $106.03 Million, suggesting accrual-heavy earnings not yet converted to cash. See financial agility of Ameris Bancorp to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Ameris Bancorp (1994–2024)
Cash flow quality index of Ameris Bancorp from 1994 to 2024. Historical Cash Flow Quality Index for Ameris Bancorp across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Ameris Bancorp service its debt to assess how comfortably operating cash covers total debt obligations.
Ameris Bancorp Cash Flow Quality Index by Year (1994–2024)
Ameris Bancorp cash flow quality index by year from 1994 to 2024. Year-by-year earnings quality comparison for Ameris Bancorp. For the full cash flow conversion analysis, see Ameris Bancorp (ABCB) cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.43x | $154.19 Million | $358.69 Million | ▼ -79.7% |
| 2023 | 2.11x | $568.96 Million | $269.11 Million | ▼ -31.0% |
| 2022 | 3.07x | $1.06 Billion | $346.54 Million | ▲ +12543.3% |
| 2021 | 0.02x | $9.14 Million | $376.91 Million | ▼ -99.2% |
| 2020 | 3.05x | $798.40 Million | $261.99 Million | ▲ +152.3% |
| 2019 | -5.82x | $-940.21 Million | $161.44 Million | ▼ -547.8% |
| 2018 | -0.90x | $-108.80 Million | $121.03 Million | ▼ -5.7% |
| 2017 | -0.85x | $-62.56 Million | $73.55 Million | ▲ +12.1% |
| 2016 | -0.97x | $-69.77 Million | $72.10 Million | ▼ -56.7% |
| 2015 | -0.62x | $-25.22 Million | $40.85 Million | ▼ -327.3% |
| 2014 | -0.14x | $-5.60 Million | $38.72 Million | ▼ -113.2% |
| 2013 | 1.09x | $21.85 Million | $20.02 Million | ▲ +301.3% |
| 2012 | -0.54x | $-7.83 Million | $14.44 Million | ▼ -124.8% |
| 2011 | 2.19x | $46.17 Million | $21.09 Million | ▲ +44.0% |
| 2007 | 1.52x | $23.02 Million | $15.15 Million | ▼ -3.1% |
| 2006 | 1.57x | $34.70 Million | $22.13 Million | ▼ -0.8% |
| 2005 | 1.58x | $21.70 Million | $13.73 Million | ▼ -0.9% |
| 2004 | 1.60x | $20.90 Million | $13.10 Million | ▲ +2.9% |
| 2003 | 1.55x | $18.62 Million | $12.01 Million | ▼ -28.5% |
| 2002 | 2.17x | $22.45 Million | $10.36 Million | ▲ +21.0% |
| 2001 | 1.79x | $17.26 Million | $9.63 Million | ▲ +33.6% |
| 2000 | 1.34x | $13.54 Million | $10.10 Million | ▼ -22.1% |
| 1999 | 1.72x | $15.50 Million | $9.00 Million | ▼ -18.0% |
| 1998 | 2.10x | $14.50 Million | $6.90 Million | ▲ +63.7% |
| 1997 | 1.28x | $9.50 Million | $7.40 Million | ▼ -16.7% |
| 1996 | 1.54x | $11.10 Million | $7.20 Million | ▲ +24.9% |
| 1995 | 1.23x | $7.90 Million | $6.40 Million | ▼ -25.0% |
| 1994 | 1.65x | $5.10 Million | $3.10 Million | — |