Ameris Bancorp (ABCB) — Free Cash Flow Generation Index
Ameris Bancorp (ABCB) has a Free Cash Flow Generation Index of 0.96x as of September 2025. Free cash flow of $100.52 Million represents 1% of operating cash flow ($104.92 Million). See Ameris Bancorp working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Ameris Bancorp Free Cash Flow Generation Index (1994–2024)
Historical FCF Generation Index trend for Ameris Bancorp across 24 annual periods. Explore cash flow to debt ratio of Ameris Bancorp to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Ameris Bancorp (1994–2024)
Year-by-year Free Cash Flow Generation Index for Ameris Bancorp. For the full company profile including market capitalisation, see Ameris Bancorp stock valuation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.91x | $140.72 Million | $154.19 Million | $13.48 Million | ▼ -5.8% |
| 2023 | 0.97x | $551.43 Million | $568.96 Million | $17.53 Million | ▼ -1.8% |
| 2022 | 0.99x | $1.05 Billion | $1.06 Billion | $13.57 Million | ▲ +155.3% |
| 2021 | -1.78x | $-16.31 Million | $9.14 Million | $25.45 Million | ▼ -282.6% |
| 2020 | 0.98x | $780.28 Million | $798.40 Million | $18.12 Million | ▲ +31.7% |
| 2013 | 0.74x | $16.21 Million | $21.85 Million | $5.63 Million | ▲ +0.3% |
| 2011 | 0.74x | $34.14 Million | $46.17 Million | $12.02 Million | ▼ -16.7% |
| 2010 | 0.89x | $39.95 Million | $45.01 Million | $5.06 Million | ▲ +24.6% |
| 2009 | 0.71x | $17.06 Million | $23.95 Million | $6.88 Million | ▲ +18.1% |
| 2008 | 0.60x | $15.45 Million | $25.60 Million | $10.15 Million | ▲ +88.5% |
| 2007 | 0.32x | $7.37 Million | $23.02 Million | $15.65 Million | ▼ -60.8% |
| 2006 | 0.82x | $28.35 Million | $34.70 Million | $6.34 Million | ▼ -5.4% |
| 2005 | 0.86x | $18.75 Million | $21.70 Million | $2.95 Million | ▼ -0.2% |
| 2004 | 0.87x | $18.08 Million | $20.90 Million | $2.82 Million | ▼ -2.0% |
| 2003 | 0.88x | $16.45 Million | $18.62 Million | $2.07 Million | ▼ -4.3% |
| 2002 | 0.92x | $20.72 Million | $22.45 Million | $1.73 Million | ▲ +3.7% |
| 2001 | 0.89x | $15.36 Million | $17.26 Million | $1.90 Million | ▲ +7.8% |
| 2000 | 0.83x | $11.18 Million | $13.54 Million | $2.36 Million | ▼ -0.8% |
| 1999 | 0.83x | $12.90 Million | $15.50 Million | $2.60 Million | ▼ -0.3% |
| 1998 | 0.83x | $12.10 Million | $14.50 Million | $2.40 Million | ▲ +61.8% |
| 1997 | 0.52x | $4.90 Million | $9.50 Million | $4.60 Million | ▼ -22.6% |
| 1996 | 0.67x | $7.40 Million | $11.10 Million | $3.70 Million | ▼ -24.8% |
| 1995 | 0.89x | $7.00 Million | $7.90 Million | $900.00K | ▲ +61.4% |
| 1994 | 0.55x | $2.80 Million | $5.10 Million | $2.30 Million | — |