Ameris Bancorp Financial Flexibility Index
Ameris Bancorp financial flexibility index. Ameris Bancorp (ABCB) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $109.32 Million (operating CF $104.92 Million minus capex $4.40 Million) represents 0% of total liabilities ($23.08 Billion). See free cash flow generation of Ameris Bancorp to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Ameris Bancorp (1994–2024)
Financial flexibility index of Ameris Bancorp from 1994 to 2024. Historical Financial Flexibility Index trend for Ameris Bancorp across 31 annual periods. Check Ameris Bancorp cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Ameris Bancorp Financial Flexibility Index by Year (1994–2024)
Ameris Bancorp financial flexibility index by year from 1994 to 2024. Year-by-year free cash flow to debt coverage for Ameris Bancorp. For the full cash flow conversion analysis, see cash flow conversion of Ameris Bancorp.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $167.67 Million | $154.19 Million | $22.51 Billion | ▼ -72.3% |
| 2023 | 0.03x | $586.49 Million | $568.96 Million | $21.78 Billion | ▼ -45.3% |
| 2022 | 0.05x | $1.08 Billion | $1.06 Billion | $21.86 Billion | ▲ +23.3% |
| 2021 | 0.04x | $34.59 Million | $9.14 Million | $866.21 Million | ▼ -97.3% |
| 2020 | 1.49x | $816.51 Million | $798.40 Million | $549.50 Million | ▲ +344.2% |
| 2019 | -0.61x | $-928.63 Million | $-940.21 Million | $1.53 Billion | ▼ -6050.7% |
| 2018 | -0.01x | $-98.79 Million | $-108.80 Million | $9.99 Billion | ▼ -18.6% |
| 2017 | -0.01x | $-58.80 Million | $-62.56 Million | $7.05 Billion | ▲ +11.4% |
| 2016 | -0.01x | $-58.79 Million | $-69.77 Million | $6.25 Billion | ▼ -277.7% |
| 2015 | 0.00x | $-12.65 Million | $-25.22 Million | $5.07 Billion | ▼ -8198.1% |
| 2014 | 0.00x | $113.00K | $-5.60 Million | $3.67 Billion | ▼ -99.6% |
| 2013 | 0.01x | $27.48 Million | $21.85 Million | $3.35 Billion | ▲ +1716.7% |
| 2012 | 0.00x | $1.24 Million | $-7.83 Million | $2.74 Billion | ▼ -97.9% |
| 2011 | 0.02x | $58.19 Million | $46.17 Million | $2.70 Billion | ▲ +16.1% |
| 2010 | 0.02x | $50.07 Million | $45.01 Million | $2.70 Billion | ▲ +34.1% |
| 2009 | 0.01x | $30.83 Million | $23.95 Million | $2.23 Billion | ▼ -16.1% |
| 2008 | 0.02x | $35.76 Million | $25.60 Million | $2.17 Billion | ▼ -18.1% |
| 2007 | 0.02x | $38.68 Million | $23.02 Million | $1.92 Billion | ▼ -8.3% |
| 2006 | 0.02x | $41.04 Million | $34.70 Million | $1.87 Billion | ▲ +37.9% |
| 2005 | 0.02x | $24.65 Million | $21.70 Million | $1.55 Billion | ▼ -23.0% |
| 2004 | 0.02x | $23.71 Million | $20.90 Million | $1.15 Billion | ▲ +5.4% |
| 2003 | 0.02x | $20.70 Million | $18.62 Million | $1.06 Billion | ▼ -14.8% |
| 2002 | 0.02x | $24.17 Million | $22.45 Million | $1.05 Billion | ▲ +24.7% |
| 2001 | 0.02x | $19.16 Million | $17.26 Million | $1.04 Billion | ▼ -13.5% |
| 2000 | 0.02x | $15.90 Million | $13.54 Million | $745.54 Million | ▼ -15.9% |
| 1999 | 0.03x | $18.10 Million | $15.50 Million | $713.50 Million | ▼ -2.0% |
| 1998 | 0.03x | $16.90 Million | $14.50 Million | $653.10 Million | ▲ +14.5% |
| 1997 | 0.02x | $14.10 Million | $9.50 Million | $623.70 Million | ▼ -6.8% |
| 1996 | 0.02x | $14.80 Million | $11.10 Million | $610.20 Million | ▼ -15.2% |
| 1995 | 0.03x | $8.80 Million | $7.90 Million | $307.60 Million | ▲ +1.4% |
| 1994 | 0.03x | $7.40 Million | $5.10 Million | $262.30 Million | — |