Ameris Bancorp (ABCB) — Cash Flow Reinvestment Rate

Latest as of September 2025: 4.49x

Ameris Bancorp (ABCB) has a Cash Flow Reinvestment Rate of 4.49x as of September 2025, reinvesting $470.58 Million (capex $4.40 Million plus investments $-466.19 Million) from operating cash flow of $104.92 Million. Explore Ameris Bancorp capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

4.49x
(Capex + Investments) / Operating CF

Total Reinvested

$470.58 Million
Capex + Investments

Operating Cash Flow

$104.92 Million
USD

Capital Expenditures

$4.40 Million
USD

Ameris Bancorp Cash Flow Reinvestment Rate (1994–2024)

Historical reinvestment intensity for Ameris Bancorp across 24 annual periods. Also explore ABCB asset base for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Ameris Bancorp (1994–2024)

Year-by-year capital reinvestment analysis for Ameris Bancorp. For live market cap and broader valuation context, see Ameris Bancorp (ABCB) total market value.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 5.58x $860.16 Million $154.19 Million $13.48 Million ▲ +85.8%
2023 3.00x $1.71 Billion $568.96 Million $17.53 Million ▼ -34.7%
2022 4.60x $4.89 Billion $1.06 Billion $13.57 Million ▼ -85.6%
2021 31.93x $291.82 Million $9.14 Million $25.45 Million ▲ +4447.8%
2020 0.70x $560.51 Million $798.40 Million $18.12 Million ▼ -84.5%
2013 4.54x $99.28 Million $21.85 Million $5.63 Million ▲ +20.8%
2011 3.76x $173.62 Million $46.17 Million $12.02 Million ▲ +3244.6%
2010 0.11x $5.06 Million $45.01 Million $5.06 Million ▼ -60.9%
2009 0.29x $6.88 Million $23.95 Million $6.88 Million ▼ -27.5%
2008 0.40x $10.15 Million $25.60 Million $10.15 Million ▼ -41.7%
2007 0.68x $15.65 Million $23.02 Million $15.65 Million ▲ +271.8%
2006 0.18x $6.34 Million $34.70 Million $6.34 Million ▲ +34.3%
2005 0.14x $2.95 Million $21.70 Million $2.95 Million ▲ +1.0%
2004 0.13x $2.82 Million $20.90 Million $2.82 Million ▲ +21.2%
2003 0.11x $2.07 Million $18.62 Million $2.07 Million ▲ +44.6%
2002 0.08x $1.73 Million $22.45 Million $1.73 Million ▼ -30.0%
2001 0.11x $1.90 Million $17.26 Million $1.90 Million ▼ -36.9%
2000 0.17x $2.36 Million $13.54 Million $2.36 Million ▲ +3.9%
1999 0.17x $2.60 Million $15.50 Million $2.60 Million ▲ +1.3%
1998 0.17x $2.40 Million $14.50 Million $2.40 Million ▼ -65.8%
1997 0.48x $4.60 Million $9.50 Million $4.60 Million ▲ +45.3%
1996 0.33x $3.70 Million $11.10 Million $3.70 Million ▲ +192.6%
1995 0.11x $900.00K $7.90 Million $900.00K ▼ -74.7%
1994 0.45x $2.30 Million $5.10 Million $2.30 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow