Ameris Bancorp (ABCB) — Cash Flow Reinvestment Rate
Ameris Bancorp (ABCB) has a Cash Flow Reinvestment Rate of 4.49x as of September 2025, reinvesting $470.58 Million (capex $4.40 Million plus investments $-466.19 Million) from operating cash flow of $104.92 Million. Check ABCB cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Ameris Bancorp Cash Flow Reinvestment Rate (1994–2024)
Historical reinvestment intensity for Ameris Bancorp across 24 annual periods. Explore Ameris Bancorp strategic investment ratio to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Ameris Bancorp (1994–2024)
Year-by-year capital reinvestment analysis for Ameris Bancorp. For live market cap and broader valuation context, see market value of Ameris Bancorp.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 5.58x | $860.16 Million | $154.19 Million | $13.48 Million | ▲ +85.8% |
| 2023 | 3.00x | $1.71 Billion | $568.96 Million | $17.53 Million | ▼ -34.7% |
| 2022 | 4.60x | $4.89 Billion | $1.06 Billion | $13.57 Million | ▼ -85.6% |
| 2021 | 31.93x | $291.82 Million | $9.14 Million | $25.45 Million | ▲ +4447.8% |
| 2020 | 0.70x | $560.51 Million | $798.40 Million | $18.12 Million | ▼ -84.5% |
| 2013 | 4.54x | $99.28 Million | $21.85 Million | $5.63 Million | ▲ +20.8% |
| 2011 | 3.76x | $173.62 Million | $46.17 Million | $12.02 Million | ▲ +3244.6% |
| 2010 | 0.11x | $5.06 Million | $45.01 Million | $5.06 Million | ▼ -60.9% |
| 2009 | 0.29x | $6.88 Million | $23.95 Million | $6.88 Million | ▼ -27.5% |
| 2008 | 0.40x | $10.15 Million | $25.60 Million | $10.15 Million | ▼ -41.7% |
| 2007 | 0.68x | $15.65 Million | $23.02 Million | $15.65 Million | ▲ +271.8% |
| 2006 | 0.18x | $6.34 Million | $34.70 Million | $6.34 Million | ▲ +34.3% |
| 2005 | 0.14x | $2.95 Million | $21.70 Million | $2.95 Million | ▲ +1.0% |
| 2004 | 0.13x | $2.82 Million | $20.90 Million | $2.82 Million | ▲ +21.2% |
| 2003 | 0.11x | $2.07 Million | $18.62 Million | $2.07 Million | ▲ +44.6% |
| 2002 | 0.08x | $1.73 Million | $22.45 Million | $1.73 Million | ▼ -30.0% |
| 2001 | 0.11x | $1.90 Million | $17.26 Million | $1.90 Million | ▼ -36.9% |
| 2000 | 0.17x | $2.36 Million | $13.54 Million | $2.36 Million | ▲ +3.9% |
| 1999 | 0.17x | $2.60 Million | $15.50 Million | $2.60 Million | ▲ +1.3% |
| 1998 | 0.17x | $2.40 Million | $14.50 Million | $2.40 Million | ▼ -65.8% |
| 1997 | 0.48x | $4.60 Million | $9.50 Million | $4.60 Million | ▲ +45.3% |
| 1996 | 0.33x | $3.70 Million | $11.10 Million | $3.70 Million | ▲ +192.6% |
| 1995 | 0.11x | $900.00K | $7.90 Million | $900.00K | ▼ -74.7% |
| 1994 | 0.45x | $2.30 Million | $5.10 Million | $2.30 Million | — |