Ameris Bancorp Tangible Net Worth Ratio
Ameris Bancorp tangible net worth ratio. Ameris Bancorp (ABCB) has a Tangible Net Worth Ratio of 98.5% as of September 2025. This metric is calculated by deducting intangible assets ($58.70 Million) from net assets ($4.02 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check asset allocation strategy of Ameris Bancorp to assess the company's strategic physical and investment asset allocation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Tangible Net Worth Ratio of Ameris Bancorp (1994–2024)
Tangible net worth ratio of Ameris Bancorp from 1994 to 2024. This chart shows how Ameris Bancorp's Tangible Net Worth Ratio has changed across 31 annual periods from 1994 to 2024. As of September 2025, the ratio stands at 98.5%, reflecting net assets of $4.02 Billion with intangible assets of $58.70 Million USD. See ABCB current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Ameris Bancorp Tangible Net Worth Ratio by Year (1994–2024)
Ameris Bancorp tangible net worth ratio by year from 1994 to 2024. The table below presents the year-by-year Tangible Net Worth Ratio for Ameris Bancorp from 1994 to 2024, covering 31 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see ABCB market cap.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 98.1% | $3.75 Billion | $70.76 Million | $26.26 Billion | ▲ +0.7 pp |
| 2023 | 97.4% | $3.43 Billion | $87.95 Million | $25.20 Billion | ▲ +0.8 pp |
| 2022 | 96.7% | $3.20 Billion | $106.19 Million | $25.05 Billion | ▼ -2.8 pp |
| 2021 | 99.5% | $22.99 Billion | $125.94 Million | $23.86 Billion | ▼ -0.2 pp |
| 2020 | 99.6% | $19.89 Billion | $71.97 Million | $20.44 Billion | ▲ +0.2 pp |
| 2019 | 99.5% | $16.72 Billion | $91.59 Million | $18.24 Billion | ▲ +3.5 pp |
| 2018 | 96.0% | $1.46 Billion | $58.69 Million | $11.44 Billion | ▼ -2.4 pp |
| 2017 | 98.3% | $804.48 Million | $13.50 Million | $7.86 Billion | ▲ +1.0 pp |
| 2016 | 97.3% | $646.44 Million | $17.43 Million | $6.89 Billion | ▲ +0.6 pp |
| 2015 | 96.7% | $514.76 Million | $17.06 Million | $5.59 Billion | ▼ -1.1 pp |
| 2014 | 97.8% | $366.03 Million | $8.22 Million | $4.04 Billion | ▼ -0.3 pp |
| 2013 | 98.1% | $316.70 Million | $6.01 Million | $3.67 Billion | ▼ -0.8 pp |
| 2012 | 98.9% | $279.02 Million | $3.04 Million | $3.02 Billion | ▲ +0.0 pp |
| 2011 | 98.9% | $293.77 Million | $3.25 Million | $2.99 Billion | ▲ +0.5 pp |
| 2010 | 98.4% | $273.41 Million | $4.26 Million | $2.97 Billion | ▲ +0.3 pp |
| 2009 | 98.2% | $194.96 Million | $3.59 Million | $2.42 Billion | ▼ -0.3 pp |
| 2008 | 98.5% | $239.36 Million | $3.63 Million | $2.41 Billion | ▲ +1.0 pp |
| 2007 | 97.5% | $191.25 Million | $4.80 Million | $2.11 Billion | ▲ +31.3 pp |
| 2006 | 66.2% | $178.73 Million | $60.46 Million | $2.05 Billion | ▼ -31.5 pp |
| 2005 | 97.6% | $148.70 Million | $3.52 Million | $1.70 Billion | ▼ -1.4 pp |
| 2004 | 99.0% | $120.94 Million | $1.21 Million | $1.27 Billion | ▲ +19.0 pp |
| 2003 | 80.0% | $112.55 Million | $22.52 Million | $1.17 Billion | ▼ -3.4 pp |
| 2002 | 83.4% | $141.98 Million | $23.55 Million | $1.19 Billion | ▲ +1.7 pp |
| 2001 | 81.7% | $138.65 Million | $25.31 Million | $1.18 Billion | ▼ -9.8 pp |
| 2000 | 91.5% | $80.66 Million | $6.83 Million | $826.20 Million | ▼ -8.5 pp |
| 1999 | 100.0% | $76.00 Million | $0.00 | $789.50 Million | ▲ +0.0 pp |
| 1998 | 100.0% | $71.80 Million | $0.00 | $724.90 Million | ▲ +0.0 pp |
| 1997 | 100.0% | $68.20 Million | $0.00 | $691.90 Million | ▲ +0.0 pp |
| 1996 | 100.0% | $63.00 Million | $0.00 | $673.20 Million | ▲ +0.0 pp |
| 1995 | 100.0% | $33.90 Million | $0.00 | $341.50 Million | ▲ +0.0 pp |
| 1994 | 100.0% | $30.50 Million | $0.00 | $292.80 Million | — |