Ameris Bancorp (ABCB) — Tangible Net Worth Ratio
Ameris Bancorp (ABCB) has a Tangible Net Worth Ratio of 98.5% as of September 2025. This metric is calculated by deducting intangible assets ($58.70 Million) from net assets ($4.02 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Ameris Bancorp net assets for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Ameris Bancorp Tangible Net Worth Ratio (1994–2024)
This chart shows how Ameris Bancorp's Tangible Net Worth Ratio has changed across 31 annual periods from 1994 to 2024. As of September 2025, the ratio stands at 98.5%, reflecting net assets of $4.02 Billion with intangible assets of $58.70 Million USD. Also explore Ameris Bancorp net asset momentum to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Ameris Bancorp (1994–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for Ameris Bancorp from 1994 to 2024, covering 31 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see market value of Ameris Bancorp.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 98.1% | $3.75 Billion | $70.76 Million | $26.26 Billion | ▲ +0.7 pp |
| 2023 | 97.4% | $3.43 Billion | $87.95 Million | $25.20 Billion | ▲ +0.8 pp |
| 2022 | 96.7% | $3.20 Billion | $106.19 Million | $25.05 Billion | ▼ -2.8 pp |
| 2021 | 99.5% | $22.99 Billion | $125.94 Million | $23.86 Billion | ▼ -0.2 pp |
| 2020 | 99.6% | $19.89 Billion | $71.97 Million | $20.44 Billion | ▲ +0.2 pp |
| 2019 | 99.5% | $16.72 Billion | $91.59 Million | $18.24 Billion | ▲ +3.5 pp |
| 2018 | 96.0% | $1.46 Billion | $58.69 Million | $11.44 Billion | ▼ -2.4 pp |
| 2017 | 98.3% | $804.48 Million | $13.50 Million | $7.86 Billion | ▲ +1.0 pp |
| 2016 | 97.3% | $646.44 Million | $17.43 Million | $6.89 Billion | ▲ +0.6 pp |
| 2015 | 96.7% | $514.76 Million | $17.06 Million | $5.59 Billion | ▼ -1.1 pp |
| 2014 | 97.8% | $366.03 Million | $8.22 Million | $4.04 Billion | ▼ -0.3 pp |
| 2013 | 98.1% | $316.70 Million | $6.01 Million | $3.67 Billion | ▼ -0.8 pp |
| 2012 | 98.9% | $279.02 Million | $3.04 Million | $3.02 Billion | ▲ +0.0 pp |
| 2011 | 98.9% | $293.77 Million | $3.25 Million | $2.99 Billion | ▲ +0.5 pp |
| 2010 | 98.4% | $273.41 Million | $4.26 Million | $2.97 Billion | ▲ +0.3 pp |
| 2009 | 98.2% | $194.96 Million | $3.59 Million | $2.42 Billion | ▼ -0.3 pp |
| 2008 | 98.5% | $239.36 Million | $3.63 Million | $2.41 Billion | ▲ +1.0 pp |
| 2007 | 97.5% | $191.25 Million | $4.80 Million | $2.11 Billion | ▲ +31.3 pp |
| 2006 | 66.2% | $178.73 Million | $60.46 Million | $2.05 Billion | ▼ -31.5 pp |
| 2005 | 97.6% | $148.70 Million | $3.52 Million | $1.70 Billion | ▼ -1.4 pp |
| 2004 | 99.0% | $120.94 Million | $1.21 Million | $1.27 Billion | ▲ +19.0 pp |
| 2003 | 80.0% | $112.55 Million | $22.52 Million | $1.17 Billion | ▼ -3.4 pp |
| 2002 | 83.4% | $141.98 Million | $23.55 Million | $1.19 Billion | ▲ +1.7 pp |
| 2001 | 81.7% | $138.65 Million | $25.31 Million | $1.18 Billion | ▼ -9.8 pp |
| 2000 | 91.5% | $80.66 Million | $6.83 Million | $826.20 Million | ▼ -8.5 pp |
| 1999 | 100.0% | $76.00 Million | $0.00 | $789.50 Million | ▲ +0.0 pp |
| 1998 | 100.0% | $71.80 Million | $0.00 | $724.90 Million | ▲ +0.0 pp |
| 1997 | 100.0% | $68.20 Million | $0.00 | $691.90 Million | ▲ +0.0 pp |
| 1996 | 100.0% | $63.00 Million | $0.00 | $673.20 Million | ▲ +0.0 pp |
| 1995 | 100.0% | $33.90 Million | $0.00 | $341.50 Million | ▲ +0.0 pp |
| 1994 | 100.0% | $30.50 Million | $0.00 | $292.80 Million | — |