Ameris Bancorp (ABCB) — Cash Flow-to-Debt Ratio
Ameris Bancorp (ABCB) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $104.92 Million could theoretically repay 0% of its total liabilities ($23.08 Billion) in one year. See ABCB FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Ameris Bancorp Cash Flow-to-Debt Ratio (1994–2024)
Historical debt coverage capacity for Ameris Bancorp across 31 annual periods. Also explore Ameris Bancorp (ABCB) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Ameris Bancorp (1994–2024)
Year-by-year debt coverage analysis for Ameris Bancorp. For market capitalisation and broader financial context, see Ameris Bancorp market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $154.19 Million | $22.51 Billion | ▼ -73.8% |
| 2023 | 0.03x | $568.96 Million | $21.78 Billion | ▼ -46.3% |
| 2022 | 0.05x | $1.06 Billion | $21.86 Billion | ▲ +360.7% |
| 2021 | 0.01x | $9.14 Million | $866.21 Million | ▼ -99.3% |
| 2020 | 1.45x | $798.40 Million | $549.50 Million | ▲ +335.9% |
| 2019 | -0.62x | $-940.21 Million | $1.53 Billion | ▼ -5554.5% |
| 2018 | -0.01x | $-108.80 Million | $9.99 Billion | ▼ -22.8% |
| 2017 | -0.01x | $-62.56 Million | $7.05 Billion | ▲ +20.6% |
| 2016 | -0.01x | $-69.77 Million | $6.25 Billion | ▼ -124.7% |
| 2015 | 0.00x | $-25.22 Million | $5.07 Billion | ▼ -226.1% |
| 2014 | 0.00x | $-5.60 Million | $3.67 Billion | ▼ -123.4% |
| 2013 | 0.01x | $21.85 Million | $3.35 Billion | ▲ +328.2% |
| 2012 | 0.00x | $-7.83 Million | $2.74 Billion | ▼ -116.7% |
| 2011 | 0.02x | $46.17 Million | $2.70 Billion | ▲ +2.5% |
| 2010 | 0.02x | $45.01 Million | $2.70 Billion | ▲ +55.2% |
| 2009 | 0.01x | $23.95 Million | $2.23 Billion | ▼ -9.0% |
| 2008 | 0.01x | $25.60 Million | $2.17 Billion | ▼ -1.5% |
| 2007 | 0.01x | $23.02 Million | $1.92 Billion | ▼ -35.4% |
| 2006 | 0.02x | $34.70 Million | $1.87 Billion | ▲ +32.5% |
| 2005 | 0.01x | $21.70 Million | $1.55 Billion | ▼ -23.1% |
| 2004 | 0.02x | $20.90 Million | $1.15 Billion | ▲ +3.3% |
| 2003 | 0.02x | $18.62 Million | $1.06 Billion | ▼ -17.4% |
| 2002 | 0.02x | $22.45 Million | $1.05 Billion | ▲ +28.6% |
| 2001 | 0.02x | $17.26 Million | $1.04 Billion | ▼ -8.5% |
| 2000 | 0.02x | $13.54 Million | $745.54 Million | ▼ -16.4% |
| 1999 | 0.02x | $15.50 Million | $713.50 Million | ▼ -2.2% |
| 1998 | 0.02x | $14.50 Million | $653.10 Million | ▲ +45.8% |
| 1997 | 0.02x | $9.50 Million | $623.70 Million | ▼ -16.3% |
| 1996 | 0.02x | $11.10 Million | $610.20 Million | ▼ -29.2% |
| 1995 | 0.03x | $7.90 Million | $307.60 Million | ▲ +32.1% |
| 1994 | 0.02x | $5.10 Million | $262.30 Million | — |