Ameris Bancorp (ABCB) — Cash Flow-to-Debt Ratio
Ameris Bancorp (ABCB) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $104.92 Million could theoretically repay 0% of its total liabilities ($23.08 Billion) in one year. See Ameris Bancorp financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Ameris Bancorp Cash Flow-to-Debt Ratio (1994–2024)
Historical debt coverage capacity for Ameris Bancorp across 31 annual periods. For the full cash flow conversion analysis, see Ameris Bancorp (ABCB) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Ameris Bancorp (1994–2024)
Year-by-year debt coverage analysis for Ameris Bancorp. Check earnings quality score of Ameris Bancorp to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $154.19 Million | $22.51 Billion | ▼ -73.8% |
| 2023 | 0.03x | $568.96 Million | $21.78 Billion | ▼ -46.3% |
| 2022 | 0.05x | $1.06 Billion | $21.86 Billion | ▲ +360.7% |
| 2021 | 0.01x | $9.14 Million | $866.21 Million | ▼ -99.3% |
| 2020 | 1.45x | $798.40 Million | $549.50 Million | ▲ +335.9% |
| 2019 | -0.62x | $-940.21 Million | $1.53 Billion | ▼ -5554.5% |
| 2018 | -0.01x | $-108.80 Million | $9.99 Billion | ▼ -22.8% |
| 2017 | -0.01x | $-62.56 Million | $7.05 Billion | ▲ +20.6% |
| 2016 | -0.01x | $-69.77 Million | $6.25 Billion | ▼ -124.7% |
| 2015 | 0.00x | $-25.22 Million | $5.07 Billion | ▼ -226.1% |
| 2014 | 0.00x | $-5.60 Million | $3.67 Billion | ▼ -123.4% |
| 2013 | 0.01x | $21.85 Million | $3.35 Billion | ▲ +328.2% |
| 2012 | 0.00x | $-7.83 Million | $2.74 Billion | ▼ -116.7% |
| 2011 | 0.02x | $46.17 Million | $2.70 Billion | ▲ +2.5% |
| 2010 | 0.02x | $45.01 Million | $2.70 Billion | ▲ +55.2% |
| 2009 | 0.01x | $23.95 Million | $2.23 Billion | ▼ -9.0% |
| 2008 | 0.01x | $25.60 Million | $2.17 Billion | ▼ -1.5% |
| 2007 | 0.01x | $23.02 Million | $1.92 Billion | ▼ -35.4% |
| 2006 | 0.02x | $34.70 Million | $1.87 Billion | ▲ +32.5% |
| 2005 | 0.01x | $21.70 Million | $1.55 Billion | ▼ -23.1% |
| 2004 | 0.02x | $20.90 Million | $1.15 Billion | ▲ +3.3% |
| 2003 | 0.02x | $18.62 Million | $1.06 Billion | ▼ -17.4% |
| 2002 | 0.02x | $22.45 Million | $1.05 Billion | ▲ +28.6% |
| 2001 | 0.02x | $17.26 Million | $1.04 Billion | ▼ -8.5% |
| 2000 | 0.02x | $13.54 Million | $745.54 Million | ▼ -16.4% |
| 1999 | 0.02x | $15.50 Million | $713.50 Million | ▼ -2.2% |
| 1998 | 0.02x | $14.50 Million | $653.10 Million | ▲ +45.8% |
| 1997 | 0.02x | $9.50 Million | $623.70 Million | ▼ -16.3% |
| 1996 | 0.02x | $11.10 Million | $610.20 Million | ▼ -29.2% |
| 1995 | 0.03x | $7.90 Million | $307.60 Million | ▲ +32.1% |
| 1994 | 0.02x | $5.10 Million | $262.30 Million | — |