Ameris Bancorp (ABCB) — Net Asset Quality Index
Ameris Bancorp (ABCB) has a Net Asset Quality Index of 14.8% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $27.10 Billion minus total liabilities of $23.08 Billion yields net assets of $4.02 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check ABCB asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Ameris Bancorp Net Asset Quality Index Over Time (1994–2024)
This chart shows how Ameris Bancorp's Net Asset Quality Index has evolved across 31 annual periods from 1994 to 2024. As of September 2025, the index stands at 14.8%, representing net assets of $4.02 Billion against total assets of $27.10 Billion USD. See ABCB working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Ameris Bancorp (1994–2024)
The table below presents the year-by-year Net Asset Quality Index for Ameris Bancorp from 1994 to 2024, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Ameris Bancorp stock valuation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 14.3% | $3.75 Billion | $26.26 Billion | $22.51 Billion | ▲ +0.7 pp |
| 2023 | 13.6% | $3.43 Billion | $25.20 Billion | $21.78 Billion | ▲ +0.8 pp |
| 2022 | 12.8% | $3.20 Billion | $25.05 Billion | $21.86 Billion | ▼ -83.6 pp |
| 2021 | 96.4% | $22.99 Billion | $23.86 Billion | $866.21 Million | ▼ -0.9 pp |
| 2020 | 97.3% | $19.89 Billion | $20.44 Billion | $549.50 Million | ▲ +5.7 pp |
| 2019 | 91.6% | $16.72 Billion | $18.24 Billion | $1.53 Billion | ▲ +78.9 pp |
| 2018 | 12.7% | $1.46 Billion | $11.44 Billion | $9.99 Billion | ▲ +2.5 pp |
| 2017 | 10.2% | $804.48 Million | $7.86 Billion | $7.05 Billion | ▲ +0.9 pp |
| 2016 | 9.4% | $646.44 Million | $6.89 Billion | $6.25 Billion | ▲ +0.2 pp |
| 2015 | 9.2% | $514.76 Million | $5.59 Billion | $5.07 Billion | ▲ +0.1 pp |
| 2014 | 9.1% | $366.03 Million | $4.04 Billion | $3.67 Billion | ▲ +0.4 pp |
| 2013 | 8.6% | $316.70 Million | $3.67 Billion | $3.35 Billion | ▼ -0.6 pp |
| 2012 | 9.2% | $279.02 Million | $3.02 Billion | $2.74 Billion | ▼ -0.6 pp |
| 2011 | 9.8% | $293.77 Million | $2.99 Billion | $2.70 Billion | ▲ +0.6 pp |
| 2010 | 9.2% | $273.41 Million | $2.97 Billion | $2.70 Billion | ▲ +1.2 pp |
| 2009 | 8.0% | $194.96 Million | $2.42 Billion | $2.23 Billion | ▼ -1.9 pp |
| 2008 | 9.9% | $239.36 Million | $2.41 Billion | $2.17 Billion | ▲ +0.9 pp |
| 2007 | 9.1% | $191.25 Million | $2.11 Billion | $1.92 Billion | ▲ +0.3 pp |
| 2006 | 8.7% | $178.73 Million | $2.05 Billion | $1.87 Billion | ▼ 0.0 pp |
| 2005 | 8.8% | $148.70 Million | $1.70 Billion | $1.55 Billion | ▼ -0.8 pp |
| 2004 | 9.5% | $120.94 Million | $1.27 Billion | $1.15 Billion | ▼ -0.1 pp |
| 2003 | 9.6% | $112.55 Million | $1.17 Billion | $1.06 Billion | ▼ -2.3 pp |
| 2002 | 11.9% | $141.98 Million | $1.19 Billion | $1.05 Billion | ▲ +0.1 pp |
| 2001 | 11.8% | $138.65 Million | $1.18 Billion | $1.04 Billion | ▲ +2.0 pp |
| 2000 | 9.8% | $80.66 Million | $826.20 Million | $745.54 Million | ▲ +0.1 pp |
| 1999 | 9.6% | $76.00 Million | $789.50 Million | $713.50 Million | ▼ -0.3 pp |
| 1998 | 9.9% | $71.80 Million | $724.90 Million | $653.10 Million | ▲ +0.0 pp |
| 1997 | 9.9% | $68.20 Million | $691.90 Million | $623.70 Million | ▲ +0.5 pp |
| 1996 | 9.4% | $63.00 Million | $673.20 Million | $610.20 Million | ▼ -0.6 pp |
| 1995 | 9.9% | $33.90 Million | $341.50 Million | $307.60 Million | ▼ -0.5 pp |
| 1994 | 10.4% | $30.50 Million | $292.80 Million | $262.30 Million | — |