Ameris Bancorp Net Asset Quality Index
Ameris Bancorp net asset quality index. Ameris Bancorp (ABCB) has a Net Asset Quality Index of 14.8% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $27.10 Billion minus total liabilities of $23.08 Billion yields net assets of $4.02 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See net assets of Ameris Bancorp for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Ameris Bancorp (1994–2024)
Net asset quality index of Ameris Bancorp from 1994 to 2024. This chart shows how Ameris Bancorp's Net Asset Quality Index has evolved across 31 annual periods from 1994 to 2024. As of September 2025, the index stands at 14.8%, representing net assets of $4.02 Billion against total assets of $27.10 Billion USD. Check asset allocation strategy of Ameris Bancorp to assess the company's strategic physical and investment asset allocation.
Ameris Bancorp Net Asset Quality Index by Year (1994–2024)
Ameris Bancorp net asset quality index by year from 1994 to 2024. The table below presents the year-by-year Net Asset Quality Index for Ameris Bancorp from 1994 to 2024, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market cap of Ameris Bancorp.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 14.3% | $3.75 Billion | $26.26 Billion | $22.51 Billion | ▲ +0.7 pp |
| 2023 | 13.6% | $3.43 Billion | $25.20 Billion | $21.78 Billion | ▲ +0.8 pp |
| 2022 | 12.8% | $3.20 Billion | $25.05 Billion | $21.86 Billion | ▼ -83.6 pp |
| 2021 | 96.4% | $22.99 Billion | $23.86 Billion | $866.21 Million | ▼ -0.9 pp |
| 2020 | 97.3% | $19.89 Billion | $20.44 Billion | $549.50 Million | ▲ +5.7 pp |
| 2019 | 91.6% | $16.72 Billion | $18.24 Billion | $1.53 Billion | ▲ +78.9 pp |
| 2018 | 12.7% | $1.46 Billion | $11.44 Billion | $9.99 Billion | ▲ +2.5 pp |
| 2017 | 10.2% | $804.48 Million | $7.86 Billion | $7.05 Billion | ▲ +0.9 pp |
| 2016 | 9.4% | $646.44 Million | $6.89 Billion | $6.25 Billion | ▲ +0.2 pp |
| 2015 | 9.2% | $514.76 Million | $5.59 Billion | $5.07 Billion | ▲ +0.1 pp |
| 2014 | 9.1% | $366.03 Million | $4.04 Billion | $3.67 Billion | ▲ +0.4 pp |
| 2013 | 8.6% | $316.70 Million | $3.67 Billion | $3.35 Billion | ▼ -0.6 pp |
| 2012 | 9.2% | $279.02 Million | $3.02 Billion | $2.74 Billion | ▼ -0.6 pp |
| 2011 | 9.8% | $293.77 Million | $2.99 Billion | $2.70 Billion | ▲ +0.6 pp |
| 2010 | 9.2% | $273.41 Million | $2.97 Billion | $2.70 Billion | ▲ +1.2 pp |
| 2009 | 8.0% | $194.96 Million | $2.42 Billion | $2.23 Billion | ▼ -1.9 pp |
| 2008 | 9.9% | $239.36 Million | $2.41 Billion | $2.17 Billion | ▲ +0.9 pp |
| 2007 | 9.1% | $191.25 Million | $2.11 Billion | $1.92 Billion | ▲ +0.3 pp |
| 2006 | 8.7% | $178.73 Million | $2.05 Billion | $1.87 Billion | ▼ 0.0 pp |
| 2005 | 8.8% | $148.70 Million | $1.70 Billion | $1.55 Billion | ▼ -0.8 pp |
| 2004 | 9.5% | $120.94 Million | $1.27 Billion | $1.15 Billion | ▼ -0.1 pp |
| 2003 | 9.6% | $112.55 Million | $1.17 Billion | $1.06 Billion | ▼ -2.3 pp |
| 2002 | 11.9% | $141.98 Million | $1.19 Billion | $1.05 Billion | ▲ +0.1 pp |
| 2001 | 11.8% | $138.65 Million | $1.18 Billion | $1.04 Billion | ▲ +2.0 pp |
| 2000 | 9.8% | $80.66 Million | $826.20 Million | $745.54 Million | ▲ +0.1 pp |
| 1999 | 9.6% | $76.00 Million | $789.50 Million | $713.50 Million | ▼ -0.3 pp |
| 1998 | 9.9% | $71.80 Million | $724.90 Million | $653.10 Million | ▲ +0.0 pp |
| 1997 | 9.9% | $68.20 Million | $691.90 Million | $623.70 Million | ▲ +0.5 pp |
| 1996 | 9.4% | $63.00 Million | $673.20 Million | $610.20 Million | ▼ -0.6 pp |
| 1995 | 9.9% | $33.90 Million | $341.50 Million | $307.60 Million | ▼ -0.5 pp |
| 1994 | 10.4% | $30.50 Million | $292.80 Million | $262.30 Million | — |