Ameris Bancorp (ABCB) — Net Asset Quality Index
Ameris Bancorp (ABCB) has a Net Asset Quality Index of 14.8% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $27.10 Billion minus total liabilities of $23.08 Billion yields net assets of $4.02 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read how much debt does Ameris Bancorp carry for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Ameris Bancorp Net Asset Quality Index Over Time (1994–2024)
This chart shows how Ameris Bancorp's Net Asset Quality Index has evolved across 31 annual periods from 1994 to 2024. As of September 2025, the index stands at 14.8%, representing net assets of $4.02 Billion against total assets of $27.10 Billion USD. For live market cap and overall valuation, see how much is Ameris Bancorp worth.
Annual Net Asset Quality Index for Ameris Bancorp (1994–2024)
The table below presents the year-by-year Net Asset Quality Index for Ameris Bancorp from 1994 to 2024, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Ameris Bancorp (ABCB) strategic investment index to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 14.3% | $3.75 Billion | $26.26 Billion | $22.51 Billion | ▲ +0.7 pp |
| 2023 | 13.6% | $3.43 Billion | $25.20 Billion | $21.78 Billion | ▲ +0.8 pp |
| 2022 | 12.8% | $3.20 Billion | $25.05 Billion | $21.86 Billion | ▼ -83.6 pp |
| 2021 | 96.4% | $22.99 Billion | $23.86 Billion | $866.21 Million | ▼ -0.9 pp |
| 2020 | 97.3% | $19.89 Billion | $20.44 Billion | $549.50 Million | ▲ +5.7 pp |
| 2019 | 91.6% | $16.72 Billion | $18.24 Billion | $1.53 Billion | ▲ +78.9 pp |
| 2018 | 12.7% | $1.46 Billion | $11.44 Billion | $9.99 Billion | ▲ +2.5 pp |
| 2017 | 10.2% | $804.48 Million | $7.86 Billion | $7.05 Billion | ▲ +0.9 pp |
| 2016 | 9.4% | $646.44 Million | $6.89 Billion | $6.25 Billion | ▲ +0.2 pp |
| 2015 | 9.2% | $514.76 Million | $5.59 Billion | $5.07 Billion | ▲ +0.1 pp |
| 2014 | 9.1% | $366.03 Million | $4.04 Billion | $3.67 Billion | ▲ +0.4 pp |
| 2013 | 8.6% | $316.70 Million | $3.67 Billion | $3.35 Billion | ▼ -0.6 pp |
| 2012 | 9.2% | $279.02 Million | $3.02 Billion | $2.74 Billion | ▼ -0.6 pp |
| 2011 | 9.8% | $293.77 Million | $2.99 Billion | $2.70 Billion | ▲ +0.6 pp |
| 2010 | 9.2% | $273.41 Million | $2.97 Billion | $2.70 Billion | ▲ +1.2 pp |
| 2009 | 8.0% | $194.96 Million | $2.42 Billion | $2.23 Billion | ▼ -1.9 pp |
| 2008 | 9.9% | $239.36 Million | $2.41 Billion | $2.17 Billion | ▲ +0.9 pp |
| 2007 | 9.1% | $191.25 Million | $2.11 Billion | $1.92 Billion | ▲ +0.3 pp |
| 2006 | 8.7% | $178.73 Million | $2.05 Billion | $1.87 Billion | ▼ 0.0 pp |
| 2005 | 8.8% | $148.70 Million | $1.70 Billion | $1.55 Billion | ▼ -0.8 pp |
| 2004 | 9.5% | $120.94 Million | $1.27 Billion | $1.15 Billion | ▼ -0.1 pp |
| 2003 | 9.6% | $112.55 Million | $1.17 Billion | $1.06 Billion | ▼ -2.3 pp |
| 2002 | 11.9% | $141.98 Million | $1.19 Billion | $1.05 Billion | ▲ +0.1 pp |
| 2001 | 11.8% | $138.65 Million | $1.18 Billion | $1.04 Billion | ▲ +2.0 pp |
| 2000 | 9.8% | $80.66 Million | $826.20 Million | $745.54 Million | ▲ +0.1 pp |
| 1999 | 9.6% | $76.00 Million | $789.50 Million | $713.50 Million | ▼ -0.3 pp |
| 1998 | 9.9% | $71.80 Million | $724.90 Million | $653.10 Million | ▲ +0.0 pp |
| 1997 | 9.9% | $68.20 Million | $691.90 Million | $623.70 Million | ▲ +0.5 pp |
| 1996 | 9.4% | $63.00 Million | $673.20 Million | $610.20 Million | ▼ -0.6 pp |
| 1995 | 9.9% | $33.90 Million | $341.50 Million | $307.60 Million | ▼ -0.5 pp |
| 1994 | 10.4% | $30.50 Million | $292.80 Million | $262.30 Million | — |