Esquire Financial Holdings Inc (ESQ) — Cash Flow Quality Index
Esquire Financial Holdings Inc (ESQ) has a Cash Flow Quality Index of 1.25x as of December 2025. Operating cash flow of $16.79 Million exceeds net income of $13.47 Million, indicating high earnings quality where cash backs reported profits. Explore Esquire Financial Holdings Inc cash conversion from operations to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Esquire Financial Holdings Inc Cash Flow Quality Index (2014–2025)
Historical Cash Flow Quality Index for Esquire Financial Holdings Inc across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of Esquire Financial Holdings Inc to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Esquire Financial Holdings Inc (2014–2025)
Year-by-year earnings quality comparison for Esquire Financial Holdings Inc. For live market cap and the full company financial profile, see Esquire Financial Holdings Inc stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.18x | $59.84 Million | $50.82 Million | ▲ +21.8% |
| 2024 | 0.97x | $42.21 Million | $43.66 Million | ▼ -6.5% |
| 2023 | 1.03x | $42.40 Million | $41.01 Million | ▼ -24.0% |
| 2022 | 1.36x | $38.80 Million | $28.52 Million | ▼ -18.9% |
| 2021 | 1.68x | $30.08 Million | $17.93 Million | ▲ +35.8% |
| 2020 | 1.24x | $15.59 Million | $12.62 Million | ▲ +7.1% |
| 2019 | 1.15x | $16.31 Million | $14.14 Million | ▼ -0.4% |
| 2018 | 1.16x | $10.11 Million | $8.73 Million | ▲ +6.0% |
| 2017 | 1.09x | $3.98 Million | $3.64 Million | ▼ -51.2% |
| 2016 | 2.24x | $6.32 Million | $2.82 Million | ▲ +67.3% |
| 2015 | 1.34x | $1.57 Million | $1.17 Million | ▼ -87.7% |
| 2014 | 10.84x | $442.49K | $40.80K | — |