Esquire Financial Holdings Inc Cash Flow Quality Index
Esquire Financial Holdings Inc cash flow quality index. Esquire Financial Holdings Inc (ESQ) has a Cash Flow Quality Index of 1.25x as of December 2025. Operating cash flow of $16.79 Million exceeds net income of $13.47 Million, indicating high earnings quality where cash backs reported profits. See financial agility of Esquire Financial Holdings Inc to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Esquire Financial Holdings Inc (2014–2025)
Cash flow quality index of Esquire Financial Holdings Inc from 2014 to 2025. Historical Cash Flow Quality Index for Esquire Financial Holdings Inc across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore ESQ operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Esquire Financial Holdings Inc Cash Flow Quality Index by Year (2014–2025)
Esquire Financial Holdings Inc cash flow quality index by year from 2014 to 2025. Year-by-year earnings quality comparison for Esquire Financial Holdings Inc. For the full cash flow conversion analysis, see ESQ cash generation efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.18x | $59.84 Million | $50.82 Million | ▲ +21.8% |
| 2024 | 0.97x | $42.21 Million | $43.66 Million | ▼ -6.5% |
| 2023 | 1.03x | $42.40 Million | $41.01 Million | ▼ -24.0% |
| 2022 | 1.36x | $38.80 Million | $28.52 Million | ▼ -18.9% |
| 2021 | 1.68x | $30.08 Million | $17.93 Million | ▲ +35.8% |
| 2020 | 1.24x | $15.59 Million | $12.62 Million | ▲ +7.1% |
| 2019 | 1.15x | $16.31 Million | $14.14 Million | ▼ -0.4% |
| 2018 | 1.16x | $10.11 Million | $8.73 Million | ▲ +6.0% |
| 2017 | 1.09x | $3.98 Million | $3.64 Million | ▼ -51.2% |
| 2016 | 2.24x | $6.32 Million | $2.82 Million | ▲ +67.3% |
| 2015 | 1.34x | $1.57 Million | $1.17 Million | ▼ -87.7% |
| 2014 | 10.84x | $442.49K | $40.80K | — |