Esquire Financial Holdings Inc Defensive Interval Ratio
Esquire Financial Holdings Inc defensive interval ratio. Esquire Financial Holdings Inc (ESQ) has a Defensive Interval Ratio of 95737 days as of December 2025. Defensive assets of $259.14 Million (cash $-, short-term investments $246.50 Million, receivables $12.64 Million) cover 95737 days of daily cash needs of $2.71K/day. See ESQ current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Esquire Financial Holdings Inc (2014–2025)
Defensive interval ratio of Esquire Financial Holdings Inc from 2014 to 2025. This chart shows how Esquire Financial Holdings Inc's Defensive Interval Ratio has evolved across 12 annual periods from 2014 to 2025. As of December 2025, the ratio stands at 95737 days, meaning defensive assets of $259.14 Million can fund 95737 days of operations without new revenue. Check Esquire Financial Holdings Inc (ESQ) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Esquire Financial Holdings Inc Defensive Interval Ratio by Year (2014–2025)
Esquire Financial Holdings Inc defensive interval ratio by year from 2014 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Esquire Financial Holdings Inc from 2014 to 2025, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Esquire Financial Holdings Inc asset portfolio.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 95737 days | $259.14 Million | $2.71K/day | $- | $246.50 Million | ▲ +95681 days |
| 2024 | 56 days | $251.87 Million | $4.50 Million/day | $- | $241.75 Million | ▲ +22 days |
| 2023 | 34 days | $131.24 Million | $3.86 Million/day | $- | $122.11 Million | ▲ +0 days |
| 2022 | 34 days | $115.04 Million | $3.39 Million/day | $- | $109.27 Million | ▼ -20 days |
| 2021 | 54 days | $152.58 Million | $2.84 Million/day | $- | $148.38 Million | ▼ -73 days |
| 2020 | 127 days | $122.18 Million | $965.31K/day | $- | $117.66 Million | ▼ -143 days |
| 2019 | 270 days | $149.66 Million | $554.57K/day | $- | $146.42 Million | ▲ +174 days |
| 2018 | 96 days | $149.55 Million | $1.56 Million/day | $- | $145.70 Million | ▼ -11 days |
| 2017 | 107 days | $131.59 Million | $1.23 Million/day | $- | $128.76 Million | ▲ +14 days |
| 2016 | 92 days | $94.19 Million | $1.02 Million/day | $- | $92.64 Million | ▼ -11 days |
| 2015 | 103 days | $85.66 Million | $829.71K/day | $- | $84.24 Million | ▼ -2390 days |
| 2014 | 2493 days | $6.72 Million | $2.69K/day | $- | $- | — |