Esquire Financial Holdings Inc (ESQ) — Cash Flow Reinvestment Rate

Latest as of December 2025: 1.07x

Esquire Financial Holdings Inc (ESQ) has a Cash Flow Reinvestment Rate of 1.07x as of December 2025, reinvesting $17.89 Million (capex $5.26 Million plus investments $12.63 Million) from operating cash flow of $16.79 Million. See Esquire Financial Holdings Inc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

1.07x
(Capex + Investments) / Operating CF

Total Reinvested

$17.89 Million
Capex + Investments

Operating Cash Flow

$16.79 Million
USD

Capital Expenditures

$5.26 Million
USD

Esquire Financial Holdings Inc Cash Flow Reinvestment Rate (2014–2025)

Historical reinvestment intensity for Esquire Financial Holdings Inc across 12 annual periods. For the full cash flow conversion analysis, see how efficiently does Esquire Financial Holdings Inc generate cash.

Annual Cash Flow Reinvestment Rate for Esquire Financial Holdings Inc (2014–2025)

Year-by-year capital reinvestment analysis for Esquire Financial Holdings Inc. See financial flexibility index of Esquire Financial Holdings Inc to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.25x $14.72 Million $59.84 Million $3.16 Million ▼ -96.7%
2024 7.38x $311.42 Million $42.21 Million $3.15 Million ▲ +64.5%
2023 4.49x $190.19 Million $42.40 Million $3.00 Million ▼ -21.9%
2022 5.74x $222.76 Million $38.80 Million $1.24 Million ▲ +0.3%
2021 5.72x $172.15 Million $30.08 Million $2.94 Million ▼ -35.6%
2020 8.89x $138.58 Million $15.59 Million $3.14 Million ▲ +49.1%
2019 5.96x $97.23 Million $16.31 Million $2.06 Million ▼ -57.7%
2018 14.08x $142.34 Million $10.11 Million $1.25 Million ▼ -48.6%
2017 27.39x $108.98 Million $3.98 Million $190.00K ▲ +153.6%
2016 10.80x $68.24 Million $6.32 Million $2.67 Million ▲ +134.0%
2015 4.61x $7.24 Million $1.57 Million $85.00K ▼ -83.5%
2014 28.00x $12.39 Million $442.49K $209.18K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow