Esquire Financial Holdings Inc (ESQ) — Working Capital to Net Assets Ratio
Esquire Financial Holdings Inc (ESQ) has a Working Capital to Net Assets ratio of 166.2% as of December 2025. Working capital of $481.40 Million (current assets of $482.39 Million minus current liabilities of $988.00K) is measured against net assets of $289.60 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See ESQ net asset quality index to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Esquire Financial Holdings Inc Working Capital to Net Assets (2014–2025)
This chart shows how Esquire Financial Holdings Inc's Working Capital to Net Assets ratio has evolved across 12 annual periods from 2014 to 2025. As of December 2025, the ratio stands at 166.2%, reflecting working capital of $481.40 Million against net assets of $289.60 Million USD. Check tangible net worth ratio of Esquire Financial Holdings Inc to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Esquire Financial Holdings Inc (2014–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Esquire Financial Holdings Inc from 2014 to 2025, covering 12 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see ESQ market cap.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 166.2% | $481.40 Million | $289.60 Million | $482.39 Million | $988.00K | ▲ +699.4 pp |
| 2024 | -533.1% | $-1.26 Billion | $237.09 Million | $378.20 Million | $1.64 Billion | ▲ +26.3 pp |
| 2023 | -559.5% | $-1.11 Billion | $198.56 Million | $296.45 Million | $1.41 Billion | ▲ +46.5 pp |
| 2022 | -605.9% | $-958.32 Million | $158.16 Million | $279.16 Million | $1.24 Billion | ▼ -95.8 pp |
| 2021 | -510.2% | $-733.30 Million | $143.74 Million | $301.74 Million | $1.04 Billion | ▼ -492.6 pp |
| 2020 | -17.6% | $-164.97 Million | $936.66 Million | $187.37 Million | $352.34 Million | ▼ -18.7 pp |
| 2019 | 1.1% | $9.05 Million | $797.92 Million | $211.47 Million | $202.42 Million | ▲ +422.5 pp |
| 2018 | -421.4% | $-390.92 Million | $92.77 Million | $180.12 Million | $571.04 Million | ▼ -91.3 pp |
| 2017 | -330.1% | $-275.23 Million | $83.38 Million | $174.67 Million | $449.90 Million | ▲ +120.4 pp |
| 2016 | -450.5% | $-235.10 Million | $52.19 Million | $137.18 Million | $372.28 Million | ▼ -78.2 pp |
| 2015 | -372.3% | $-184.03 Million | $49.42 Million | $118.81 Million | $302.84 Million | ▼ -556.3 pp |
| 2014 | 184.0% | $70.91 Million | $38.54 Million | $71.89 Million | $983.65K | — |