Esquire Financial Holdings Inc (ESQ) — Financial Flexibility Index

Latest as of December 2025: 0.01x

Esquire Financial Holdings Inc (ESQ) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $22.05 Million (operating CF $16.79 Million minus capex $5.26 Million) represents 0% of total liabilities ($2.08 Billion). Also explore Esquire Financial Holdings Inc net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$22.05 Million
Operating CF − Capex

Total Liabilities

$2.08 Billion
USD

Capital Expenditures

$5.26 Million
USD

Esquire Financial Holdings Inc Financial Flexibility Index (2014–2025)

Historical Financial Flexibility Index trend for Esquire Financial Holdings Inc across 12 annual periods. Check Esquire Financial Holdings Inc strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Esquire Financial Holdings Inc (2014–2025)

Year-by-year free cash flow to debt coverage for Esquire Financial Holdings Inc. For the full company profile including market capitalisation, see Esquire Financial Holdings Inc (ESQ) total market value.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.03x $63.00 Million $59.84 Million $2.08 Billion ▲ +10.7%
2024 0.03x $45.36 Million $42.21 Million $1.66 Billion ▼ -14.4%
2023 0.03x $45.41 Million $42.40 Million $1.42 Billion ▼ -1.0%
2022 0.03x $40.03 Million $38.80 Million $1.24 Billion ▲ +1.4%
2021 0.03x $33.02 Million $30.08 Million $1.04 Billion ▼ -100.0%
2020 382.16x $18.73 Million $15.59 Million $49.00K ▲ +78.9%
2019 213.63x $18.37 Million $16.31 Million $86.00K ▲ +1073443.7%
2018 0.02x $11.37 Million $10.11 Million $571.12 Million ▲ +114.9%
2017 0.01x $4.17 Million $3.98 Million $450.25 Million ▼ -61.6%
2016 0.02x $8.98 Million $6.32 Million $372.65 Million ▲ +342.0%
2015 0.01x $1.65 Million $1.57 Million $303.23 Million ▲ +144.5%
2014 0.00x $651.67K $442.49K $292.15 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities