Esquire Financial Holdings Inc (ESQ) — Financial Flexibility Index
Esquire Financial Holdings Inc (ESQ) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $22.05 Million (operating CF $16.79 Million minus capex $5.26 Million) represents 0% of total liabilities ($2.08 Billion). Check Esquire Financial Holdings Inc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Esquire Financial Holdings Inc Financial Flexibility Index (2014–2025)
Historical Financial Flexibility Index trend for Esquire Financial Holdings Inc across 12 annual periods. For the full cash flow conversion analysis, see ESQ cash generation efficiency.
Annual Financial Flexibility Index for Esquire Financial Holdings Inc (2014–2025)
Year-by-year free cash flow to debt coverage for Esquire Financial Holdings Inc. Explore Esquire Financial Holdings Inc (ESQ) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $63.00 Million | $59.84 Million | $2.08 Billion | ▲ +10.7% |
| 2024 | 0.03x | $45.36 Million | $42.21 Million | $1.66 Billion | ▼ -14.4% |
| 2023 | 0.03x | $45.41 Million | $42.40 Million | $1.42 Billion | ▼ -1.0% |
| 2022 | 0.03x | $40.03 Million | $38.80 Million | $1.24 Billion | ▲ +1.4% |
| 2021 | 0.03x | $33.02 Million | $30.08 Million | $1.04 Billion | ▼ -100.0% |
| 2020 | 382.16x | $18.73 Million | $15.59 Million | $49.00K | ▲ +78.9% |
| 2019 | 213.63x | $18.37 Million | $16.31 Million | $86.00K | ▲ +1073443.7% |
| 2018 | 0.02x | $11.37 Million | $10.11 Million | $571.12 Million | ▲ +114.9% |
| 2017 | 0.01x | $4.17 Million | $3.98 Million | $450.25 Million | ▼ -61.6% |
| 2016 | 0.02x | $8.98 Million | $6.32 Million | $372.65 Million | ▲ +342.0% |
| 2015 | 0.01x | $1.65 Million | $1.57 Million | $303.23 Million | ▲ +144.5% |
| 2014 | 0.00x | $651.67K | $442.49K | $292.15 Million | — |