Esquire Financial Holdings Inc (ESQ) — Financial Flexibility Index
Esquire Financial Holdings Inc (ESQ) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $22.05 Million (operating CF $16.79 Million minus capex $5.26 Million) represents 0% of total liabilities ($2.08 Billion). Check ESQ capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Esquire Financial Holdings Inc Financial Flexibility Index (2014–2025)
Historical Financial Flexibility Index trend for Esquire Financial Holdings Inc across 12 annual periods. See ESQ working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Esquire Financial Holdings Inc (2014–2025)
Year-by-year free cash flow to debt coverage for Esquire Financial Holdings Inc. For the full company profile including market capitalisation, see ESQ market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $63.00 Million | $59.84 Million | $2.08 Billion | ▲ +10.7% |
| 2024 | 0.03x | $45.36 Million | $42.21 Million | $1.66 Billion | ▼ -14.4% |
| 2023 | 0.03x | $45.41 Million | $42.40 Million | $1.42 Billion | ▼ -1.0% |
| 2022 | 0.03x | $40.03 Million | $38.80 Million | $1.24 Billion | ▲ +1.4% |
| 2021 | 0.03x | $33.02 Million | $30.08 Million | $1.04 Billion | ▼ -100.0% |
| 2020 | 382.16x | $18.73 Million | $15.59 Million | $49.00K | ▲ +78.9% |
| 2019 | 213.63x | $18.37 Million | $16.31 Million | $86.00K | ▲ +1073443.7% |
| 2018 | 0.02x | $11.37 Million | $10.11 Million | $571.12 Million | ▲ +114.9% |
| 2017 | 0.01x | $4.17 Million | $3.98 Million | $450.25 Million | ▼ -61.6% |
| 2016 | 0.02x | $8.98 Million | $6.32 Million | $372.65 Million | ▲ +342.0% |
| 2015 | 0.01x | $1.65 Million | $1.57 Million | $303.23 Million | ▲ +144.5% |
| 2014 | 0.00x | $651.67K | $442.49K | $292.15 Million | — |