Esquire Financial Holdings Inc (ESQ) — Net Asset Quality Index

Latest as of December 2025: 12.2%

Esquire Financial Holdings Inc (ESQ) has a Net Asset Quality Index of 12.2% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.37 Billion minus total liabilities of $2.08 Billion yields net assets of $289.60 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check ESQ financial resilience to evaluate the company's liquid asset resilience ratio.

Quality Index

12.2%
Equity / Total Assets

Net Assets

$289.60 Million
USD

Total Assets

$2.37 Billion
USD

Total Liabilities

$2.08 Billion
USD

Esquire Financial Holdings Inc Net Asset Quality Index Over Time (2014–2025)

This chart shows how Esquire Financial Holdings Inc's Net Asset Quality Index has evolved across 12 annual periods from 2014 to 2025. As of December 2025, the index stands at 12.2%, representing net assets of $289.60 Million against total assets of $2.37 Billion USD. See Esquire Financial Holdings Inc (ESQ) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Esquire Financial Holdings Inc (2014–2025)

The table below presents the year-by-year Net Asset Quality Index for Esquire Financial Holdings Inc from 2014 to 2025, covering 12 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see ESQ market cap.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 12.2% $289.60 Million $2.37 Billion $2.08 Billion ▼ -0.3 pp
2024 12.5% $237.09 Million $1.89 Billion $1.66 Billion ▲ +0.2 pp
2023 12.3% $198.56 Million $1.62 Billion $1.42 Billion ▲ +0.9 pp
2022 11.3% $158.16 Million $1.40 Billion $1.24 Billion ▼ -0.9 pp
2021 12.2% $143.74 Million $1.18 Billion $1.04 Billion ▼ -87.8 pp
2020 100.0% $936.66 Million $936.71 Million $49.00K ▲ +0.0 pp
2019 100.0% $797.92 Million $798.01 Million $86.00K ▲ +86.0 pp
2018 14.0% $92.77 Million $663.90 Million $571.12 Million ▼ -1.7 pp
2017 15.6% $83.38 Million $533.63 Million $450.25 Million ▲ +3.3 pp
2016 12.3% $52.19 Million $424.83 Million $372.65 Million ▼ -1.7 pp
2015 14.0% $49.42 Million $352.65 Million $303.23 Million ▲ +2.4 pp
2014 11.7% $38.54 Million $330.69 Million $292.15 Million
pp = percentage points