Esquire Financial Holdings Inc (ESQ) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.01x

Esquire Financial Holdings Inc (ESQ) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $16.79 Million could theoretically repay 0% of its total liabilities ($2.08 Billion) in one year. Explore how much of Esquire Financial Holdings Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.01x
Operating CF / Total Liabilities

Operating Cash Flow

$16.79 Million
USD

Total Liabilities

$2.08 Billion
USD

Data as of

Dec 2025
Most recent filing

Esquire Financial Holdings Inc Cash Flow-to-Debt Ratio (2014–2025)

Historical debt coverage capacity for Esquire Financial Holdings Inc across 12 annual periods. Also explore ESQ asset base for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Esquire Financial Holdings Inc (2014–2025)

Year-by-year debt coverage analysis for Esquire Financial Holdings Inc. For market capitalisation and broader financial context, see Esquire Financial Holdings Inc stock valuation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.03x $59.84 Million $2.08 Billion ▲ +13.0%
2024 0.03x $42.21 Million $1.66 Billion ▼ -14.7%
2023 0.03x $42.40 Million $1.42 Billion ▼ -4.6%
2022 0.03x $38.80 Million $1.24 Billion ▲ +7.9%
2021 0.03x $30.08 Million $1.04 Billion ▼ -100.0%
2020 318.16x $15.59 Million $49.00K ▲ +67.8%
2019 189.65x $16.31 Million $86.00K ▲ +1071048.3%
2018 0.02x $10.11 Million $571.12 Million ▲ +100.3%
2017 0.01x $3.98 Million $450.25 Million ▼ -47.9%
2016 0.02x $6.32 Million $372.65 Million ▲ +227.7%
2015 0.01x $1.57 Million $303.23 Million ▲ +241.6%
2014 0.00x $442.49K $292.15 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.