Esquire Financial Holdings Inc (ESQ) — Cash Flow-to-Debt Ratio
Esquire Financial Holdings Inc (ESQ) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $16.79 Million could theoretically repay 0% of its total liabilities ($2.08 Billion) in one year. See ESQ cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Esquire Financial Holdings Inc Cash Flow-to-Debt Ratio (2014–2025)
Historical debt coverage capacity for Esquire Financial Holdings Inc across 12 annual periods. Also explore ESQ net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Esquire Financial Holdings Inc (2014–2025)
Year-by-year debt coverage analysis for Esquire Financial Holdings Inc. For market capitalisation and broader financial context, see Esquire Financial Holdings Inc market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | $59.84 Million | $2.08 Billion | ▲ +13.0% |
| 2024 | 0.03x | $42.21 Million | $1.66 Billion | ▼ -14.7% |
| 2023 | 0.03x | $42.40 Million | $1.42 Billion | ▼ -4.6% |
| 2022 | 0.03x | $38.80 Million | $1.24 Billion | ▲ +7.9% |
| 2021 | 0.03x | $30.08 Million | $1.04 Billion | ▼ -100.0% |
| 2020 | 318.16x | $15.59 Million | $49.00K | ▲ +67.8% |
| 2019 | 189.65x | $16.31 Million | $86.00K | ▲ +1071048.3% |
| 2018 | 0.02x | $10.11 Million | $571.12 Million | ▲ +100.3% |
| 2017 | 0.01x | $3.98 Million | $450.25 Million | ▼ -47.9% |
| 2016 | 0.02x | $6.32 Million | $372.65 Million | ▲ +227.7% |
| 2015 | 0.01x | $1.57 Million | $303.23 Million | ▲ +241.6% |
| 2014 | 0.00x | $442.49K | $292.15 Million | — |