First Citizens BancShares, Inc. Cash Flow Quality Index
First Citizens BancShares, Inc. cash flow quality index. First Citizens BancShares, Inc. (FCNCA) has a Cash Flow Quality Index of 1.55x as of June 2026. Operating cash flow of $1.04 Billion exceeds net income of $672.00 Million, indicating high earnings quality where cash backs reported profits. See how financially flexible is First Citizens BancShares, Inc. to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of First Citizens BancShares, Inc. (1990–2025)
Cash flow quality index of First Citizens BancShares, Inc. from 1990 to 2025. Historical Cash Flow Quality Index for First Citizens BancShares, Inc. across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of First Citizens BancShares, Inc. to assess how comfortably operating cash covers total debt obligations.
First Citizens BancShares, Inc. Cash Flow Quality Index by Year (1990–2025)
First Citizens BancShares, Inc. cash flow quality index by year from 1990 to 2025. Year-by-year earnings quality comparison for First Citizens BancShares, Inc.. For the full cash flow conversion analysis, see FCNCA cash generation efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.33x | $2.92 Billion | $2.21 Billion | ▲ +23.1% |
| 2024 | 1.08x | $2.99 Billion | $2.78 Billion | ▲ +363.8% |
| 2023 | 0.23x | $2.66 Billion | $11.47 Billion | ▼ -90.9% |
| 2022 | 2.54x | $2.79 Billion | $1.10 Billion | ▲ +590.4% |
| 2021 | -0.52x | $-283.78 Million | $547.46 Million | ▼ -175.0% |
| 2020 | 0.69x | $340.01 Million | $491.72 Million | ▼ -41.5% |
| 2019 | 1.18x | $540.57 Million | $457.37 Million | ▲ +4.3% |
| 2018 | 1.13x | $453.77 Million | $400.31 Million | ▲ +3.3% |
| 2017 | 1.10x | $355.26 Million | $323.75 Million | ▲ +7.3% |
| 2016 | 1.02x | $230.51 Million | $225.48 Million | ▼ -7.7% |
| 2015 | 1.11x | $233.06 Million | $210.39 Million | ▼ -15.8% |
| 2014 | 1.32x | $182.24 Million | $138.56 Million | ▼ -33.7% |
| 2013 | 1.98x | $331.01 Million | $166.87 Million | ▲ +30.5% |
| 2012 | 1.52x | $201.29 Million | $132.40 Million | ▼ -11.7% |
| 2011 | 1.72x | $335.69 Million | $195.03 Million | ▲ +252.3% |
| 2010 | 0.49x | $94.31 Million | $193.04 Million | ▼ -66.2% |
| 2009 | 1.44x | $168.08 Million | $116.33 Million | ▼ -42.1% |
| 2008 | 2.50x | $227.22 Million | $91.06 Million | ▲ +66.9% |
| 2007 | 1.50x | $162.40 Million | $108.62 Million | ▼ -12.5% |
| 2006 | 1.71x | $216.14 Million | $126.49 Million | ▼ -48.1% |
| 2005 | 3.29x | $371.68 Million | $112.86 Million | ▲ +120.8% |
| 2004 | 1.49x | $111.64 Million | $74.84 Million | ▼ -15.4% |
| 2003 | 1.76x | $132.63 Million | $75.19 Million | ▼ -1.1% |
| 2002 | 1.78x | $165.40 Million | $92.76 Million | ▼ -54.9% |
| 2001 | 3.95x | $343.40 Million | $86.94 Million | ▲ +150.1% |
| 2000 | 1.58x | $155.28 Million | $98.31 Million | ▼ -31.4% |
| 1999 | 2.30x | $188.30 Million | $81.80 Million | ▼ -11.8% |
| 1998 | 2.61x | $185.30 Million | $71.00 Million | ▲ +483.1% |
| 1997 | 0.45x | $31.60 Million | $70.60 Million | ▼ -68.2% |
| 1996 | 1.41x | $92.30 Million | $65.50 Million | ▼ -20.5% |
| 1995 | 1.77x | $100.80 Million | $56.90 Million | ▼ -46.1% |
| 1994 | 3.29x | $167.60 Million | $51.00 Million | ▲ +293.8% |
| 1993 | 0.83x | $46.40 Million | $55.60 Million | ▼ -59.6% |
| 1992 | 2.07x | $107.00 Million | $51.80 Million | ▲ +65.7% |
| 1991 | 1.25x | $36.40 Million | $29.20 Million | ▼ -22.4% |
| 1990 | 1.61x | $45.60 Million | $28.40 Million | — |