First Citizens BancShares, Inc. (FCNCA) — Financial Flexibility Index
First Citizens BancShares, Inc. (FCNCA) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $1.23 Billion (operating CF $1.04 Billion minus capex $188.00 Million) represents 0% of total liabilities ($214.94 Billion). Check cash flow reinvestment rate of First Citizens BancShares, Inc. to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Citizens BancShares, Inc. Financial Flexibility Index (1990–2025)
Historical Financial Flexibility Index trend for First Citizens BancShares, Inc. across 36 annual periods. For the full cash flow conversion analysis, see First Citizens BancShares, Inc. operating cash flow efficiency.
Annual Financial Flexibility Index for First Citizens BancShares, Inc. (1990–2025)
Year-by-year free cash flow to debt coverage for First Citizens BancShares, Inc.. Explore FCNCA debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $3.77 Billion | $2.92 Billion | $207.46 Billion | ▼ -18.9% |
| 2024 | 0.02x | $4.52 Billion | $2.99 Billion | $201.49 Billion | ▲ +5.7% |
| 2023 | 0.02x | $4.09 Billion | $2.66 Billion | $192.50 Billion | ▼ -43.1% |
| 2022 | 0.04x | $3.72 Billion | $2.79 Billion | $99.64 Billion | ▲ +125.3% |
| 2021 | -0.15x | $-176.42 Million | $-283.78 Million | $1.19 Billion | ▼ -138.9% |
| 2020 | 0.38x | $473.40 Million | $340.01 Million | $1.25 Billion | ▼ -49.3% |
| 2019 | 0.75x | $661.65 Million | $540.57 Million | $883.91 Million | ▲ +3921.0% |
| 2018 | 0.02x | $594.21 Million | $453.77 Million | $31.92 Billion | ▲ +32.0% |
| 2017 | 0.01x | $440.06 Million | $355.26 Million | $31.19 Billion | ▲ +35.4% |
| 2016 | 0.01x | $312.35 Million | $230.51 Million | $29.98 Billion | ▼ -7.7% |
| 2015 | 0.01x | $322.79 Million | $233.06 Million | $28.60 Billion | ▲ +16.6% |
| 2014 | 0.01x | $264.95 Million | $182.24 Million | $27.39 Billion | ▼ -53.4% |
| 2013 | 0.02x | $397.04 Million | $331.01 Million | $19.12 Billion | ▲ +39.0% |
| 2012 | 0.01x | $290.17 Million | $201.29 Million | $19.42 Billion | ▼ -30.7% |
| 2011 | 0.02x | $412.59 Million | $335.69 Million | $19.14 Billion | ▲ +149.0% |
| 2010 | 0.01x | $165.15 Million | $94.31 Million | $19.07 Billion | ▼ -44.5% |
| 2009 | 0.02x | $263.95 Million | $168.08 Million | $16.91 Billion | ▼ -25.9% |
| 2008 | 0.02x | $322.38 Million | $227.22 Million | $15.30 Billion | ▲ +16.7% |
| 2007 | 0.02x | $266.71 Million | $162.40 Million | $14.77 Billion | ▼ -25.2% |
| 2006 | 0.02x | $347.85 Million | $216.14 Million | $14.42 Billion | ▼ -30.6% |
| 2005 | 0.03x | $467.75 Million | $371.68 Million | $13.46 Billion | ▲ +129.9% |
| 2004 | 0.02x | $184.14 Million | $111.64 Million | $12.18 Billion | ▼ -22.5% |
| 2003 | 0.02x | $224.89 Million | $132.63 Million | $11.53 Billion | ▼ -10.9% |
| 2002 | 0.02x | $246.67 Million | $165.40 Million | $11.26 Billion | ▼ -43.2% |
| 2001 | 0.04x | $423.32 Million | $343.40 Million | $10.98 Billion | ▲ +59.0% |
| 2000 | 0.02x | $239.52 Million | $155.28 Million | $9.88 Billion | ▼ -39.8% |
| 1999 | 0.04x | $362.10 Million | $188.30 Million | $8.99 Billion | ▲ +29.6% |
| 1998 | 0.03x | $278.10 Million | $185.30 Million | $8.95 Billion | ▲ +158.0% |
| 1997 | 0.01x | $100.60 Million | $31.60 Million | $8.35 Billion | ▼ -33.4% |
| 1996 | 0.02x | $134.50 Million | $92.30 Million | $7.44 Billion | ▼ -5.9% |
| 1995 | 0.02x | $131.90 Million | $100.80 Million | $6.86 Billion | ▼ -39.8% |
| 1994 | 0.03x | $187.90 Million | $167.60 Million | $5.88 Billion | ▲ +125.8% |
| 1993 | 0.01x | $80.80 Million | $46.40 Million | $5.71 Billion | ▼ -41.2% |
| 1992 | 0.02x | $122.30 Million | $107.00 Million | $5.08 Billion | ▲ +93.1% |
| 1991 | 0.01x | $64.60 Million | $36.40 Million | $5.18 Billion | ▲ +24.9% |
| 1990 | 0.01x | $45.60 Million | $45.60 Million | $4.57 Billion | — |