First Citizens BancShares, Inc. (FCNCA) — Financial Flexibility Index

Latest as of December 2025: 0.01x

First Citizens BancShares, Inc. (FCNCA) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $1.38 Billion (operating CF $1.05 Billion minus capex $330.00 Million) represents 0% of total liabilities ($207.46 Billion). Also explore First Citizens BancShares, Inc. (FCNCA) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$1.38 Billion
Operating CF − Capex

Total Liabilities

$207.46 Billion
USD

Capital Expenditures

$330.00 Million
USD

First Citizens BancShares, Inc. Financial Flexibility Index (1990–2025)

Historical Financial Flexibility Index trend for First Citizens BancShares, Inc. across 36 annual periods. Check strategic asset allocation of First Citizens BancShares, Inc. to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for First Citizens BancShares, Inc. (1990–2025)

Year-by-year free cash flow to debt coverage for First Citizens BancShares, Inc.. For the full company profile including market capitalisation, see First Citizens BancShares, Inc. (FCNCA) total market value.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $3.77 Billion $2.92 Billion $207.46 Billion ▼ -18.9%
2024 0.02x $4.52 Billion $2.99 Billion $201.49 Billion ▲ +5.7%
2023 0.02x $4.09 Billion $2.66 Billion $192.50 Billion ▼ -43.1%
2022 0.04x $3.72 Billion $2.79 Billion $99.64 Billion ▲ +125.3%
2021 -0.15x $-176.42 Million $-283.78 Million $1.19 Billion ▼ -138.9%
2020 0.38x $473.40 Million $340.01 Million $1.25 Billion ▼ -49.3%
2019 0.75x $661.65 Million $540.57 Million $883.91 Million ▲ +3921.0%
2018 0.02x $594.21 Million $453.77 Million $31.92 Billion ▲ +32.0%
2017 0.01x $440.06 Million $355.26 Million $31.19 Billion ▲ +35.4%
2016 0.01x $312.35 Million $230.51 Million $29.98 Billion ▼ -7.7%
2015 0.01x $322.79 Million $233.06 Million $28.60 Billion ▲ +16.6%
2014 0.01x $264.95 Million $182.24 Million $27.39 Billion ▼ -53.4%
2013 0.02x $397.04 Million $331.01 Million $19.12 Billion ▲ +39.0%
2012 0.01x $290.17 Million $201.29 Million $19.42 Billion ▼ -30.7%
2011 0.02x $412.59 Million $335.69 Million $19.14 Billion ▲ +149.0%
2010 0.01x $165.15 Million $94.31 Million $19.07 Billion ▼ -44.5%
2009 0.02x $263.95 Million $168.08 Million $16.91 Billion ▼ -25.9%
2008 0.02x $322.38 Million $227.22 Million $15.30 Billion ▲ +16.7%
2007 0.02x $266.71 Million $162.40 Million $14.77 Billion ▼ -25.2%
2006 0.02x $347.85 Million $216.14 Million $14.42 Billion ▼ -30.6%
2005 0.03x $467.75 Million $371.68 Million $13.46 Billion ▲ +129.9%
2004 0.02x $184.14 Million $111.64 Million $12.18 Billion ▼ -22.5%
2003 0.02x $224.89 Million $132.63 Million $11.53 Billion ▼ -10.9%
2002 0.02x $246.67 Million $165.40 Million $11.26 Billion ▼ -43.2%
2001 0.04x $423.32 Million $343.40 Million $10.98 Billion ▲ +59.0%
2000 0.02x $239.52 Million $155.28 Million $9.88 Billion ▼ -39.8%
1999 0.04x $362.10 Million $188.30 Million $8.99 Billion ▲ +29.6%
1998 0.03x $278.10 Million $185.30 Million $8.95 Billion ▲ +158.0%
1997 0.01x $100.60 Million $31.60 Million $8.35 Billion ▼ -33.4%
1996 0.02x $134.50 Million $92.30 Million $7.44 Billion ▼ -5.9%
1995 0.02x $131.90 Million $100.80 Million $6.86 Billion ▼ -39.8%
1994 0.03x $187.90 Million $167.60 Million $5.88 Billion ▲ +125.8%
1993 0.01x $80.80 Million $46.40 Million $5.71 Billion ▼ -41.2%
1992 0.02x $122.30 Million $107.00 Million $5.08 Billion ▲ +93.1%
1991 0.01x $64.60 Million $36.40 Million $5.18 Billion ▲ +24.9%
1990 0.01x $45.60 Million $45.60 Million $4.57 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities