First Citizens BancShares, Inc. Financial Flexibility Index
First Citizens BancShares, Inc. financial flexibility index. First Citizens BancShares, Inc. (FCNCA) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $1.23 Billion (operating CF $1.04 Billion minus capex $188.00 Million) represents 0% of total liabilities ($214.94 Billion). See First Citizens BancShares, Inc. free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of First Citizens BancShares, Inc. (1990–2025)
Financial flexibility index of First Citizens BancShares, Inc. from 1990 to 2025. Historical Financial Flexibility Index trend for First Citizens BancShares, Inc. across 36 annual periods. Check FCNCA cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
First Citizens BancShares, Inc. Financial Flexibility Index by Year (1990–2025)
First Citizens BancShares, Inc. financial flexibility index by year from 1990 to 2025. Year-by-year free cash flow to debt coverage for First Citizens BancShares, Inc.. For the full cash flow conversion analysis, see cash flow conversion of First Citizens BancShares, Inc..
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $3.77 Billion | $2.92 Billion | $207.46 Billion | ▼ -18.9% |
| 2024 | 0.02x | $4.52 Billion | $2.99 Billion | $201.49 Billion | ▲ +5.7% |
| 2023 | 0.02x | $4.09 Billion | $2.66 Billion | $192.50 Billion | ▼ -43.1% |
| 2022 | 0.04x | $3.72 Billion | $2.79 Billion | $99.64 Billion | ▲ +125.3% |
| 2021 | -0.15x | $-176.42 Million | $-283.78 Million | $1.19 Billion | ▼ -138.9% |
| 2020 | 0.38x | $473.40 Million | $340.01 Million | $1.25 Billion | ▼ -49.3% |
| 2019 | 0.75x | $661.65 Million | $540.57 Million | $883.91 Million | ▲ +3921.0% |
| 2018 | 0.02x | $594.21 Million | $453.77 Million | $31.92 Billion | ▲ +32.0% |
| 2017 | 0.01x | $440.06 Million | $355.26 Million | $31.19 Billion | ▲ +35.4% |
| 2016 | 0.01x | $312.35 Million | $230.51 Million | $29.98 Billion | ▼ -7.7% |
| 2015 | 0.01x | $322.79 Million | $233.06 Million | $28.60 Billion | ▲ +16.6% |
| 2014 | 0.01x | $264.95 Million | $182.24 Million | $27.39 Billion | ▼ -53.4% |
| 2013 | 0.02x | $397.04 Million | $331.01 Million | $19.12 Billion | ▲ +39.0% |
| 2012 | 0.01x | $290.17 Million | $201.29 Million | $19.42 Billion | ▼ -30.7% |
| 2011 | 0.02x | $412.59 Million | $335.69 Million | $19.14 Billion | ▲ +149.0% |
| 2010 | 0.01x | $165.15 Million | $94.31 Million | $19.07 Billion | ▼ -44.5% |
| 2009 | 0.02x | $263.95 Million | $168.08 Million | $16.91 Billion | ▼ -25.9% |
| 2008 | 0.02x | $322.38 Million | $227.22 Million | $15.30 Billion | ▲ +16.7% |
| 2007 | 0.02x | $266.71 Million | $162.40 Million | $14.77 Billion | ▼ -25.2% |
| 2006 | 0.02x | $347.85 Million | $216.14 Million | $14.42 Billion | ▼ -30.6% |
| 2005 | 0.03x | $467.75 Million | $371.68 Million | $13.46 Billion | ▲ +129.9% |
| 2004 | 0.02x | $184.14 Million | $111.64 Million | $12.18 Billion | ▼ -22.5% |
| 2003 | 0.02x | $224.89 Million | $132.63 Million | $11.53 Billion | ▼ -10.9% |
| 2002 | 0.02x | $246.67 Million | $165.40 Million | $11.26 Billion | ▼ -43.2% |
| 2001 | 0.04x | $423.32 Million | $343.40 Million | $10.98 Billion | ▲ +59.0% |
| 2000 | 0.02x | $239.52 Million | $155.28 Million | $9.88 Billion | ▼ -39.8% |
| 1999 | 0.04x | $362.10 Million | $188.30 Million | $8.99 Billion | ▲ +29.6% |
| 1998 | 0.03x | $278.10 Million | $185.30 Million | $8.95 Billion | ▲ +158.0% |
| 1997 | 0.01x | $100.60 Million | $31.60 Million | $8.35 Billion | ▼ -33.4% |
| 1996 | 0.02x | $134.50 Million | $92.30 Million | $7.44 Billion | ▼ -5.9% |
| 1995 | 0.02x | $131.90 Million | $100.80 Million | $6.86 Billion | ▼ -39.8% |
| 1994 | 0.03x | $187.90 Million | $167.60 Million | $5.88 Billion | ▲ +125.8% |
| 1993 | 0.01x | $80.80 Million | $46.40 Million | $5.71 Billion | ▼ -41.2% |
| 1992 | 0.02x | $122.30 Million | $107.00 Million | $5.08 Billion | ▲ +93.1% |
| 1991 | 0.01x | $64.60 Million | $36.40 Million | $5.18 Billion | ▲ +24.9% |
| 1990 | 0.01x | $45.60 Million | $45.60 Million | $4.57 Billion | — |