First Citizens BancShares, Inc. (FCNCA) — Financial Flexibility Index
First Citizens BancShares, Inc. (FCNCA) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $1.38 Billion (operating CF $1.05 Billion minus capex $330.00 Million) represents 0% of total liabilities ($207.46 Billion). Check FCNCA strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Citizens BancShares, Inc. Financial Flexibility Index (1990–2025)
Historical Financial Flexibility Index trend for First Citizens BancShares, Inc. across 36 annual periods. See First Citizens BancShares, Inc. (FCNCA) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for First Citizens BancShares, Inc. (1990–2025)
Year-by-year free cash flow to debt coverage for First Citizens BancShares, Inc.. For the full company profile including market capitalisation, see FCNCA stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $3.77 Billion | $2.92 Billion | $207.46 Billion | ▼ -18.9% |
| 2024 | 0.02x | $4.52 Billion | $2.99 Billion | $201.49 Billion | ▲ +5.7% |
| 2023 | 0.02x | $4.09 Billion | $2.66 Billion | $192.50 Billion | ▼ -43.1% |
| 2022 | 0.04x | $3.72 Billion | $2.79 Billion | $99.64 Billion | ▲ +125.3% |
| 2021 | -0.15x | $-176.42 Million | $-283.78 Million | $1.19 Billion | ▼ -138.9% |
| 2020 | 0.38x | $473.40 Million | $340.01 Million | $1.25 Billion | ▼ -49.3% |
| 2019 | 0.75x | $661.65 Million | $540.57 Million | $883.91 Million | ▲ +3921.0% |
| 2018 | 0.02x | $594.21 Million | $453.77 Million | $31.92 Billion | ▲ +32.0% |
| 2017 | 0.01x | $440.06 Million | $355.26 Million | $31.19 Billion | ▲ +35.4% |
| 2016 | 0.01x | $312.35 Million | $230.51 Million | $29.98 Billion | ▼ -7.7% |
| 2015 | 0.01x | $322.79 Million | $233.06 Million | $28.60 Billion | ▲ +16.6% |
| 2014 | 0.01x | $264.95 Million | $182.24 Million | $27.39 Billion | ▼ -53.4% |
| 2013 | 0.02x | $397.04 Million | $331.01 Million | $19.12 Billion | ▲ +39.0% |
| 2012 | 0.01x | $290.17 Million | $201.29 Million | $19.42 Billion | ▼ -30.7% |
| 2011 | 0.02x | $412.59 Million | $335.69 Million | $19.14 Billion | ▲ +149.0% |
| 2010 | 0.01x | $165.15 Million | $94.31 Million | $19.07 Billion | ▼ -44.5% |
| 2009 | 0.02x | $263.95 Million | $168.08 Million | $16.91 Billion | ▼ -25.9% |
| 2008 | 0.02x | $322.38 Million | $227.22 Million | $15.30 Billion | ▲ +16.7% |
| 2007 | 0.02x | $266.71 Million | $162.40 Million | $14.77 Billion | ▼ -25.2% |
| 2006 | 0.02x | $347.85 Million | $216.14 Million | $14.42 Billion | ▼ -30.6% |
| 2005 | 0.03x | $467.75 Million | $371.68 Million | $13.46 Billion | ▲ +129.9% |
| 2004 | 0.02x | $184.14 Million | $111.64 Million | $12.18 Billion | ▼ -22.5% |
| 2003 | 0.02x | $224.89 Million | $132.63 Million | $11.53 Billion | ▼ -10.9% |
| 2002 | 0.02x | $246.67 Million | $165.40 Million | $11.26 Billion | ▼ -43.2% |
| 2001 | 0.04x | $423.32 Million | $343.40 Million | $10.98 Billion | ▲ +59.0% |
| 2000 | 0.02x | $239.52 Million | $155.28 Million | $9.88 Billion | ▼ -39.8% |
| 1999 | 0.04x | $362.10 Million | $188.30 Million | $8.99 Billion | ▲ +29.6% |
| 1998 | 0.03x | $278.10 Million | $185.30 Million | $8.95 Billion | ▲ +158.0% |
| 1997 | 0.01x | $100.60 Million | $31.60 Million | $8.35 Billion | ▼ -33.4% |
| 1996 | 0.02x | $134.50 Million | $92.30 Million | $7.44 Billion | ▼ -5.9% |
| 1995 | 0.02x | $131.90 Million | $100.80 Million | $6.86 Billion | ▼ -39.8% |
| 1994 | 0.03x | $187.90 Million | $167.60 Million | $5.88 Billion | ▲ +125.8% |
| 1993 | 0.01x | $80.80 Million | $46.40 Million | $5.71 Billion | ▼ -41.2% |
| 1992 | 0.02x | $122.30 Million | $107.00 Million | $5.08 Billion | ▲ +93.1% |
| 1991 | 0.01x | $64.60 Million | $36.40 Million | $5.18 Billion | ▲ +24.9% |
| 1990 | 0.01x | $45.60 Million | $45.60 Million | $4.57 Billion | — |