First Citizens BancShares, Inc. (FCNCA) — Cash Flow-to-Debt Ratio
First Citizens BancShares, Inc. (FCNCA) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $1.04 Billion could theoretically repay 0% of its total liabilities ($214.94 Billion) in one year. See First Citizens BancShares, Inc. free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Citizens BancShares, Inc. Cash Flow-to-Debt Ratio (1990–2025)
Historical debt coverage capacity for First Citizens BancShares, Inc. across 36 annual periods. For the full cash flow conversion analysis, see how efficiently does First Citizens BancShares, Inc. generate cash.
Annual Cash Flow-to-Debt Ratio for First Citizens BancShares, Inc. (1990–2025)
Year-by-year debt coverage analysis for First Citizens BancShares, Inc.. Check First Citizens BancShares, Inc. cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $2.92 Billion | $207.46 Billion | ▼ -5.0% |
| 2024 | 0.01x | $2.99 Billion | $201.49 Billion | ▲ +7.3% |
| 2023 | 0.01x | $2.66 Billion | $192.50 Billion | ▼ -50.7% |
| 2022 | 0.03x | $2.79 Billion | $99.64 Billion | ▲ +111.8% |
| 2021 | -0.24x | $-283.78 Million | $1.19 Billion | ▼ -187.2% |
| 2020 | 0.27x | $340.01 Million | $1.25 Billion | ▼ -55.5% |
| 2019 | 0.61x | $540.57 Million | $883.91 Million | ▲ +4201.9% |
| 2018 | 0.01x | $453.77 Million | $31.92 Billion | ▲ +24.8% |
| 2017 | 0.01x | $355.26 Million | $31.19 Billion | ▲ +48.1% |
| 2016 | 0.01x | $230.51 Million | $29.98 Billion | ▼ -5.6% |
| 2015 | 0.01x | $233.06 Million | $28.60 Billion | ▲ +22.4% |
| 2014 | 0.01x | $182.24 Million | $27.39 Billion | ▼ -61.6% |
| 2013 | 0.02x | $331.01 Million | $19.12 Billion | ▲ +67.0% |
| 2012 | 0.01x | $201.29 Million | $19.42 Billion | ▼ -40.9% |
| 2011 | 0.02x | $335.69 Million | $19.14 Billion | ▲ +254.8% |
| 2010 | 0.00x | $94.31 Million | $19.07 Billion | ▼ -50.3% |
| 2009 | 0.01x | $168.08 Million | $16.91 Billion | ▼ -33.1% |
| 2008 | 0.01x | $227.22 Million | $15.30 Billion | ▲ +35.1% |
| 2007 | 0.01x | $162.40 Million | $14.77 Billion | ▼ -26.7% |
| 2006 | 0.01x | $216.14 Million | $14.42 Billion | ▼ -45.7% |
| 2005 | 0.03x | $371.68 Million | $13.46 Billion | ▲ +201.3% |
| 2004 | 0.01x | $111.64 Million | $12.18 Billion | ▼ -20.3% |
| 2003 | 0.01x | $132.63 Million | $11.53 Billion | ▼ -21.7% |
| 2002 | 0.01x | $165.40 Million | $11.26 Billion | ▼ -53.1% |
| 2001 | 0.03x | $343.40 Million | $10.98 Billion | ▲ +99.0% |
| 2000 | 0.02x | $155.28 Million | $9.88 Billion | ▼ -25.0% |
| 1999 | 0.02x | $188.30 Million | $8.99 Billion | ▲ +1.1% |
| 1998 | 0.02x | $185.30 Million | $8.95 Billion | ▲ +447.3% |
| 1997 | 0.00x | $31.60 Million | $8.35 Billion | ▼ -69.5% |
| 1996 | 0.01x | $92.30 Million | $7.44 Billion | ▼ -15.5% |
| 1995 | 0.01x | $100.80 Million | $6.86 Billion | ▼ -48.4% |
| 1994 | 0.03x | $167.60 Million | $5.88 Billion | ▲ +250.6% |
| 1993 | 0.01x | $46.40 Million | $5.71 Billion | ▼ -61.4% |
| 1992 | 0.02x | $107.00 Million | $5.08 Billion | ▲ +199.9% |
| 1991 | 0.01x | $36.40 Million | $5.18 Billion | ▼ -29.6% |
| 1990 | 0.01x | $45.60 Million | $4.57 Billion | — |