First Citizens BancShares, Inc. (FCNCA) — Cash Flow-to-Debt Ratio
First Citizens BancShares, Inc. (FCNCA) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $1.05 Billion could theoretically repay 0% of its total liabilities ($207.46 Billion) in one year. See how much free cash does First Citizens BancShares, Inc. generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Citizens BancShares, Inc. Cash Flow-to-Debt Ratio (1990–2025)
Historical debt coverage capacity for First Citizens BancShares, Inc. across 36 annual periods. Also explore net asset momentum of First Citizens BancShares, Inc. to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for First Citizens BancShares, Inc. (1990–2025)
Year-by-year debt coverage analysis for First Citizens BancShares, Inc.. For market capitalisation and broader financial context, see First Citizens BancShares, Inc. stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $2.92 Billion | $207.46 Billion | ▼ -5.0% |
| 2024 | 0.01x | $2.99 Billion | $201.49 Billion | ▲ +7.3% |
| 2023 | 0.01x | $2.66 Billion | $192.50 Billion | ▼ -50.7% |
| 2022 | 0.03x | $2.79 Billion | $99.64 Billion | ▲ +111.8% |
| 2021 | -0.24x | $-283.78 Million | $1.19 Billion | ▼ -187.2% |
| 2020 | 0.27x | $340.01 Million | $1.25 Billion | ▼ -55.5% |
| 2019 | 0.61x | $540.57 Million | $883.91 Million | ▲ +4201.9% |
| 2018 | 0.01x | $453.77 Million | $31.92 Billion | ▲ +24.8% |
| 2017 | 0.01x | $355.26 Million | $31.19 Billion | ▲ +48.1% |
| 2016 | 0.01x | $230.51 Million | $29.98 Billion | ▼ -5.6% |
| 2015 | 0.01x | $233.06 Million | $28.60 Billion | ▲ +22.4% |
| 2014 | 0.01x | $182.24 Million | $27.39 Billion | ▼ -61.6% |
| 2013 | 0.02x | $331.01 Million | $19.12 Billion | ▲ +67.0% |
| 2012 | 0.01x | $201.29 Million | $19.42 Billion | ▼ -40.9% |
| 2011 | 0.02x | $335.69 Million | $19.14 Billion | ▲ +254.8% |
| 2010 | 0.00x | $94.31 Million | $19.07 Billion | ▼ -50.3% |
| 2009 | 0.01x | $168.08 Million | $16.91 Billion | ▼ -33.1% |
| 2008 | 0.01x | $227.22 Million | $15.30 Billion | ▲ +35.1% |
| 2007 | 0.01x | $162.40 Million | $14.77 Billion | ▼ -26.7% |
| 2006 | 0.01x | $216.14 Million | $14.42 Billion | ▼ -45.7% |
| 2005 | 0.03x | $371.68 Million | $13.46 Billion | ▲ +201.3% |
| 2004 | 0.01x | $111.64 Million | $12.18 Billion | ▼ -20.3% |
| 2003 | 0.01x | $132.63 Million | $11.53 Billion | ▼ -21.7% |
| 2002 | 0.01x | $165.40 Million | $11.26 Billion | ▼ -53.1% |
| 2001 | 0.03x | $343.40 Million | $10.98 Billion | ▲ +99.0% |
| 2000 | 0.02x | $155.28 Million | $9.88 Billion | ▼ -25.0% |
| 1999 | 0.02x | $188.30 Million | $8.99 Billion | ▲ +1.1% |
| 1998 | 0.02x | $185.30 Million | $8.95 Billion | ▲ +447.3% |
| 1997 | 0.00x | $31.60 Million | $8.35 Billion | ▼ -69.5% |
| 1996 | 0.01x | $92.30 Million | $7.44 Billion | ▼ -15.5% |
| 1995 | 0.01x | $100.80 Million | $6.86 Billion | ▼ -48.4% |
| 1994 | 0.03x | $167.60 Million | $5.88 Billion | ▲ +250.6% |
| 1993 | 0.01x | $46.40 Million | $5.71 Billion | ▼ -61.4% |
| 1992 | 0.02x | $107.00 Million | $5.08 Billion | ▲ +199.9% |
| 1991 | 0.01x | $36.40 Million | $5.18 Billion | ▼ -29.6% |
| 1990 | 0.01x | $45.60 Million | $4.57 Billion | — |