First Citizens BancShares, Inc. (FCNCA) — Defensive Interval Ratio
First Citizens BancShares, Inc. (FCNCA) has a Defensive Interval Ratio of 1 days as of March 2026. Defensive assets of $353.00 Million (cash $-, short-term investments $353.00 Million, receivables $-) cover 1 days of daily cash needs of $472.04 Million/day. Check tangible equity quality of First Citizens BancShares, Inc. to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Citizens BancShares, Inc. Defensive Interval Ratio (1990–2025)
This chart shows how First Citizens BancShares, Inc.'s Defensive Interval Ratio has evolved across 36 annual periods from 1990 to 2025. As of March 2026, the ratio stands at 1 days, meaning defensive assets of $353.00 Million can fund 1 days of operations without new revenue. Also explore net asset growth rate of First Citizens BancShares, Inc. to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for First Citizens BancShares, Inc. (1990–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Citizens BancShares, Inc. from 1990 to 2025, covering 36 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of First Citizens BancShares, Inc..
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 328 days | $146.60 Billion | $446.44 Million/day | $- | $232.00 Million | ▲ +241 days |
| 2024 | 88 days | $37.40 Billion | $426.66 Million/day | $- | $33.91 Billion | ▲ +30 days |
| 2023 | 58 days | $23.14 Billion | $402.39 Million/day | $- | $19.94 Billion | ▼ -1163 days |
| 2022 | 1221 days | $11.87 Billion | $9.72 Million/day | $- | $8.99 Billion | ▲ +1026 days |
| 2021 | 195 days | $18.45 Billion | $94.84 Million/day | $- | $18.32 Billion | ▲ +135 days |
| 2020 | 60 days | $4.49 Billion | $74.87 Million/day | $- | $4.35 Billion | ▲ +41 days |
| 2019 | 19 days | $1.23 Billion | $63.32 Million/day | $- | $1.11 Billion | ▼ -44 days |
| 2018 | 64 days | $5.46 Billion | $85.60 Million/day | $- | $5.35 Billion | ▼ -42 days |
| 2017 | 106 days | $8.66 Billion | $82.04 Million/day | $- | $8.57 Billion | ▼ -8 days |
| 2016 | 114 days | $8.96 Billion | $78.81 Million/day | $- | $8.88 Billion | ▼ -467 days |
| 2015 | 581 days | $2.07 Billion | $3.56 Million/day | $- | $2.06 Billion | ▲ +457 days |
| 2014 | 123 days | $8.95 Billion | $72.51 Million/day | $- | $8.90 Billion | ▼ -1 days |
| 2013 | 125 days | $6.30 Billion | $50.37 Million/day | $- | $6.25 Billion | ▲ +13 days |
| 2012 | 112 days | $5.72 Billion | $51.11 Million/day | $- | $5.67 Billion | ▲ +21 days |
| 2011 | 91 days | $4.53 Billion | $49.84 Million/day | $- | $4.49 Billion | ▲ +69 days |
| 2010 | 22 days | $1.11 Billion | $49.81 Million/day | $- | $398.39 Million | ▼ -50 days |
| 2009 | 73 days | $3.18 Billion | $43.78 Million/day | $- | $2.93 Billion | ▲ +68 days |
| 2008 | 4 days | $174.62 Million | $39.34 Million/day | $- | $174.62 Million | ▼ -2 days |
| 2007 | 7 days | $266.21 Million | $39.00 Million/day | $- | $266.21 Million | ▼ -2 days |
| 2006 | 9 days | $348.60 Million | $38.07 Million/day | $- | $348.60 Million | ▼ -4 days |
| 2005 | 14 days | $481.01 Million | $35.49 Million/day | $- | $481.01 Million | ▲ +2 days |
| 2004 | 12 days | $383.74 Million | $32.32 Million/day | $- | $383.74 Million | ▲ +2 days |
| 2003 | 10 days | $294.40 Million | $30.52 Million/day | $- | $294.40 Million | ▼ -11 days |
| 2002 | 21 days | $623.57 Million | $29.87 Million/day | $- | $623.57 Million | ▲ +4 days |
| 2001 | 17 days | $501.91 Million | $28.97 Million/day | $- | $501.91 Million | ▲ +1 days |
| 2000 | 16 days | $431.38 Million | $26.31 Million/day | $- | $431.38 Million | ▼ -3 days |
| 1999 | 20 days | $473.40 Million | $23.95 Million/day | $- | $473.40 Million | ▲ +10 days |
| 1998 | 10 days | $232.70 Million | $23.78 Million/day | $- | $232.70 Million | ▲ +6 days |
| 1997 | 4 days | $81.80 Million | $22.39 Million/day | $- | $81.80 Million | ▼ -4 days |
| 1996 | 8 days | $156.00 Million | $20.13 Million/day | $- | $156.00 Million | ▲ +6 days |
| 1995 | 2 days | $40.40 Million | $18.53 Million/day | $- | $40.40 Million | ▲ +2 days |
| 1994 | 0 days | $6.80 Million | $15.91 Million/day | $- | $6.80 Million | ▼ -1 days |
| 1993 | 1 days | $20.00 Million | $15.33 Million/day | $- | $20.00 Million | ▼ -7 days |
| 1992 | 8 days | $110.00 Million | $13.72 Million/day | $- | $110.00 Million | ▲ +8 days |
| 1991 | 0 days | $1.90 Million | $13.96 Million/day | $- | $1.90 Million | ▼ -9 days |
| 1990 | 9 days | $111.00 Million | $12.23 Million/day | $- | $111.00 Million | — |