First Citizens BancShares, Inc. (FCNCA) — Free Cash Flow Generation Index

Latest as of June 2026: 0.82x

First Citizens BancShares, Inc. (FCNCA) has a Free Cash Flow Generation Index of 0.82x as of June 2026. Free cash flow of $855.00 Million represents 1% of operating cash flow ($1.04 Billion). Explore First Citizens BancShares, Inc. capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.82x
Free Cash Flow / Operating CF

Free Cash Flow

$855.00 Million
USD

Operating Cash Flow

$1.04 Billion
USD

Capital Expenditures

$188.00 Million
USD

First Citizens BancShares, Inc. Free Cash Flow Generation Index (1990–2025)

Historical FCF Generation Index trend for First Citizens BancShares, Inc. across 35 annual periods. For the full cash flow conversion analysis, see FCNCA cash flow conversion.

Annual Free Cash Flow Generation for First Citizens BancShares, Inc. (1990–2025)

Year-by-year Free Cash Flow Generation Index for First Citizens BancShares, Inc.. Check cash flow reinvestment rate of First Citizens BancShares, Inc. to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.71x $2.07 Billion $2.92 Billion $852.00 Million ▲ +45.7%
2024 0.49x $1.45 Billion $2.99 Billion $1.53 Billion ▲ +5.0%
2023 0.46x $1.23 Billion $2.66 Billion $1.43 Billion ▼ -30.7%
2022 0.67x $1.86 Billion $2.79 Billion $926.00 Million ▲ +10.0%
2020 0.61x $206.63 Million $340.01 Million $133.38 Million ▼ -21.7%
2019 0.78x $419.49 Million $540.57 Million $121.08 Million ▲ +12.4%
2018 0.69x $313.32 Million $453.77 Million $140.44 Million ▼ -9.3%
2017 0.76x $270.46 Million $355.26 Million $84.80 Million ▲ +18.0%
2016 0.64x $148.66 Million $230.51 Million $81.84 Million ▲ +4.9%
2015 0.61x $143.32 Million $233.06 Million $89.73 Million ▲ +12.6%
2014 0.55x $99.53 Million $182.24 Million $82.71 Million ▼ -31.8%
2013 0.80x $264.97 Million $331.01 Million $66.04 Million ▲ +43.3%
2012 0.56x $112.41 Million $201.29 Million $88.88 Million ▼ -27.6%
2011 0.77x $258.79 Million $335.69 Million $76.90 Million ▲ +209.7%
2010 0.25x $23.48 Million $94.31 Million $70.84 Million ▼ -42.1%
2009 0.43x $72.20 Million $168.08 Million $95.88 Million ▼ -26.1%
2008 0.58x $132.06 Million $227.22 Million $95.16 Million ▲ +62.5%
2007 0.36x $58.08 Million $162.40 Million $104.32 Million ▼ -7.6%
2006 0.39x $83.62 Million $216.14 Million $131.71 Million ▼ -47.8%
2005 0.74x $275.62 Million $371.68 Million $96.06 Million ▲ +111.6%
2004 0.35x $39.13 Million $111.64 Million $72.51 Million ▲ +15.2%
2003 0.30x $40.37 Million $132.63 Million $92.26 Million ▼ -40.2%
2002 0.51x $84.14 Million $165.40 Million $81.27 Million ▼ -33.7%
2001 0.77x $263.47 Million $343.40 Million $79.92 Million ▲ +67.7%
2000 0.46x $71.03 Million $155.28 Million $84.25 Million ▲ +494.0%
1999 0.08x $14.50 Million $188.30 Million $173.80 Million ▼ -84.6%
1998 0.50x $92.50 Million $185.30 Million $92.80 Million ▲ +142.2%
1997 -1.18x $-37.40 Million $31.60 Million $69.00 Million ▼ -318.0%
1996 0.54x $50.10 Million $92.30 Million $42.20 Million ▼ -21.5%
1995 0.69x $69.70 Million $100.80 Million $31.10 Million ▼ -21.3%
1994 0.88x $147.30 Million $167.60 Million $20.30 Million ▲ +239.8%
1993 0.26x $12.00 Million $46.40 Million $34.40 Million ▼ -69.8%
1992 0.86x $91.70 Million $107.00 Million $15.30 Million ▲ +280.4%
1991 0.23x $8.20 Million $36.40 Million $28.20 Million ▼ -77.5%
1990 1.00x $45.60 Million $45.60 Million $0.00
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).