First Citizens BancShares, Inc. (FCNCA) — Free Cash Flow Generation Index
First Citizens BancShares, Inc. (FCNCA) has a Free Cash Flow Generation Index of 0.69x as of December 2025. Free cash flow of $720.00 Million represents 1% of operating cash flow ($1.05 Billion). Read First Citizens BancShares, Inc. debt and liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
First Citizens BancShares, Inc. Free Cash Flow Generation Index (1990–2025)
Historical FCF Generation Index trend for First Citizens BancShares, Inc. across 35 annual periods. Explore capital reinvestment ratio of First Citizens BancShares, Inc. to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for First Citizens BancShares, Inc. (1990–2025)
Year-by-year Free Cash Flow Generation Index for First Citizens BancShares, Inc.. For the full company profile including market capitalisation, see First Citizens BancShares, Inc. stock valuation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.71x | $2.07 Billion | $2.92 Billion | $852.00 Million | ▲ +45.7% |
| 2024 | 0.49x | $1.45 Billion | $2.99 Billion | $1.53 Billion | ▲ +5.0% |
| 2023 | 0.46x | $1.23 Billion | $2.66 Billion | $1.43 Billion | ▼ -30.7% |
| 2022 | 0.67x | $1.86 Billion | $2.79 Billion | $926.00 Million | ▲ +10.0% |
| 2020 | 0.61x | $206.63 Million | $340.01 Million | $133.38 Million | ▼ -21.7% |
| 2019 | 0.78x | $419.49 Million | $540.57 Million | $121.08 Million | ▲ +12.4% |
| 2018 | 0.69x | $313.32 Million | $453.77 Million | $140.44 Million | ▼ -9.3% |
| 2017 | 0.76x | $270.46 Million | $355.26 Million | $84.80 Million | ▲ +18.0% |
| 2016 | 0.64x | $148.66 Million | $230.51 Million | $81.84 Million | ▲ +4.9% |
| 2015 | 0.61x | $143.32 Million | $233.06 Million | $89.73 Million | ▲ +12.6% |
| 2014 | 0.55x | $99.53 Million | $182.24 Million | $82.71 Million | ▼ -31.8% |
| 2013 | 0.80x | $264.97 Million | $331.01 Million | $66.04 Million | ▲ +43.3% |
| 2012 | 0.56x | $112.41 Million | $201.29 Million | $88.88 Million | ▼ -27.6% |
| 2011 | 0.77x | $258.79 Million | $335.69 Million | $76.90 Million | ▲ +209.7% |
| 2010 | 0.25x | $23.48 Million | $94.31 Million | $70.84 Million | ▼ -42.1% |
| 2009 | 0.43x | $72.20 Million | $168.08 Million | $95.88 Million | ▼ -26.1% |
| 2008 | 0.58x | $132.06 Million | $227.22 Million | $95.16 Million | ▲ +62.5% |
| 2007 | 0.36x | $58.08 Million | $162.40 Million | $104.32 Million | ▼ -7.6% |
| 2006 | 0.39x | $83.62 Million | $216.14 Million | $131.71 Million | ▼ -47.8% |
| 2005 | 0.74x | $275.62 Million | $371.68 Million | $96.06 Million | ▲ +111.6% |
| 2004 | 0.35x | $39.13 Million | $111.64 Million | $72.51 Million | ▲ +15.2% |
| 2003 | 0.30x | $40.37 Million | $132.63 Million | $92.26 Million | ▼ -40.2% |
| 2002 | 0.51x | $84.14 Million | $165.40 Million | $81.27 Million | ▼ -33.7% |
| 2001 | 0.77x | $263.47 Million | $343.40 Million | $79.92 Million | ▲ +67.7% |
| 2000 | 0.46x | $71.03 Million | $155.28 Million | $84.25 Million | ▲ +494.0% |
| 1999 | 0.08x | $14.50 Million | $188.30 Million | $173.80 Million | ▼ -84.6% |
| 1998 | 0.50x | $92.50 Million | $185.30 Million | $92.80 Million | ▲ +142.2% |
| 1997 | -1.18x | $-37.40 Million | $31.60 Million | $69.00 Million | ▼ -318.0% |
| 1996 | 0.54x | $50.10 Million | $92.30 Million | $42.20 Million | ▼ -21.5% |
| 1995 | 0.69x | $69.70 Million | $100.80 Million | $31.10 Million | ▼ -21.3% |
| 1994 | 0.88x | $147.30 Million | $167.60 Million | $20.30 Million | ▲ +239.8% |
| 1993 | 0.26x | $12.00 Million | $46.40 Million | $34.40 Million | ▼ -69.8% |
| 1992 | 0.86x | $91.70 Million | $107.00 Million | $15.30 Million | ▲ +280.4% |
| 1991 | 0.23x | $8.20 Million | $36.40 Million | $28.20 Million | ▼ -77.5% |
| 1990 | 1.00x | $45.60 Million | $45.60 Million | $0.00 | — |