First Citizens BancShares, Inc. (FCNCA) — Free Cash Flow Generation Index

Latest as of December 2025: 0.69x

First Citizens BancShares, Inc. (FCNCA) has a Free Cash Flow Generation Index of 0.69x as of December 2025. Free cash flow of $720.00 Million represents 1% of operating cash flow ($1.05 Billion). See FCNCA current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.69x
Free Cash Flow / Operating CF

Free Cash Flow

$720.00 Million
USD

Operating Cash Flow

$1.05 Billion
USD

Capital Expenditures

$330.00 Million
USD

First Citizens BancShares, Inc. Free Cash Flow Generation Index (1990–2025)

Historical FCF Generation Index trend for First Citizens BancShares, Inc. across 35 annual periods. Explore FCNCA operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for First Citizens BancShares, Inc. (1990–2025)

Year-by-year Free Cash Flow Generation Index for First Citizens BancShares, Inc.. For the full company profile including market capitalisation, see First Citizens BancShares, Inc. (FCNCA) total market value.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.71x $2.07 Billion $2.92 Billion $852.00 Million ▲ +45.7%
2024 0.49x $1.45 Billion $2.99 Billion $1.53 Billion ▲ +5.0%
2023 0.46x $1.23 Billion $2.66 Billion $1.43 Billion ▼ -30.7%
2022 0.67x $1.86 Billion $2.79 Billion $926.00 Million ▲ +10.0%
2020 0.61x $206.63 Million $340.01 Million $133.38 Million ▼ -21.7%
2019 0.78x $419.49 Million $540.57 Million $121.08 Million ▲ +12.4%
2018 0.69x $313.32 Million $453.77 Million $140.44 Million ▼ -9.3%
2017 0.76x $270.46 Million $355.26 Million $84.80 Million ▲ +18.0%
2016 0.64x $148.66 Million $230.51 Million $81.84 Million ▲ +4.9%
2015 0.61x $143.32 Million $233.06 Million $89.73 Million ▲ +12.6%
2014 0.55x $99.53 Million $182.24 Million $82.71 Million ▼ -31.8%
2013 0.80x $264.97 Million $331.01 Million $66.04 Million ▲ +43.3%
2012 0.56x $112.41 Million $201.29 Million $88.88 Million ▼ -27.6%
2011 0.77x $258.79 Million $335.69 Million $76.90 Million ▲ +209.7%
2010 0.25x $23.48 Million $94.31 Million $70.84 Million ▼ -42.1%
2009 0.43x $72.20 Million $168.08 Million $95.88 Million ▼ -26.1%
2008 0.58x $132.06 Million $227.22 Million $95.16 Million ▲ +62.5%
2007 0.36x $58.08 Million $162.40 Million $104.32 Million ▼ -7.6%
2006 0.39x $83.62 Million $216.14 Million $131.71 Million ▼ -47.8%
2005 0.74x $275.62 Million $371.68 Million $96.06 Million ▲ +111.6%
2004 0.35x $39.13 Million $111.64 Million $72.51 Million ▲ +15.2%
2003 0.30x $40.37 Million $132.63 Million $92.26 Million ▼ -40.2%
2002 0.51x $84.14 Million $165.40 Million $81.27 Million ▼ -33.7%
2001 0.77x $263.47 Million $343.40 Million $79.92 Million ▲ +67.7%
2000 0.46x $71.03 Million $155.28 Million $84.25 Million ▲ +494.0%
1999 0.08x $14.50 Million $188.30 Million $173.80 Million ▼ -84.6%
1998 0.50x $92.50 Million $185.30 Million $92.80 Million ▲ +142.2%
1997 -1.18x $-37.40 Million $31.60 Million $69.00 Million ▼ -318.0%
1996 0.54x $50.10 Million $92.30 Million $42.20 Million ▼ -21.5%
1995 0.69x $69.70 Million $100.80 Million $31.10 Million ▼ -21.3%
1994 0.88x $147.30 Million $167.60 Million $20.30 Million ▲ +239.8%
1993 0.26x $12.00 Million $46.40 Million $34.40 Million ▼ -69.8%
1992 0.86x $91.70 Million $107.00 Million $15.30 Million ▲ +280.4%
1991 0.23x $8.20 Million $36.40 Million $28.20 Million ▼ -77.5%
1990 1.00x $45.60 Million $45.60 Million $0.00
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).