First Citizens BancShares, Inc. Net Asset Quality Index
First Citizens BancShares, Inc. net asset quality index. First Citizens BancShares, Inc. (FCNCA) has a Net Asset Quality Index of 9.2% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $236.84 Billion minus total liabilities of $214.94 Billion yields net assets of $21.90 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See First Citizens BancShares, Inc. shareholders equity for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of First Citizens BancShares, Inc. (1990–2025)
Net asset quality index of First Citizens BancShares, Inc. from 1990 to 2025. This chart shows how First Citizens BancShares, Inc.'s Net Asset Quality Index has evolved across 36 annual periods from 1990 to 2025. As of June 2026, the index stands at 9.2%, representing net assets of $21.90 Billion against total assets of $236.84 Billion USD. Check First Citizens BancShares, Inc. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
First Citizens BancShares, Inc. Net Asset Quality Index by Year (1990–2025)
First Citizens BancShares, Inc. net asset quality index by year from 1990 to 2025. The table below presents the year-by-year Net Asset Quality Index for First Citizens BancShares, Inc. from 1990 to 2025, covering 36 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see FCNCA market cap overview.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.7% | $22.24 Billion | $229.70 Billion | $207.46 Billion | ▼ -0.3 pp |
| 2024 | 9.9% | $22.23 Billion | $223.72 Billion | $201.49 Billion | ▼ 0.0 pp |
| 2023 | 9.9% | $21.25 Billion | $213.76 Billion | $192.50 Billion | ▲ +1.1 pp |
| 2022 | 8.8% | $9.66 Billion | $109.30 Billion | $99.64 Billion | ▼ -89.1 pp |
| 2021 | 98.0% | $57.11 Billion | $58.31 Billion | $1.19 Billion | ▲ +0.5 pp |
| 2020 | 97.5% | $48.71 Billion | $49.96 Billion | $1.25 Billion | ▼ -0.3 pp |
| 2019 | 97.8% | $38.94 Billion | $39.82 Billion | $883.91 Million | ▲ +87.9 pp |
| 2018 | 9.9% | $3.49 Billion | $35.41 Billion | $31.92 Billion | ▲ +0.2 pp |
| 2017 | 9.7% | $3.33 Billion | $34.53 Billion | $31.19 Billion | ▲ +0.5 pp |
| 2016 | 9.1% | $3.01 Billion | $32.99 Billion | $29.98 Billion | ▲ +0.0 pp |
| 2015 | 9.1% | $2.87 Billion | $31.48 Billion | $28.60 Billion | ▲ +0.2 pp |
| 2014 | 8.9% | $2.69 Billion | $30.08 Billion | $27.39 Billion | ▼ -0.8 pp |
| 2013 | 9.8% | $2.07 Billion | $21.19 Billion | $19.12 Billion | ▲ +1.0 pp |
| 2012 | 8.8% | $1.86 Billion | $21.28 Billion | $19.42 Billion | ▼ -0.1 pp |
| 2011 | 8.9% | $1.86 Billion | $21.00 Billion | $19.14 Billion | ▲ +0.5 pp |
| 2010 | 8.3% | $1.73 Billion | $20.81 Billion | $19.07 Billion | ▼ -0.1 pp |
| 2009 | 8.4% | $1.56 Billion | $18.47 Billion | $16.91 Billion | ▼ -0.2 pp |
| 2008 | 8.6% | $1.44 Billion | $16.75 Billion | $15.30 Billion | ▼ -0.3 pp |
| 2007 | 8.9% | $1.44 Billion | $16.21 Billion | $14.77 Billion | ▲ +0.6 pp |
| 2006 | 8.3% | $1.31 Billion | $15.73 Billion | $14.42 Billion | ▲ +0.3 pp |
| 2005 | 8.1% | $1.18 Billion | $14.64 Billion | $13.46 Billion | ▼ -0.1 pp |
| 2004 | 8.2% | $1.09 Billion | $13.27 Billion | $12.18 Billion | ▼ 0.0 pp |
| 2003 | 8.2% | $1.03 Billion | $12.56 Billion | $11.53 Billion | ▲ +0.3 pp |
| 2002 | 7.9% | $967.29 Million | $12.23 Billion | $11.26 Billion | ▲ +0.4 pp |
| 2001 | 7.5% | $885.04 Million | $11.86 Billion | $10.98 Billion | ▼ -0.1 pp |
| 2000 | 7.6% | $810.73 Million | $10.69 Billion | $9.88 Billion | ▲ +0.1 pp |
| 1999 | 7.5% | $728.80 Million | $9.72 Billion | $8.99 Billion | ▲ +0.6 pp |
| 1998 | 6.9% | $660.70 Million | $9.61 Billion | $8.95 Billion | ▲ +0.2 pp |
| 1997 | 6.7% | $601.60 Million | $8.95 Billion | $8.35 Billion | ▼ -0.9 pp |
| 1996 | 7.6% | $615.50 Million | $8.06 Billion | $7.44 Billion | ▲ +0.6 pp |
| 1995 | 7.1% | $520.80 Million | $7.38 Billion | $6.86 Billion | ▼ 0.0 pp |
| 1994 | 7.1% | $449.40 Million | $6.33 Billion | $5.88 Billion | ▲ +0.7 pp |
| 1993 | 6.4% | $389.10 Million | $6.10 Billion | $5.71 Billion | ▲ +0.2 pp |
| 1992 | 6.2% | $333.80 Million | $5.41 Billion | $5.08 Billion | ▲ +1.0 pp |
| 1991 | 5.2% | $283.20 Million | $5.47 Billion | $5.18 Billion | ▼ -0.1 pp |
| 1990 | 5.3% | $256.00 Million | $4.82 Billion | $4.57 Billion | — |