First Citizens BancShares, Inc. (FCNCA) — Net Asset Quality Index
First Citizens BancShares, Inc. (FCNCA) has a Net Asset Quality Index of 9.3% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $235.96 Billion minus total liabilities of $213.91 Billion yields net assets of $22.05 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See FCNCA defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
First Citizens BancShares, Inc. Net Asset Quality Index Over Time (1990–2025)
This chart shows how First Citizens BancShares, Inc.'s Net Asset Quality Index has evolved across 36 annual periods from 1990 to 2025. As of March 2026, the index stands at 9.3%, representing net assets of $22.05 Billion against total assets of $235.96 Billion USD. Explore FCNCA cash flow metrics to assess how effectively this company generates cash.
Annual Net Asset Quality Index for First Citizens BancShares, Inc. (1990–2025)
The table below presents the year-by-year Net Asset Quality Index for First Citizens BancShares, Inc. from 1990 to 2025, covering 36 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market cap of First Citizens BancShares, Inc..
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.7% | $22.24 Billion | $229.70 Billion | $207.46 Billion | ▼ -0.3 pp |
| 2024 | 9.9% | $22.23 Billion | $223.72 Billion | $201.49 Billion | ▼ 0.0 pp |
| 2023 | 9.9% | $21.25 Billion | $213.76 Billion | $192.50 Billion | ▲ +1.1 pp |
| 2022 | 8.8% | $9.66 Billion | $109.30 Billion | $99.64 Billion | ▼ -89.1 pp |
| 2021 | 98.0% | $57.11 Billion | $58.31 Billion | $1.19 Billion | ▲ +0.5 pp |
| 2020 | 97.5% | $48.71 Billion | $49.96 Billion | $1.25 Billion | ▼ -0.3 pp |
| 2019 | 97.8% | $38.94 Billion | $39.82 Billion | $883.91 Million | ▲ +87.9 pp |
| 2018 | 9.9% | $3.49 Billion | $35.41 Billion | $31.92 Billion | ▲ +0.2 pp |
| 2017 | 9.7% | $3.33 Billion | $34.53 Billion | $31.19 Billion | ▲ +0.5 pp |
| 2016 | 9.1% | $3.01 Billion | $32.99 Billion | $29.98 Billion | ▲ +0.0 pp |
| 2015 | 9.1% | $2.87 Billion | $31.48 Billion | $28.60 Billion | ▲ +0.2 pp |
| 2014 | 8.9% | $2.69 Billion | $30.08 Billion | $27.39 Billion | ▼ -0.8 pp |
| 2013 | 9.8% | $2.07 Billion | $21.19 Billion | $19.12 Billion | ▲ +1.0 pp |
| 2012 | 8.8% | $1.86 Billion | $21.28 Billion | $19.42 Billion | ▼ -0.1 pp |
| 2011 | 8.9% | $1.86 Billion | $21.00 Billion | $19.14 Billion | ▲ +0.5 pp |
| 2010 | 8.3% | $1.73 Billion | $20.81 Billion | $19.07 Billion | ▼ -0.1 pp |
| 2009 | 8.4% | $1.56 Billion | $18.47 Billion | $16.91 Billion | ▼ -0.2 pp |
| 2008 | 8.6% | $1.44 Billion | $16.75 Billion | $15.30 Billion | ▼ -0.3 pp |
| 2007 | 8.9% | $1.44 Billion | $16.21 Billion | $14.77 Billion | ▲ +0.6 pp |
| 2006 | 8.3% | $1.31 Billion | $15.73 Billion | $14.42 Billion | ▲ +0.3 pp |
| 2005 | 8.1% | $1.18 Billion | $14.64 Billion | $13.46 Billion | ▼ -0.1 pp |
| 2004 | 8.2% | $1.09 Billion | $13.27 Billion | $12.18 Billion | ▼ 0.0 pp |
| 2003 | 8.2% | $1.03 Billion | $12.56 Billion | $11.53 Billion | ▲ +0.3 pp |
| 2002 | 7.9% | $967.29 Million | $12.23 Billion | $11.26 Billion | ▲ +0.4 pp |
| 2001 | 7.5% | $885.04 Million | $11.86 Billion | $10.98 Billion | ▼ -0.1 pp |
| 2000 | 7.6% | $810.73 Million | $10.69 Billion | $9.88 Billion | ▲ +0.1 pp |
| 1999 | 7.5% | $728.80 Million | $9.72 Billion | $8.99 Billion | ▲ +0.6 pp |
| 1998 | 6.9% | $660.70 Million | $9.61 Billion | $8.95 Billion | ▲ +0.2 pp |
| 1997 | 6.7% | $601.60 Million | $8.95 Billion | $8.35 Billion | ▼ -0.9 pp |
| 1996 | 7.6% | $615.50 Million | $8.06 Billion | $7.44 Billion | ▲ +0.6 pp |
| 1995 | 7.1% | $520.80 Million | $7.38 Billion | $6.86 Billion | ▼ 0.0 pp |
| 1994 | 7.1% | $449.40 Million | $6.33 Billion | $5.88 Billion | ▲ +0.7 pp |
| 1993 | 6.4% | $389.10 Million | $6.10 Billion | $5.71 Billion | ▲ +0.2 pp |
| 1992 | 6.2% | $333.80 Million | $5.41 Billion | $5.08 Billion | ▲ +1.0 pp |
| 1991 | 5.2% | $283.20 Million | $5.47 Billion | $5.18 Billion | ▼ -0.1 pp |
| 1990 | 5.3% | $256.00 Million | $4.82 Billion | $4.57 Billion | — |