First Citizens BancShares, Inc. (FCNCA) — Net Asset Quality Index
First Citizens BancShares, Inc. (FCNCA) has a Net Asset Quality Index of 9.2% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $236.84 Billion minus total liabilities of $214.94 Billion yields net assets of $21.90 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read First Citizens BancShares, Inc. (FCNCA) total liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
First Citizens BancShares, Inc. Net Asset Quality Index Over Time (1990–2025)
This chart shows how First Citizens BancShares, Inc.'s Net Asset Quality Index has evolved across 36 annual periods from 1990 to 2025. As of June 2026, the index stands at 9.2%, representing net assets of $21.90 Billion against total assets of $236.84 Billion USD. For live market cap and overall valuation, see how much is First Citizens BancShares, Inc. worth.
Annual Net Asset Quality Index for First Citizens BancShares, Inc. (1990–2025)
The table below presents the year-by-year Net Asset Quality Index for First Citizens BancShares, Inc. from 1990 to 2025, covering 36 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check how strategically is First Citizens BancShares, Inc.'s equity deployed to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.7% | $22.24 Billion | $229.70 Billion | $207.46 Billion | ▼ -0.3 pp |
| 2024 | 9.9% | $22.23 Billion | $223.72 Billion | $201.49 Billion | ▼ 0.0 pp |
| 2023 | 9.9% | $21.25 Billion | $213.76 Billion | $192.50 Billion | ▲ +1.1 pp |
| 2022 | 8.8% | $9.66 Billion | $109.30 Billion | $99.64 Billion | ▼ -89.1 pp |
| 2021 | 98.0% | $57.11 Billion | $58.31 Billion | $1.19 Billion | ▲ +0.5 pp |
| 2020 | 97.5% | $48.71 Billion | $49.96 Billion | $1.25 Billion | ▼ -0.3 pp |
| 2019 | 97.8% | $38.94 Billion | $39.82 Billion | $883.91 Million | ▲ +87.9 pp |
| 2018 | 9.9% | $3.49 Billion | $35.41 Billion | $31.92 Billion | ▲ +0.2 pp |
| 2017 | 9.7% | $3.33 Billion | $34.53 Billion | $31.19 Billion | ▲ +0.5 pp |
| 2016 | 9.1% | $3.01 Billion | $32.99 Billion | $29.98 Billion | ▲ +0.0 pp |
| 2015 | 9.1% | $2.87 Billion | $31.48 Billion | $28.60 Billion | ▲ +0.2 pp |
| 2014 | 8.9% | $2.69 Billion | $30.08 Billion | $27.39 Billion | ▼ -0.8 pp |
| 2013 | 9.8% | $2.07 Billion | $21.19 Billion | $19.12 Billion | ▲ +1.0 pp |
| 2012 | 8.8% | $1.86 Billion | $21.28 Billion | $19.42 Billion | ▼ -0.1 pp |
| 2011 | 8.9% | $1.86 Billion | $21.00 Billion | $19.14 Billion | ▲ +0.5 pp |
| 2010 | 8.3% | $1.73 Billion | $20.81 Billion | $19.07 Billion | ▼ -0.1 pp |
| 2009 | 8.4% | $1.56 Billion | $18.47 Billion | $16.91 Billion | ▼ -0.2 pp |
| 2008 | 8.6% | $1.44 Billion | $16.75 Billion | $15.30 Billion | ▼ -0.3 pp |
| 2007 | 8.9% | $1.44 Billion | $16.21 Billion | $14.77 Billion | ▲ +0.6 pp |
| 2006 | 8.3% | $1.31 Billion | $15.73 Billion | $14.42 Billion | ▲ +0.3 pp |
| 2005 | 8.1% | $1.18 Billion | $14.64 Billion | $13.46 Billion | ▼ -0.1 pp |
| 2004 | 8.2% | $1.09 Billion | $13.27 Billion | $12.18 Billion | ▼ 0.0 pp |
| 2003 | 8.2% | $1.03 Billion | $12.56 Billion | $11.53 Billion | ▲ +0.3 pp |
| 2002 | 7.9% | $967.29 Million | $12.23 Billion | $11.26 Billion | ▲ +0.4 pp |
| 2001 | 7.5% | $885.04 Million | $11.86 Billion | $10.98 Billion | ▼ -0.1 pp |
| 2000 | 7.6% | $810.73 Million | $10.69 Billion | $9.88 Billion | ▲ +0.1 pp |
| 1999 | 7.5% | $728.80 Million | $9.72 Billion | $8.99 Billion | ▲ +0.6 pp |
| 1998 | 6.9% | $660.70 Million | $9.61 Billion | $8.95 Billion | ▲ +0.2 pp |
| 1997 | 6.7% | $601.60 Million | $8.95 Billion | $8.35 Billion | ▼ -0.9 pp |
| 1996 | 7.6% | $615.50 Million | $8.06 Billion | $7.44 Billion | ▲ +0.6 pp |
| 1995 | 7.1% | $520.80 Million | $7.38 Billion | $6.86 Billion | ▼ 0.0 pp |
| 1994 | 7.1% | $449.40 Million | $6.33 Billion | $5.88 Billion | ▲ +0.7 pp |
| 1993 | 6.4% | $389.10 Million | $6.10 Billion | $5.71 Billion | ▲ +0.2 pp |
| 1992 | 6.2% | $333.80 Million | $5.41 Billion | $5.08 Billion | ▲ +1.0 pp |
| 1991 | 5.2% | $283.20 Million | $5.47 Billion | $5.18 Billion | ▼ -0.1 pp |
| 1990 | 5.3% | $256.00 Million | $4.82 Billion | $4.57 Billion | — |