First Financial Bancorp (FFBC) — Cash Flow Quality Index

Latest as of September 2025: 1.25x

First Financial Bancorp (FFBC) has a Cash Flow Quality Index of 1.25x as of September 2025. Operating cash flow of $89.81 Million exceeds net income of $71.92 Million, indicating high earnings quality where cash backs reported profits. Explore cash flow conversion of First Financial Bancorp to assess how effectively this company generates cash.

Cash Flow Quality Index

1.25x
Operating CF / Net Income

Operating Cash Flow

$89.81 Million
USD

Net Income

$71.92 Million
USD

Data as of

Sep 2025
Most recent filing

First Financial Bancorp Cash Flow Quality Index (1991–2024)

Historical Cash Flow Quality Index for First Financial Bancorp across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FFBC cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for First Financial Bancorp (1991–2024)

Year-by-year earnings quality comparison for First Financial Bancorp. For live market cap and the full company financial profile, see FFBC market cap.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.15x $262.16 Million $228.83 Million ▼ -39.8%
2023 1.90x $486.97 Million $255.86 Million ▲ +106.2%
2022 0.92x $200.85 Million $217.61 Million ▼ -51.5%
2021 1.90x $390.46 Million $205.16 Million ▲ +169.9%
2020 0.71x $109.89 Million $155.81 Million ▼ -25.0%
2019 0.94x $186.33 Million $198.07 Million ▼ -37.6%
2018 1.51x $260.35 Million $172.59 Million ▲ +18.2%
2017 1.28x $123.52 Million $96.79 Million ▼ -20.8%
2016 1.61x $142.60 Million $88.53 Million ▲ +32.0%
2015 1.22x $91.57 Million $75.06 Million ▲ +40.0%
2014 0.87x $56.65 Million $65.00 Million ▼ -74.4%
2013 3.40x $164.35 Million $48.35 Million ▲ +8.0%
2012 3.15x $211.83 Million $67.30 Million ▲ +3.4%
2011 3.04x $203.08 Million $66.74 Million ▼ -2.6%
2010 3.12x $185.01 Million $59.25 Million ▲ +1651.8%
2009 0.18x $39.45 Million $221.34 Million ▼ -90.2%
2008 1.81x $41.65 Million $22.96 Million ▼ -11.8%
2007 2.06x $73.40 Million $35.68 Million ▲ +153.2%
2006 0.81x $17.28 Million $21.27 Million ▼ -49.1%
2005 1.60x $60.51 Million $37.93 Million ▲ +23.2%
2004 1.30x $53.26 Million $41.12 Million ▼ -20.5%
2003 1.63x $61.76 Million $37.91 Million ▲ +22.5%
2002 1.33x $64.14 Million $48.23 Million ▼ -25.6%
2001 1.79x $77.38 Million $43.31 Million ▲ +55.6%
2000 1.15x $66.84 Million $58.22 Million ▲ +10.6%
1999 1.04x $52.20 Million $50.30 Million ▼ -13.5%
1998 1.20x $61.20 Million $51.00 Million ▼ -1.5%
1997 1.22x $57.00 Million $46.80 Million ▲ +15.7%
1996 1.05x $35.70 Million $33.90 Million ▼ -19.9%
1995 1.31x $41.80 Million $31.80 Million ▲ +6.5%
1994 1.23x $34.80 Million $28.20 Million ▼ -18.7%
1993 1.52x $36.90 Million $24.30 Million ▲ +6.9%
1992 1.42x $27.70 Million $19.50 Million ▲ +3.4%
1991 1.37x $22.80 Million $16.60 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.