First Financial Bancorp (FFBC) — Cash Flow Quality Index
First Financial Bancorp (FFBC) has a Cash Flow Quality Index of 1.25x as of September 2025. Operating cash flow of $89.81 Million exceeds net income of $71.92 Million, indicating high earnings quality where cash backs reported profits. Explore FFBC cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Financial Bancorp Cash Flow Quality Index (1991–2024)
Historical Cash Flow Quality Index for First Financial Bancorp across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see First Financial Bancorp cash flow conversion.
Annual Cash Flow Quality Index for First Financial Bancorp (1991–2024)
Year-by-year earnings quality comparison for First Financial Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.15x | $262.16 Million | $228.83 Million | ▼ -39.8% |
| 2023 | 1.90x | $486.97 Million | $255.86 Million | ▲ +106.2% |
| 2022 | 0.92x | $200.85 Million | $217.61 Million | ▼ -51.5% |
| 2021 | 1.90x | $390.46 Million | $205.16 Million | ▲ +169.9% |
| 2020 | 0.71x | $109.89 Million | $155.81 Million | ▼ -25.0% |
| 2019 | 0.94x | $186.33 Million | $198.07 Million | ▼ -37.6% |
| 2018 | 1.51x | $260.35 Million | $172.59 Million | ▲ +18.2% |
| 2017 | 1.28x | $123.52 Million | $96.79 Million | ▼ -20.8% |
| 2016 | 1.61x | $142.60 Million | $88.53 Million | ▲ +32.0% |
| 2015 | 1.22x | $91.57 Million | $75.06 Million | ▲ +40.0% |
| 2014 | 0.87x | $56.65 Million | $65.00 Million | ▼ -74.4% |
| 2013 | 3.40x | $164.35 Million | $48.35 Million | ▲ +8.0% |
| 2012 | 3.15x | $211.83 Million | $67.30 Million | ▲ +3.4% |
| 2011 | 3.04x | $203.08 Million | $66.74 Million | ▼ -2.6% |
| 2010 | 3.12x | $185.01 Million | $59.25 Million | ▲ +1651.8% |
| 2009 | 0.18x | $39.45 Million | $221.34 Million | ▼ -90.2% |
| 2008 | 1.81x | $41.65 Million | $22.96 Million | ▼ -11.8% |
| 2007 | 2.06x | $73.40 Million | $35.68 Million | ▲ +153.2% |
| 2006 | 0.81x | $17.28 Million | $21.27 Million | ▼ -49.1% |
| 2005 | 1.60x | $60.51 Million | $37.93 Million | ▲ +23.2% |
| 2004 | 1.30x | $53.26 Million | $41.12 Million | ▼ -20.5% |
| 2003 | 1.63x | $61.76 Million | $37.91 Million | ▲ +22.5% |
| 2002 | 1.33x | $64.14 Million | $48.23 Million | ▼ -25.6% |
| 2001 | 1.79x | $77.38 Million | $43.31 Million | ▲ +55.6% |
| 2000 | 1.15x | $66.84 Million | $58.22 Million | ▲ +10.6% |
| 1999 | 1.04x | $52.20 Million | $50.30 Million | ▼ -13.5% |
| 1998 | 1.20x | $61.20 Million | $51.00 Million | ▼ -1.5% |
| 1997 | 1.22x | $57.00 Million | $46.80 Million | ▲ +15.7% |
| 1996 | 1.05x | $35.70 Million | $33.90 Million | ▼ -19.9% |
| 1995 | 1.31x | $41.80 Million | $31.80 Million | ▲ +6.5% |
| 1994 | 1.23x | $34.80 Million | $28.20 Million | ▼ -18.7% |
| 1993 | 1.52x | $36.90 Million | $24.30 Million | ▲ +6.9% |
| 1992 | 1.42x | $27.70 Million | $19.50 Million | ▲ +3.4% |
| 1991 | 1.37x | $22.80 Million | $16.60 Million | — |