First Financial Bancorp (FFBC) — Tangible Net Worth Ratio
First Financial Bancorp (FFBC) has a Tangible Net Worth Ratio of 95.7% as of September 2025. This metric is calculated by deducting intangible assets ($118.83 Million) from net assets ($2.77 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore First Financial Bancorp (FFBC) equity growth momentum to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
First Financial Bancorp Tangible Net Worth Ratio (1991–2025)
This chart shows how First Financial Bancorp's Tangible Net Worth Ratio has changed across 35 annual periods from 1991 to 2025. As of September 2025, the ratio stands at 95.7%, reflecting net assets of $2.77 Billion with intangible assets of $118.83 Million USD. For live market cap and overall valuation, see First Financial Bancorp market capitalisation.
Annual Tangible Net Worth Ratio for First Financial Bancorp (1991–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for First Financial Bancorp from 1991 to 2025, covering 35 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore FFBC capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 95.7% | $2.77 Billion | $118.83 Million | $21.13 Billion | ▼ -1.0 pp |
| 2024 | 96.7% | $2.44 Billion | $79.29 Million | $18.57 Billion | ▲ +0.4 pp |
| 2023 | 96.3% | $2.27 Billion | $83.95 Million | $17.53 Billion | ▲ +0.9 pp |
| 2022 | 95.4% | $2.04 Billion | $93.92 Million | $17.00 Billion | ▲ +0.0 pp |
| 2021 | 95.4% | $2.26 Billion | $104.37 Million | $16.33 Billion | ▼ -1.8 pp |
| 2020 | 97.2% | $2.28 Billion | $64.55 Million | $15.97 Billion | ▲ +0.6 pp |
| 2019 | 96.6% | $2.25 Billion | $76.20 Million | $14.51 Billion | ▼ -1.4 pp |
| 2018 | 98.0% | $2.08 Billion | $40.80 Million | $13.99 Billion | ▼ -1.6 pp |
| 2017 | 99.6% | $930.66 Million | $3.79 Million | $8.90 Billion | ▲ +0.3 pp |
| 2016 | 99.2% | $865.22 Million | $6.54 Million | $8.44 Billion | ▲ +0.2 pp |
| 2015 | 99.0% | $809.38 Million | $7.78 Million | $8.15 Billion | ▲ +0.1 pp |
| 2014 | 99.0% | $784.08 Million | $8.11 Million | $7.22 Billion | ▼ -0.2 pp |
| 2013 | 99.1% | $682.16 Million | $5.92 Million | $6.42 Billion | ▲ +0.2 pp |
| 2012 | 98.9% | $710.42 Million | $7.65 Million | $6.50 Billion | ▲ +0.4 pp |
| 2011 | 98.5% | $712.22 Million | $10.84 Million | $6.67 Billion | ▼ -0.7 pp |
| 2010 | 99.2% | $697.39 Million | $5.60 Million | $6.25 Billion | ▲ +0.3 pp |
| 2009 | 98.9% | $673.49 Million | $7.46 Million | $6.68 Billion | ▼ -0.8 pp |
| 2008 | 99.7% | $348.33 Million | $1.00 Million | $3.70 Billion | ▲ +46.7 pp |
| 2007 | 53.0% | $276.58 Million | $130.07 Million | $3.37 Billion | ▲ +1.7 pp |
| 2006 | 51.3% | $285.48 Million | $138.99 Million | $3.30 Billion | ▼ -6.2 pp |
| 2005 | 57.5% | $299.88 Million | $127.55 Million | $3.69 Billion | ▼ -12.1 pp |
| 2004 | 69.5% | $368.40 Million | $112.27 Million | $3.92 Billion | ▼ -1.0 pp |
| 2003 | 70.6% | $366.48 Million | $107.86 Million | $3.96 Billion | ▼ -5.2 pp |
| 2002 | 75.8% | $377.60 Million | $91.54 Million | $3.73 Billion | ▼ -1.4 pp |
| 2001 | 77.2% | $384.54 Million | $87.86 Million | $3.85 Billion | ▼ -0.6 pp |
| 2000 | 77.7% | $395.13 Million | $87.99 Million | $3.93 Billion | ▼ -2.5 pp |
| 1999 | 80.2% | $372.50 Million | $73.80 Million | $3.94 Billion | ▼ -5.3 pp |
| 1998 | 85.5% | $358.30 Million | $52.00 Million | $3.54 Billion | ▼ -0.3 pp |
| 1997 | 85.8% | $286.30 Million | $40.60 Million | $2.64 Billion | ▼ -14.2 pp |
| 1996 | 100.0% | $258.50 Million | $0.00 | $2.26 Billion | ▲ +0.0 pp |
| 1995 | 100.0% | $234.20 Million | $0.00 | $2.10 Billion | ▲ +0.0 pp |
| 1994 | 100.0% | $194.70 Million | $0.00 | $1.92 Billion | ▲ +0.0 pp |
| 1993 | 100.0% | $169.20 Million | $0.00 | $1.69 Billion | ▲ +0.0 pp |
| 1992 | 100.0% | $149.10 Million | $0.00 | $1.62 Billion | ▲ +0.0 pp |
| 1991 | 100.0% | $138.70 Million | $0.00 | $1.67 Billion | — |