First Financial Bancorp Working Capital to Net Assets Ratio
First Financial Bancorp working capital to net assets ratio. First Financial Bancorp (FFBC) has a Working Capital to Net Assets ratio of -445.9% as of September 2025. Working capital of $-12.35 Billion (current assets of $4.75 Billion minus current liabilities of $17.10 Billion) is measured against net assets of $2.77 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check First Financial Bancorp (FFBC) tangible equity ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of First Financial Bancorp (1991–2025)
Working capital to net assets ratio of First Financial Bancorp from 1991 to 2025. This chart shows how First Financial Bancorp's Working Capital to Net Assets ratio has evolved across 35 annual periods from 1991 to 2025. As of September 2025, the ratio stands at -445.9%, reflecting working capital of $-12.35 Billion against net assets of $2.77 Billion USD. See how many days can First Financial Bancorp fund operations to measure how many days the company can operate on defensive assets alone.
First Financial Bancorp Working Capital to Net Assets Ratio by Year (1991–2025)
First Financial Bancorp working capital to net assets ratio by year from 1991 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for First Financial Bancorp from 1991 to 2025, covering 35 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see First Financial Bancorp asset portfolio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -445.9% | $-12.35 Billion | $2.77 Billion | $4.75 Billion | $17.10 Billion | ▲ +10.8 pp |
| 2024 | -456.7% | $-11.14 Billion | $2.44 Billion | $3.95 Billion | $15.08 Billion | ▼ -24.2 pp |
| 2023 | -432.5% | $-9.81 Billion | $2.27 Billion | $4.49 Billion | $14.30 Billion | ▲ +75.9 pp |
| 2022 | -508.4% | $-10.38 Billion | $2.04 Billion | $4.24 Billion | $14.62 Billion | ▼ -113.0 pp |
| 2021 | -395.4% | $-8.93 Billion | $2.26 Billion | $4.75 Billion | $13.68 Billion | ▲ +6.3 pp |
| 2020 | -401.7% | $-9.17 Billion | $2.28 Billion | $3.75 Billion | $12.91 Billion | ▼ -16.7 pp |
| 2019 | -384.9% | $-8.65 Billion | $2.25 Billion | $3.20 Billion | $11.85 Billion | ▲ +9.2 pp |
| 2018 | -394.1% | $-8.19 Billion | $2.08 Billion | $3.15 Billion | $11.34 Billion | ▲ +274.6 pp |
| 2017 | -668.7% | $-6.22 Billion | $930.66 Million | $1.62 Billion | $7.85 Billion | ▲ +38.2 pp |
| 2016 | -706.9% | $-6.12 Billion | $865.22 Million | $1.34 Billion | $7.45 Billion | ▲ +7.9 pp |
| 2015 | -714.8% | $-5.79 Billion | $809.38 Million | $1.43 Billion | $7.22 Billion | ▼ -31.2 pp |
| 2014 | -683.6% | $-5.36 Billion | $784.08 Million | $1.05 Billion | $6.41 Billion | ▼ -40.6 pp |
| 2013 | -643.0% | $-4.39 Billion | $682.16 Million | $1.34 Billion | $5.73 Billion | ▼ -31.9 pp |
| 2012 | -611.1% | $-4.34 Billion | $710.42 Million | $1.44 Billion | $5.78 Billion | ▼ -69.2 pp |
| 2011 | -541.8% | $-3.86 Billion | $712.22 Million | $2.23 Billion | $6.09 Billion | ▲ +149.3 pp |
| 2010 | -691.1% | $-4.82 Billion | $697.39 Million | $583.32 Million | $5.40 Billion | ▲ +11.9 pp |
| 2009 | -703.0% | $-4.73 Billion | $673.49 Million | $847.44 Million | $5.58 Billion | ▲ +137.3 pp |
| 2008 | -840.4% | $-2.93 Billion | $348.33 Million | $241.77 Million | $3.17 Billion | ▲ +168.3 pp |
| 2007 | -1008.7% | $-2.79 Billion | $276.58 Million | $236.29 Million | $3.03 Billion | ▼ -75.9 pp |
| 2006 | -932.8% | $-2.66 Billion | $285.48 Million | $258.39 Million | $2.92 Billion | ▼ -5.0 pp |
| 2005 | -927.9% | $-2.78 Billion | $299.88 Million | $290.83 Million | $3.07 Billion | ▼ -162.0 pp |
| 2004 | -765.9% | $-2.82 Billion | $368.40 Million | $265.20 Million | $3.09 Billion | ▲ +36.4 pp |
| 2003 | -802.3% | $-2.94 Billion | $366.48 Million | $296.48 Million | $3.24 Billion | ▼ -67.5 pp |
| 2002 | -734.8% | $-2.77 Billion | $377.60 Million | $277.85 Million | $3.05 Billion | ▲ +18.3 pp |
| 2001 | -753.1% | $-2.90 Billion | $384.54 Million | $312.66 Million | $3.21 Billion | ▲ +21.1 pp |
| 2000 | -774.1% | $-3.06 Billion | $395.13 Million | $273.30 Million | $3.33 Billion | ▲ +100.9 pp |
| 1999 | -875.1% | $-3.26 Billion | $372.50 Million | $308.50 Million | $3.57 Billion | ▼ -82.2 pp |
| 1998 | -792.9% | $-2.84 Billion | $358.30 Million | $219.10 Million | $3.06 Billion | ▼ -51.5 pp |
| 1997 | -741.3% | $-2.12 Billion | $286.30 Million | $186.40 Million | $2.31 Billion | ▼ -29.6 pp |
| 1996 | -711.8% | $-1.84 Billion | $258.50 Million | $156.90 Million | $2.00 Billion | ▲ +22.7 pp |
| 1995 | -734.5% | $-1.72 Billion | $234.20 Million | $146.20 Million | $1.87 Billion | ▲ +80.6 pp |
| 1994 | -815.1% | $-1.59 Billion | $194.70 Million | $140.90 Million | $1.73 Billion | ▲ +9.0 pp |
| 1993 | -824.1% | $-1.39 Billion | $169.20 Million | $125.90 Million | $1.52 Billion | ▲ +92.2 pp |
| 1992 | -916.3% | $-1.37 Billion | $149.10 Million | $95.80 Million | $1.46 Billion | ▲ +109.2 pp |
| 1991 | -1025.5% | $-1.42 Billion | $138.70 Million | $93.10 Million | $1.52 Billion | — |