First Financial Bancorp (FFBC) — Cash Flow-to-Debt Ratio
First Financial Bancorp (FFBC) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $89.81 Million could theoretically repay 0% of its total liabilities ($18.36 Billion) in one year. See First Financial Bancorp financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Financial Bancorp Cash Flow-to-Debt Ratio (1991–2024)
Historical debt coverage capacity for First Financial Bancorp across 34 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of First Financial Bancorp.
Annual Cash Flow-to-Debt Ratio for First Financial Bancorp (1991–2024)
Year-by-year debt coverage analysis for First Financial Bancorp. Check earnings quality score of First Financial Bancorp to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $262.16 Million | $16.13 Billion | ▼ -49.1% |
| 2023 | 0.03x | $486.97 Million | $15.26 Billion | ▲ +137.6% |
| 2022 | 0.01x | $200.85 Million | $14.96 Billion | ▼ -51.6% |
| 2021 | 0.03x | $390.46 Million | $14.07 Billion | ▲ +245.8% |
| 2020 | 0.01x | $109.89 Million | $13.69 Billion | ▼ -47.2% |
| 2019 | 0.02x | $186.33 Million | $12.26 Billion | ▼ -30.5% |
| 2018 | 0.02x | $260.35 Million | $11.91 Billion | ▲ +41.0% |
| 2017 | 0.02x | $123.52 Million | $7.97 Billion | ▼ -17.7% |
| 2016 | 0.02x | $142.60 Million | $7.57 Billion | ▲ +50.9% |
| 2015 | 0.01x | $91.57 Million | $7.34 Billion | ▲ +41.7% |
| 2014 | 0.01x | $56.65 Million | $6.43 Billion | ▼ -69.3% |
| 2013 | 0.03x | $164.35 Million | $5.74 Billion | ▼ -21.7% |
| 2012 | 0.04x | $211.83 Million | $5.79 Billion | ▲ +7.4% |
| 2011 | 0.03x | $203.08 Million | $5.96 Billion | ▲ +2.3% |
| 2010 | 0.03x | $185.01 Million | $5.55 Billion | ▲ +407.4% |
| 2009 | 0.01x | $39.45 Million | $6.01 Billion | ▼ -47.2% |
| 2008 | 0.01x | $41.65 Million | $3.35 Billion | ▼ -47.6% |
| 2007 | 0.02x | $73.40 Million | $3.09 Billion | ▲ +314.2% |
| 2006 | 0.01x | $17.28 Million | $3.02 Billion | ▼ -67.9% |
| 2005 | 0.02x | $60.51 Million | $3.39 Billion | ▲ +18.9% |
| 2004 | 0.02x | $53.26 Million | $3.55 Billion | ▼ -12.8% |
| 2003 | 0.02x | $61.76 Million | $3.59 Billion | ▼ -10.1% |
| 2002 | 0.02x | $64.14 Million | $3.35 Billion | ▼ -14.2% |
| 2001 | 0.02x | $77.38 Million | $3.47 Billion | ▲ +18.0% |
| 2000 | 0.02x | $66.84 Million | $3.54 Billion | ▲ +29.2% |
| 1999 | 0.01x | $52.20 Million | $3.57 Billion | ▼ -24.0% |
| 1998 | 0.02x | $61.20 Million | $3.18 Billion | ▼ -20.7% |
| 1997 | 0.02x | $57.00 Million | $2.35 Billion | ▲ +36.1% |
| 1996 | 0.02x | $35.70 Million | $2.00 Billion | ▼ -20.3% |
| 1995 | 0.02x | $41.80 Million | $1.87 Billion | ▲ +11.0% |
| 1994 | 0.02x | $34.80 Million | $1.73 Billion | ▼ -17.0% |
| 1993 | 0.02x | $36.90 Million | $1.52 Billion | ▲ +29.3% |
| 1992 | 0.02x | $27.70 Million | $1.48 Billion | ▲ +25.9% |
| 1991 | 0.01x | $22.80 Million | $1.53 Billion | — |