First Financial Bancorp Financial Flexibility Index
First Financial Bancorp financial flexibility index. First Financial Bancorp (FFBC) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $98.50 Million (operating CF $89.81 Million minus capex $8.70 Million) represents 0% of total liabilities ($18.36 Billion). See First Financial Bancorp (FFBC) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of First Financial Bancorp (1991–2024)
Financial flexibility index of First Financial Bancorp from 1991 to 2024. Historical Financial Flexibility Index trend for First Financial Bancorp across 34 annual periods. Check First Financial Bancorp (FFBC) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
First Financial Bancorp Financial Flexibility Index by Year (1991–2024)
First Financial Bancorp financial flexibility index by year from 1991 to 2024. Year-by-year free cash flow to debt coverage for First Financial Bancorp. For the full cash flow conversion analysis, see FFBC operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $283.23 Million | $262.16 Million | $16.13 Billion | ▼ -47.6% |
| 2023 | 0.03x | $511.10 Million | $486.97 Million | $15.26 Billion | ▲ +105.2% |
| 2022 | 0.02x | $244.10 Million | $200.85 Million | $14.96 Billion | ▼ -43.4% |
| 2021 | 0.03x | $405.80 Million | $390.46 Million | $14.07 Billion | ▲ +212.5% |
| 2020 | 0.01x | $126.35 Million | $109.89 Million | $13.69 Billion | ▼ -45.4% |
| 2019 | 0.02x | $207.26 Million | $186.33 Million | $12.26 Billion | ▼ -27.8% |
| 2018 | 0.02x | $278.57 Million | $260.35 Million | $11.91 Billion | ▲ +43.3% |
| 2017 | 0.02x | $130.06 Million | $123.52 Million | $7.97 Billion | ▼ -18.8% |
| 2016 | 0.02x | $152.33 Million | $142.60 Million | $7.57 Billion | ▲ +49.0% |
| 2015 | 0.01x | $99.03 Million | $91.57 Million | $7.34 Billion | ▲ +29.1% |
| 2014 | 0.01x | $67.26 Million | $56.65 Million | $6.43 Billion | ▼ -65.1% |
| 2013 | 0.03x | $171.65 Million | $164.35 Million | $5.74 Billion | ▼ -27.0% |
| 2012 | 0.04x | $237.34 Million | $211.83 Million | $5.79 Billion | ▲ +7.9% |
| 2011 | 0.04x | $226.62 Million | $203.08 Million | $5.96 Billion | ▲ +1.6% |
| 2010 | 0.04x | $207.80 Million | $185.01 Million | $5.55 Billion | ▲ +327.2% |
| 2009 | 0.01x | $52.63 Million | $39.45 Million | $6.01 Billion | ▼ -45.2% |
| 2008 | 0.02x | $53.54 Million | $41.65 Million | $3.35 Billion | ▼ -39.0% |
| 2007 | 0.03x | $80.98 Million | $73.40 Million | $3.09 Billion | ▲ +139.8% |
| 2006 | 0.01x | $32.93 Million | $17.28 Million | $3.02 Billion | ▼ -49.2% |
| 2005 | 0.02x | $72.93 Million | $60.51 Million | $3.39 Billion | ▲ +14.0% |
| 2004 | 0.02x | $66.95 Million | $53.26 Million | $3.55 Billion | ▼ -3.8% |
| 2003 | 0.02x | $70.37 Million | $61.76 Million | $3.59 Billion | ▼ -2.5% |
| 2002 | 0.02x | $67.41 Million | $64.14 Million | $3.35 Billion | ▼ -18.4% |
| 2001 | 0.02x | $85.49 Million | $77.38 Million | $3.47 Billion | ▲ +20.5% |
| 2000 | 0.02x | $72.30 Million | $66.84 Million | $3.54 Billion | ▲ +20.3% |
| 1999 | 0.02x | $60.60 Million | $52.20 Million | $3.57 Billion | ▼ -22.7% |
| 1998 | 0.02x | $69.90 Million | $61.20 Million | $3.18 Billion | ▼ -15.6% |
| 1997 | 0.03x | $61.20 Million | $57.00 Million | $2.35 Billion | ▲ +30.1% |
| 1996 | 0.02x | $40.10 Million | $35.70 Million | $2.00 Billion | ▼ -17.6% |
| 1995 | 0.02x | $45.40 Million | $41.80 Million | $1.87 Billion | ▲ +7.1% |
| 1994 | 0.02x | $39.20 Million | $34.80 Million | $1.73 Billion | ▼ -17.3% |
| 1993 | 0.03x | $41.70 Million | $36.90 Million | $1.52 Billion | ▲ +32.3% |
| 1992 | 0.02x | $30.60 Million | $27.70 Million | $1.48 Billion | ▲ +7.9% |
| 1991 | 0.02x | $29.40 Million | $22.80 Million | $1.53 Billion | — |