First Financial Bancorp (FFBC) — Financial Flexibility Index
First Financial Bancorp (FFBC) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $98.50 Million (operating CF $89.81 Million minus capex $8.70 Million) represents 0% of total liabilities ($18.36 Billion). Check First Financial Bancorp (FFBC) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Financial Bancorp Financial Flexibility Index (1991–2024)
Historical Financial Flexibility Index trend for First Financial Bancorp across 34 annual periods. For the full cash flow conversion analysis, see how efficiently does First Financial Bancorp generate cash.
Annual Financial Flexibility Index for First Financial Bancorp (1991–2024)
Year-by-year free cash flow to debt coverage for First Financial Bancorp. Explore FFBC operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $283.23 Million | $262.16 Million | $16.13 Billion | ▼ -47.6% |
| 2023 | 0.03x | $511.10 Million | $486.97 Million | $15.26 Billion | ▲ +105.2% |
| 2022 | 0.02x | $244.10 Million | $200.85 Million | $14.96 Billion | ▼ -43.4% |
| 2021 | 0.03x | $405.80 Million | $390.46 Million | $14.07 Billion | ▲ +212.5% |
| 2020 | 0.01x | $126.35 Million | $109.89 Million | $13.69 Billion | ▼ -45.4% |
| 2019 | 0.02x | $207.26 Million | $186.33 Million | $12.26 Billion | ▼ -27.8% |
| 2018 | 0.02x | $278.57 Million | $260.35 Million | $11.91 Billion | ▲ +43.3% |
| 2017 | 0.02x | $130.06 Million | $123.52 Million | $7.97 Billion | ▼ -18.8% |
| 2016 | 0.02x | $152.33 Million | $142.60 Million | $7.57 Billion | ▲ +49.0% |
| 2015 | 0.01x | $99.03 Million | $91.57 Million | $7.34 Billion | ▲ +29.1% |
| 2014 | 0.01x | $67.26 Million | $56.65 Million | $6.43 Billion | ▼ -65.1% |
| 2013 | 0.03x | $171.65 Million | $164.35 Million | $5.74 Billion | ▼ -27.0% |
| 2012 | 0.04x | $237.34 Million | $211.83 Million | $5.79 Billion | ▲ +7.9% |
| 2011 | 0.04x | $226.62 Million | $203.08 Million | $5.96 Billion | ▲ +1.6% |
| 2010 | 0.04x | $207.80 Million | $185.01 Million | $5.55 Billion | ▲ +327.2% |
| 2009 | 0.01x | $52.63 Million | $39.45 Million | $6.01 Billion | ▼ -45.2% |
| 2008 | 0.02x | $53.54 Million | $41.65 Million | $3.35 Billion | ▼ -39.0% |
| 2007 | 0.03x | $80.98 Million | $73.40 Million | $3.09 Billion | ▲ +139.8% |
| 2006 | 0.01x | $32.93 Million | $17.28 Million | $3.02 Billion | ▼ -49.2% |
| 2005 | 0.02x | $72.93 Million | $60.51 Million | $3.39 Billion | ▲ +14.0% |
| 2004 | 0.02x | $66.95 Million | $53.26 Million | $3.55 Billion | ▼ -3.8% |
| 2003 | 0.02x | $70.37 Million | $61.76 Million | $3.59 Billion | ▼ -2.5% |
| 2002 | 0.02x | $67.41 Million | $64.14 Million | $3.35 Billion | ▼ -18.4% |
| 2001 | 0.02x | $85.49 Million | $77.38 Million | $3.47 Billion | ▲ +20.5% |
| 2000 | 0.02x | $72.30 Million | $66.84 Million | $3.54 Billion | ▲ +20.3% |
| 1999 | 0.02x | $60.60 Million | $52.20 Million | $3.57 Billion | ▼ -22.7% |
| 1998 | 0.02x | $69.90 Million | $61.20 Million | $3.18 Billion | ▼ -15.6% |
| 1997 | 0.03x | $61.20 Million | $57.00 Million | $2.35 Billion | ▲ +30.1% |
| 1996 | 0.02x | $40.10 Million | $35.70 Million | $2.00 Billion | ▼ -17.6% |
| 1995 | 0.02x | $45.40 Million | $41.80 Million | $1.87 Billion | ▲ +7.1% |
| 1994 | 0.02x | $39.20 Million | $34.80 Million | $1.73 Billion | ▼ -17.3% |
| 1993 | 0.03x | $41.70 Million | $36.90 Million | $1.52 Billion | ▲ +32.3% |
| 1992 | 0.02x | $30.60 Million | $27.70 Million | $1.48 Billion | ▲ +7.9% |
| 1991 | 0.02x | $29.40 Million | $22.80 Million | $1.53 Billion | — |