First Financial Bancorp (FFBC) — Financial Flexibility Index
First Financial Bancorp (FFBC) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $98.50 Million (operating CF $89.81 Million minus capex $8.70 Million) represents 0% of total liabilities ($18.36 Billion). Check asset allocation strategy of First Financial Bancorp to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Financial Bancorp Financial Flexibility Index (1991–2024)
Historical Financial Flexibility Index trend for First Financial Bancorp across 34 annual periods. See working capital to net assets of First Financial Bancorp to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for First Financial Bancorp (1991–2024)
Year-by-year free cash flow to debt coverage for First Financial Bancorp. For the full company profile including market capitalisation, see market value of First Financial Bancorp.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $283.23 Million | $262.16 Million | $16.13 Billion | ▼ -47.6% |
| 2023 | 0.03x | $511.10 Million | $486.97 Million | $15.26 Billion | ▲ +105.2% |
| 2022 | 0.02x | $244.10 Million | $200.85 Million | $14.96 Billion | ▼ -43.4% |
| 2021 | 0.03x | $405.80 Million | $390.46 Million | $14.07 Billion | ▲ +212.5% |
| 2020 | 0.01x | $126.35 Million | $109.89 Million | $13.69 Billion | ▼ -45.4% |
| 2019 | 0.02x | $207.26 Million | $186.33 Million | $12.26 Billion | ▼ -27.8% |
| 2018 | 0.02x | $278.57 Million | $260.35 Million | $11.91 Billion | ▲ +43.3% |
| 2017 | 0.02x | $130.06 Million | $123.52 Million | $7.97 Billion | ▼ -18.8% |
| 2016 | 0.02x | $152.33 Million | $142.60 Million | $7.57 Billion | ▲ +49.0% |
| 2015 | 0.01x | $99.03 Million | $91.57 Million | $7.34 Billion | ▲ +29.1% |
| 2014 | 0.01x | $67.26 Million | $56.65 Million | $6.43 Billion | ▼ -65.1% |
| 2013 | 0.03x | $171.65 Million | $164.35 Million | $5.74 Billion | ▼ -27.0% |
| 2012 | 0.04x | $237.34 Million | $211.83 Million | $5.79 Billion | ▲ +7.9% |
| 2011 | 0.04x | $226.62 Million | $203.08 Million | $5.96 Billion | ▲ +1.6% |
| 2010 | 0.04x | $207.80 Million | $185.01 Million | $5.55 Billion | ▲ +327.2% |
| 2009 | 0.01x | $52.63 Million | $39.45 Million | $6.01 Billion | ▼ -45.2% |
| 2008 | 0.02x | $53.54 Million | $41.65 Million | $3.35 Billion | ▼ -39.0% |
| 2007 | 0.03x | $80.98 Million | $73.40 Million | $3.09 Billion | ▲ +139.8% |
| 2006 | 0.01x | $32.93 Million | $17.28 Million | $3.02 Billion | ▼ -49.2% |
| 2005 | 0.02x | $72.93 Million | $60.51 Million | $3.39 Billion | ▲ +14.0% |
| 2004 | 0.02x | $66.95 Million | $53.26 Million | $3.55 Billion | ▼ -3.8% |
| 2003 | 0.02x | $70.37 Million | $61.76 Million | $3.59 Billion | ▼ -2.5% |
| 2002 | 0.02x | $67.41 Million | $64.14 Million | $3.35 Billion | ▼ -18.4% |
| 2001 | 0.02x | $85.49 Million | $77.38 Million | $3.47 Billion | ▲ +20.5% |
| 2000 | 0.02x | $72.30 Million | $66.84 Million | $3.54 Billion | ▲ +20.3% |
| 1999 | 0.02x | $60.60 Million | $52.20 Million | $3.57 Billion | ▼ -22.7% |
| 1998 | 0.02x | $69.90 Million | $61.20 Million | $3.18 Billion | ▼ -15.6% |
| 1997 | 0.03x | $61.20 Million | $57.00 Million | $2.35 Billion | ▲ +30.1% |
| 1996 | 0.02x | $40.10 Million | $35.70 Million | $2.00 Billion | ▼ -17.6% |
| 1995 | 0.02x | $45.40 Million | $41.80 Million | $1.87 Billion | ▲ +7.1% |
| 1994 | 0.02x | $39.20 Million | $34.80 Million | $1.73 Billion | ▼ -17.3% |
| 1993 | 0.03x | $41.70 Million | $36.90 Million | $1.52 Billion | ▲ +32.3% |
| 1992 | 0.02x | $30.60 Million | $27.70 Million | $1.48 Billion | ▲ +7.9% |
| 1991 | 0.02x | $29.40 Million | $22.80 Million | $1.53 Billion | — |