First Financial Bancorp Defensive Interval Ratio
First Financial Bancorp defensive interval ratio. First Financial Bancorp (FFBC) has a Defensive Interval Ratio of 98 days as of September 2025. Defensive assets of $4.57 Billion (cash $-, short-term investments $3.97 Billion, receivables $597.34 Million) cover 98 days of daily cash needs of $46.84 Million/day. See First Financial Bancorp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of First Financial Bancorp (1993–2025)
Defensive interval ratio of First Financial Bancorp from 1993 to 2025. This chart shows how First Financial Bancorp's Defensive Interval Ratio has evolved across 33 annual periods from 1993 to 2025. As of September 2025, the ratio stands at 98 days, meaning defensive assets of $4.57 Billion can fund 98 days of operations without new revenue. Check FFBC financial resilience to evaluate the company's liquid asset resilience ratio.
First Financial Bancorp Defensive Interval Ratio by Year (1993–2025)
First Financial Bancorp defensive interval ratio by year from 1993 to 2025. The table below presents the year-by-year Defensive Interval Ratio for First Financial Bancorp from 1993 to 2025, covering 33 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see First Financial Bancorp balance sheet assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 98 days | $4.57 Billion | $46.84 Million/day | $- | $3.97 Billion | ▲ +24 days |
| 2024 | 74 days | $3.04 Billion | $41.33 Million/day | $- | $2.46 Billion | ▼ -15 days |
| 2023 | 89 days | $3.48 Billion | $39.17 Million/day | $- | $3.02 Billion | ▼ -2 days |
| 2022 | 91 days | $3.64 Billion | $40.04 Million/day | $- | $3.41 Billion | ▼ -24 days |
| 2021 | 115 days | $4.32 Billion | $37.49 Million/day | $- | $4.21 Billion | ▲ +16 days |
| 2020 | 99 days | $3.50 Billion | $35.38 Million/day | $- | $3.42 Billion | ▲ +8 days |
| 2019 | 91 days | $2.94 Billion | $32.46 Million/day | $- | $2.85 Billion | ▼ -2 days |
| 2018 | 92 days | $2.87 Billion | $31.06 Million/day | $- | $2.78 Billion | ▲ +26 days |
| 2017 | 67 days | $1.44 Billion | $21.50 Million/day | $- | $1.35 Billion | ▲ +11 days |
| 2016 | 55 days | $1.13 Billion | $20.42 Million/day | $- | $1.04 Billion | ▼ -9 days |
| 2015 | 65 days | $1.28 Billion | $19.78 Million/day | $- | $1.19 Billion | ▲ +13 days |
| 2014 | 52 days | $918.03 Million | $17.56 Million/day | $- | $840.47 Million | ▼ -24 days |
| 2013 | 76 days | $1.20 Billion | $15.69 Million/day | $- | $913.60 Million | ▼ -4 days |
| 2012 | 81 days | $1.28 Billion | $15.83 Million/day | $- | $1.03 Billion | ▼ -22 days |
| 2011 | 102 days | $1.70 Billion | $16.68 Million/day | $- | $1.44 Billion | ▲ +70 days |
| 2010 | 32 days | $477.34 Million | $14.80 Million/day | $- | $176.95 Million | ▼ -1 days |
| 2009 | 33 days | $503.29 Million | $15.29 Million/day | $- | $262.02 Million | ▲ +17 days |
| 2008 | 16 days | $140.84 Million | $8.68 Million/day | $- | $- | ▼ -12 days |
| 2007 | 29 days | $237.06 Million | $8.29 Million/day | $- | $106.99 Million | ▼ -2 days |
| 2006 | 30 days | $240.99 Million | $8.00 Million/day | $- | $102.00 Million | ▲ +3 days |
| 2005 | 27 days | $225.54 Million | $8.42 Million/day | $- | $98.00 Million | ▲ +12 days |
| 2004 | 15 days | $125.24 Million | $8.46 Million/day | $- | $12.97 Million | ▲ +2 days |
| 2003 | 13 days | $113.48 Million | $8.87 Million/day | $- | $5.62 Million | ▼ -2 days |
| 2002 | 15 days | $124.31 Million | $8.36 Million/day | $- | $32.77 Million | ▲ +3 days |
| 2001 | 12 days | $104.91 Million | $8.79 Million/day | $- | $17.05 Million | ▲ +1 days |
| 2000 | 10 days | $95.28 Million | $9.13 Million/day | $- | $7.29 Million | ▲ +3 days |
| 1999 | 8 days | $73.80 Million | $9.78 Million/day | $- | $- | ▲ +1 days |
| 1998 | 6 days | $52.00 Million | $8.38 Million/day | $- | $- | ▼ 0 days |
| 1997 | 6 days | $40.60 Million | $6.33 Million/day | $- | $- | ▼ -1 days |
| 1996 | 7 days | $41.00 Million | $5.47 Million/day | $- | $- | ▲ +2 days |
| 1995 | 6 days | $30.60 Million | $5.11 Million/day | $- | $- | ▼ 0 days |
| 1994 | 6 days | $29.00 Million | $4.73 Million/day | $- | $- | ▼ 0 days |
| 1993 | 6 days | $26.10 Million | $4.16 Million/day | $- | $- | — |