First Financial Bancorp (FFBC) — Free Cash Flow Generation Index
First Financial Bancorp (FFBC) has a Free Cash Flow Generation Index of 1.10x as of September 2025. Free cash flow of $98.50 Million represents 1% of operating cash flow ($89.81 Million). See FFBC net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
First Financial Bancorp Free Cash Flow Generation Index (1991–2024)
Historical FCF Generation Index trend for First Financial Bancorp across 34 annual periods. Explore First Financial Bancorp debt service capacity to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for First Financial Bancorp (1991–2024)
Year-by-year Free Cash Flow Generation Index for First Financial Bancorp. For the full company profile including market capitalisation, see First Financial Bancorp stock valuation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.92x | $241.08 Million | $262.16 Million | $21.07 Million | ▼ -3.2% |
| 2023 | 0.95x | $462.83 Million | $486.97 Million | $24.14 Million | ▲ +21.1% |
| 2022 | 0.78x | $157.59 Million | $200.85 Million | $43.25 Million | ▼ -18.3% |
| 2021 | 0.96x | $375.13 Million | $390.46 Million | $15.33 Million | ▲ +13.0% |
| 2020 | 0.85x | $93.42 Million | $109.89 Million | $16.47 Million | ▼ -4.2% |
| 2019 | 0.89x | $165.40 Million | $186.33 Million | $20.93 Million | ▼ -4.6% |
| 2018 | 0.93x | $242.12 Million | $260.35 Million | $18.23 Million | ▼ -1.8% |
| 2017 | 0.95x | $116.99 Million | $123.52 Million | $6.54 Million | ▲ +1.6% |
| 2016 | 0.93x | $132.87 Million | $142.60 Million | $9.73 Million | ▲ +1.5% |
| 2015 | 0.92x | $84.10 Million | $91.57 Million | $7.47 Million | ▲ +13.0% |
| 2014 | 0.81x | $46.05 Million | $56.65 Million | $10.61 Million | ▼ -15.0% |
| 2013 | 0.96x | $157.06 Million | $164.35 Million | $7.29 Million | ▲ +8.6% |
| 2012 | 0.88x | $186.33 Million | $211.83 Million | $25.50 Million | ▼ -0.5% |
| 2011 | 0.88x | $179.54 Million | $203.08 Million | $23.54 Million | ▲ +0.8% |
| 2010 | 0.88x | $162.23 Million | $185.01 Million | $22.79 Million | ▲ +31.7% |
| 2009 | 0.67x | $26.27 Million | $39.45 Million | $13.18 Million | ▼ -6.8% |
| 2008 | 0.71x | $29.77 Million | $41.65 Million | $11.89 Million | ▼ -20.3% |
| 2007 | 0.90x | $65.83 Million | $73.40 Million | $7.58 Million | ▲ +847.9% |
| 2006 | 0.09x | $1.64 Million | $17.28 Million | $15.65 Million | ▼ -88.1% |
| 2005 | 0.79x | $48.09 Million | $60.51 Million | $12.42 Million | ▲ +7.0% |
| 2004 | 0.74x | $39.56 Million | $53.26 Million | $13.70 Million | ▼ -13.7% |
| 2003 | 0.86x | $53.14 Million | $61.76 Million | $8.62 Million | ▼ -9.3% |
| 2002 | 0.95x | $60.86 Million | $64.14 Million | $3.28 Million | ▲ +6.0% |
| 2001 | 0.90x | $69.27 Million | $77.38 Million | $8.11 Million | ▼ -2.5% |
| 2000 | 0.92x | $61.38 Million | $66.84 Million | $5.46 Million | ▲ +9.4% |
| 1999 | 0.84x | $43.80 Million | $52.20 Million | $8.40 Million | ▼ -2.2% |
| 1998 | 0.86x | $52.50 Million | $61.20 Million | $8.70 Million | ▼ -7.4% |
| 1997 | 0.93x | $52.80 Million | $57.00 Million | $4.20 Million | ▲ +5.7% |
| 1996 | 0.88x | $31.30 Million | $35.70 Million | $4.40 Million | ▼ -4.1% |
| 1995 | 0.91x | $38.20 Million | $41.80 Million | $3.60 Million | ▲ +4.6% |
| 1994 | 0.87x | $30.40 Million | $34.80 Million | $4.40 Million | ▲ +0.4% |
| 1993 | 0.87x | $32.10 Million | $36.90 Million | $4.80 Million | ▼ -2.8% |
| 1992 | 0.90x | $24.80 Million | $27.70 Million | $2.90 Million | ▲ +26.0% |
| 1991 | 0.71x | $16.20 Million | $22.80 Million | $6.60 Million | — |