First Financial Bancorp (FFBC) — Net Asset Quality Index
First Financial Bancorp (FFBC) has a Net Asset Quality Index of 13.1% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $21.13 Billion minus total liabilities of $18.36 Billion yields net assets of $2.77 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check First Financial Bancorp (FFBC) asset resilience to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
First Financial Bancorp Net Asset Quality Index Over Time (1991–2025)
This chart shows how First Financial Bancorp's Net Asset Quality Index has evolved across 35 annual periods from 1991 to 2025. As of September 2025, the index stands at 13.1%, representing net assets of $2.77 Billion against total assets of $21.13 Billion USD. See working capital position of First Financial Bancorp to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for First Financial Bancorp (1991–2025)
The table below presents the year-by-year Net Asset Quality Index for First Financial Bancorp from 1991 to 2025, covering 35 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see First Financial Bancorp (FFBC) total market value.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 13.1% | $2.77 Billion | $21.13 Billion | $18.36 Billion | ▼ 0.0 pp |
| 2024 | 13.1% | $2.44 Billion | $18.57 Billion | $16.13 Billion | ▲ +0.2 pp |
| 2023 | 12.9% | $2.27 Billion | $17.53 Billion | $15.26 Billion | ▲ +0.9 pp |
| 2022 | 12.0% | $2.04 Billion | $17.00 Billion | $14.96 Billion | ▼ -1.8 pp |
| 2021 | 13.8% | $2.26 Billion | $16.33 Billion | $14.07 Billion | ▼ -0.5 pp |
| 2020 | 14.3% | $2.28 Billion | $15.97 Billion | $13.69 Billion | ▼ -1.2 pp |
| 2019 | 15.5% | $2.25 Billion | $14.51 Billion | $12.26 Billion | ▲ +0.6 pp |
| 2018 | 14.9% | $2.08 Billion | $13.99 Billion | $11.91 Billion | ▲ +4.4 pp |
| 2017 | 10.5% | $930.66 Million | $8.90 Billion | $7.97 Billion | ▲ +0.2 pp |
| 2016 | 10.3% | $865.22 Million | $8.44 Billion | $7.57 Billion | ▲ +0.3 pp |
| 2015 | 9.9% | $809.38 Million | $8.15 Billion | $7.34 Billion | ▼ -0.9 pp |
| 2014 | 10.9% | $784.08 Million | $7.22 Billion | $6.43 Billion | ▲ +0.2 pp |
| 2013 | 10.6% | $682.16 Million | $6.42 Billion | $5.74 Billion | ▼ -0.3 pp |
| 2012 | 10.9% | $710.42 Million | $6.50 Billion | $5.79 Billion | ▲ +0.3 pp |
| 2011 | 10.7% | $712.22 Million | $6.67 Billion | $5.96 Billion | ▼ -0.5 pp |
| 2010 | 11.2% | $697.39 Million | $6.25 Billion | $5.55 Billion | ▲ +1.1 pp |
| 2009 | 10.1% | $673.49 Million | $6.68 Billion | $6.01 Billion | ▲ +0.7 pp |
| 2008 | 9.4% | $348.33 Million | $3.70 Billion | $3.35 Billion | ▲ +1.2 pp |
| 2007 | 8.2% | $276.58 Million | $3.37 Billion | $3.09 Billion | ▼ -0.4 pp |
| 2006 | 8.6% | $285.48 Million | $3.30 Billion | $3.02 Billion | ▲ +0.5 pp |
| 2005 | 8.1% | $299.88 Million | $3.69 Billion | $3.39 Billion | ▼ -1.3 pp |
| 2004 | 9.4% | $368.40 Million | $3.92 Billion | $3.55 Billion | ▲ +0.1 pp |
| 2003 | 9.3% | $366.48 Million | $3.96 Billion | $3.59 Billion | ▼ -0.9 pp |
| 2002 | 10.1% | $377.60 Million | $3.73 Billion | $3.35 Billion | ▲ +0.1 pp |
| 2001 | 10.0% | $384.54 Million | $3.85 Billion | $3.47 Billion | ▼ -0.1 pp |
| 2000 | 10.0% | $395.13 Million | $3.93 Billion | $3.54 Billion | ▲ +0.6 pp |
| 1999 | 9.5% | $372.50 Million | $3.94 Billion | $3.57 Billion | ▼ -0.7 pp |
| 1998 | 10.1% | $358.30 Million | $3.54 Billion | $3.18 Billion | ▼ -0.7 pp |
| 1997 | 10.9% | $286.30 Million | $2.64 Billion | $2.35 Billion | ▼ -0.6 pp |
| 1996 | 11.4% | $258.50 Million | $2.26 Billion | $2.00 Billion | ▲ +0.3 pp |
| 1995 | 11.1% | $234.20 Million | $2.10 Billion | $1.87 Billion | ▲ +1.0 pp |
| 1994 | 10.1% | $194.70 Million | $1.92 Billion | $1.73 Billion | ▲ +0.1 pp |
| 1993 | 10.0% | $169.20 Million | $1.69 Billion | $1.52 Billion | ▲ +0.8 pp |
| 1992 | 9.2% | $149.10 Million | $1.62 Billion | $1.48 Billion | ▲ +0.9 pp |
| 1991 | 8.3% | $138.70 Million | $1.67 Billion | $1.53 Billion | — |