German American Bancorp Inc Cash Flow Quality Index
German American Bancorp Inc cash flow quality index. German American Bancorp Inc (GABC) has a Cash Flow Quality Index of 1.52x as of June 2026. Operating cash flow of $58.11 Million exceeds net income of $38.17 Million, indicating high earnings quality where cash backs reported profits. See how financially flexible is German American Bancorp Inc to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of German American Bancorp Inc (1992–2025)
Cash flow quality index of German American Bancorp Inc from 1992 to 2025. Historical Cash Flow Quality Index for German American Bancorp Inc across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of German American Bancorp Inc to assess how comfortably operating cash covers total debt obligations.
German American Bancorp Inc Cash Flow Quality Index by Year (1992–2025)
German American Bancorp Inc cash flow quality index by year from 1992 to 2025. Year-by-year earnings quality comparison for German American Bancorp Inc. For the full cash flow conversion analysis, see German American Bancorp Inc operating cash flow efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.41x | $159.32 Million | $112.64 Million | ▲ +23.8% |
| 2024 | 1.14x | $95.76 Million | $83.81 Million | ▼ -8.5% |
| 2023 | 1.25x | $107.23 Million | $85.89 Million | ▼ -7.2% |
| 2022 | 1.34x | $110.04 Million | $81.83 Million | ▲ +12.2% |
| 2021 | 1.20x | $100.84 Million | $84.14 Million | ▼ -19.3% |
| 2020 | 1.49x | $92.42 Million | $62.21 Million | ▲ +34.9% |
| 2019 | 1.10x | $65.23 Million | $59.22 Million | ▼ -17.8% |
| 2018 | 1.34x | $62.33 Million | $46.53 Million | ▼ -0.7% |
| 2017 | 1.35x | $54.88 Million | $40.68 Million | ▲ +13.2% |
| 2016 | 1.19x | $41.91 Million | $35.18 Million | ▲ +14.5% |
| 2015 | 1.04x | $31.27 Million | $30.06 Million | ▼ -19.1% |
| 2014 | 1.29x | $36.43 Million | $28.34 Million | ▼ -21.6% |
| 2013 | 1.64x | $41.65 Million | $25.41 Million | ▼ -6.1% |
| 2012 | 1.75x | $42.00 Million | $24.05 Million | ▲ +32.8% |
| 2011 | 1.31x | $26.62 Million | $20.25 Million | ▲ +2.3% |
| 2010 | 1.29x | $17.23 Million | $13.40 Million | ▲ +50.6% |
| 2009 | 0.85x | $10.43 Million | $12.22 Million | ▼ -50.6% |
| 2008 | 1.73x | $22.13 Million | $12.80 Million | ▲ +27.5% |
| 2007 | 1.36x | $12.76 Million | $9.40 Million | ▲ +14.7% |
| 2006 | 1.18x | $12.09 Million | $10.22 Million | ▼ -20.4% |
| 2005 | 1.49x | $14.45 Million | $9.72 Million | ▼ -8.4% |
| 2004 | 1.62x | $11.74 Million | $7.24 Million | ▼ -47.9% |
| 2003 | 3.11x | $25.41 Million | $8.17 Million | ▲ +52.5% |
| 2002 | 2.04x | $19.25 Million | $9.44 Million | ▼ -73.3% |
| 2001 | 7.65x | $70.30 Million | $9.19 Million | ▲ +300.1% |
| 2000 | 1.91x | $10.11 Million | $5.29 Million | ▲ +13.1% |
| 1999 | 1.69x | $15.81 Million | $9.35 Million | ▼ -53.1% |
| 1998 | 3.60x | $33.23 Million | $9.22 Million | ▲ +1196.1% |
| 1997 | -0.33x | $-2.40 Million | $7.30 Million | ▼ -125.2% |
| 1996 | 1.30x | $7.30 Million | $5.60 Million | ▲ +62.9% |
| 1995 | 0.80x | $3.20 Million | $4.00 Million | ▼ -24.3% |
| 1994 | 1.06x | $3.70 Million | $3.50 Million | ▼ -51.6% |
| 1993 | 2.19x | $5.90 Million | $2.70 Million | ▲ +235.1% |
| 1992 | 0.65x | $1.50 Million | $2.30 Million | — |