German American Bancorp Inc (GABC) — Cash Flow Quality Index
German American Bancorp Inc (GABC) has a Cash Flow Quality Index of 1.12x as of March 2026. Operating cash flow of $37.04 Million exceeds net income of $33.15 Million, indicating high earnings quality where cash backs reported profits. Explore how efficiently does German American Bancorp Inc generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
German American Bancorp Inc Cash Flow Quality Index (1992–2025)
Historical Cash Flow Quality Index for German American Bancorp Inc across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check GABC cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for German American Bancorp Inc (1992–2025)
Year-by-year earnings quality comparison for German American Bancorp Inc. For live market cap and the full company financial profile, see GABC company net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.41x | $159.32 Million | $112.64 Million | ▲ +23.8% |
| 2024 | 1.14x | $95.76 Million | $83.81 Million | ▼ -8.5% |
| 2023 | 1.25x | $107.23 Million | $85.89 Million | ▼ -7.2% |
| 2022 | 1.34x | $110.04 Million | $81.83 Million | ▲ +12.2% |
| 2021 | 1.20x | $100.84 Million | $84.14 Million | ▼ -19.3% |
| 2020 | 1.49x | $92.42 Million | $62.21 Million | ▲ +34.9% |
| 2019 | 1.10x | $65.23 Million | $59.22 Million | ▼ -17.8% |
| 2018 | 1.34x | $62.33 Million | $46.53 Million | ▼ -0.7% |
| 2017 | 1.35x | $54.88 Million | $40.68 Million | ▲ +13.2% |
| 2016 | 1.19x | $41.91 Million | $35.18 Million | ▲ +14.5% |
| 2015 | 1.04x | $31.27 Million | $30.06 Million | ▼ -19.1% |
| 2014 | 1.29x | $36.43 Million | $28.34 Million | ▼ -21.6% |
| 2013 | 1.64x | $41.65 Million | $25.41 Million | ▼ -6.1% |
| 2012 | 1.75x | $42.00 Million | $24.05 Million | ▲ +32.8% |
| 2011 | 1.31x | $26.62 Million | $20.25 Million | ▲ +2.3% |
| 2010 | 1.29x | $17.23 Million | $13.40 Million | ▲ +50.6% |
| 2009 | 0.85x | $10.43 Million | $12.22 Million | ▼ -50.6% |
| 2008 | 1.73x | $22.13 Million | $12.80 Million | ▲ +27.5% |
| 2007 | 1.36x | $12.76 Million | $9.40 Million | ▲ +14.7% |
| 2006 | 1.18x | $12.09 Million | $10.22 Million | ▼ -20.4% |
| 2005 | 1.49x | $14.45 Million | $9.72 Million | ▼ -8.4% |
| 2004 | 1.62x | $11.74 Million | $7.24 Million | ▼ -47.9% |
| 2003 | 3.11x | $25.41 Million | $8.17 Million | ▲ +52.5% |
| 2002 | 2.04x | $19.25 Million | $9.44 Million | ▼ -73.3% |
| 2001 | 7.65x | $70.30 Million | $9.19 Million | ▲ +300.1% |
| 2000 | 1.91x | $10.11 Million | $5.29 Million | ▲ +13.1% |
| 1999 | 1.69x | $15.81 Million | $9.35 Million | ▼ -53.1% |
| 1998 | 3.60x | $33.23 Million | $9.22 Million | ▲ +1196.1% |
| 1997 | -0.33x | $-2.40 Million | $7.30 Million | ▼ -125.2% |
| 1996 | 1.30x | $7.30 Million | $5.60 Million | ▲ +62.9% |
| 1995 | 0.80x | $3.20 Million | $4.00 Million | ▼ -24.3% |
| 1994 | 1.06x | $3.70 Million | $3.50 Million | ▼ -51.6% |
| 1993 | 2.19x | $5.90 Million | $2.70 Million | ▲ +235.1% |
| 1992 | 0.65x | $1.50 Million | $2.30 Million | — |