German American Bancorp Inc (GABC) — Cash Flow Quality Index
German American Bancorp Inc (GABC) has a Cash Flow Quality Index of 1.48x as of September 2025. Operating cash flow of $51.80 Million exceeds net income of $35.07 Million, indicating high earnings quality where cash backs reported profits. Explore GABC long-term investments to assets to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
German American Bancorp Inc Cash Flow Quality Index (1992–2024)
Historical Cash Flow Quality Index for German American Bancorp Inc across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check GABC tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for German American Bancorp Inc (1992–2024)
Year-by-year earnings quality comparison for German American Bancorp Inc. For live market cap and the full company financial profile, see German American Bancorp Inc market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.14x | $95.76 Million | $83.81 Million | ▼ -8.5% |
| 2023 | 1.25x | $107.23 Million | $85.89 Million | ▼ -7.2% |
| 2022 | 1.34x | $110.04 Million | $81.83 Million | ▲ +12.2% |
| 2021 | 1.20x | $100.84 Million | $84.14 Million | ▼ -19.3% |
| 2020 | 1.49x | $92.42 Million | $62.21 Million | ▲ +34.9% |
| 2019 | 1.10x | $65.23 Million | $59.22 Million | ▼ -17.8% |
| 2018 | 1.34x | $62.33 Million | $46.53 Million | ▼ -0.7% |
| 2017 | 1.35x | $54.88 Million | $40.68 Million | ▲ +13.2% |
| 2016 | 1.19x | $41.91 Million | $35.18 Million | ▲ +14.5% |
| 2015 | 1.04x | $31.27 Million | $30.06 Million | ▼ -19.1% |
| 2014 | 1.29x | $36.43 Million | $28.34 Million | ▼ -21.6% |
| 2013 | 1.64x | $41.65 Million | $25.41 Million | ▼ -6.1% |
| 2012 | 1.75x | $42.00 Million | $24.05 Million | ▲ +32.8% |
| 2011 | 1.31x | $26.62 Million | $20.25 Million | ▲ +2.3% |
| 2010 | 1.29x | $17.23 Million | $13.40 Million | ▲ +50.6% |
| 2009 | 0.85x | $10.43 Million | $12.22 Million | ▼ -50.6% |
| 2008 | 1.73x | $22.13 Million | $12.80 Million | ▲ +27.5% |
| 2007 | 1.36x | $12.76 Million | $9.40 Million | ▲ +14.7% |
| 2006 | 1.18x | $12.09 Million | $10.22 Million | ▼ -20.4% |
| 2005 | 1.49x | $14.45 Million | $9.72 Million | ▼ -8.4% |
| 2004 | 1.62x | $11.74 Million | $7.24 Million | ▼ -47.9% |
| 2003 | 3.11x | $25.41 Million | $8.17 Million | ▲ +52.5% |
| 2002 | 2.04x | $19.25 Million | $9.44 Million | ▼ -73.3% |
| 2001 | 7.65x | $70.30 Million | $9.19 Million | ▲ +300.1% |
| 2000 | 1.91x | $10.11 Million | $5.29 Million | ▲ +13.1% |
| 1999 | 1.69x | $15.81 Million | $9.35 Million | ▼ -53.1% |
| 1998 | 3.60x | $33.23 Million | $9.22 Million | ▲ +1196.1% |
| 1997 | -0.33x | $-2.40 Million | $7.30 Million | ▼ -125.2% |
| 1996 | 1.30x | $7.30 Million | $5.60 Million | ▲ +62.9% |
| 1995 | 0.80x | $3.20 Million | $4.00 Million | ▼ -24.3% |
| 1994 | 1.06x | $3.70 Million | $3.50 Million | ▼ -51.6% |
| 1993 | 2.19x | $5.90 Million | $2.70 Million | ▲ +235.1% |
| 1992 | 0.65x | $1.50 Million | $2.30 Million | — |