German American Bancorp Inc (GABC) — Free Cash Flow Generation Index
German American Bancorp Inc (GABC) has a Free Cash Flow Generation Index of 0.95x as of June 2026. Free cash flow of $55.26 Million represents 1% of operating cash flow ($58.11 Million). Explore German American Bancorp Inc (GABC) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
German American Bancorp Inc Free Cash Flow Generation Index (1992–2025)
Historical FCF Generation Index trend for German American Bancorp Inc across 33 annual periods. For the full cash flow conversion analysis, see German American Bancorp Inc (GABC) cash flow conversion.
Annual Free Cash Flow Generation for German American Bancorp Inc (1992–2025)
Year-by-year Free Cash Flow Generation Index for German American Bancorp Inc. Check German American Bancorp Inc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.97x | $154.00 Million | $159.32 Million | $5.32 Million | ▲ +2.0% |
| 2024 | 0.95x | $90.72 Million | $95.76 Million | $5.05 Million | ▲ +0.1% |
| 2023 | 0.95x | $101.49 Million | $107.23 Million | $5.75 Million | ▲ +1.9% |
| 2022 | 0.93x | $102.18 Million | $110.04 Million | $7.85 Million | ▼ -2.6% |
| 2021 | 0.95x | $96.16 Million | $100.84 Million | $4.69 Million | ▲ +3.3% |
| 2020 | 0.92x | $85.35 Million | $92.42 Million | $7.07 Million | ▲ +7.8% |
| 2019 | 0.86x | $55.85 Million | $65.23 Million | $9.37 Million | ▲ +13.2% |
| 2018 | 0.76x | $47.15 Million | $62.33 Million | $15.19 Million | ▼ -5.0% |
| 2017 | 0.80x | $43.69 Million | $54.88 Million | $11.18 Million | ▼ -9.0% |
| 2016 | 0.88x | $36.68 Million | $41.91 Million | $5.23 Million | ▼ -7.7% |
| 2015 | 0.95x | $29.65 Million | $31.27 Million | $1.61 Million | ▲ +3.5% |
| 2014 | 0.92x | $33.38 Million | $36.43 Million | $3.05 Million | ▲ +4.4% |
| 2013 | 0.88x | $36.53 Million | $41.65 Million | $5.11 Million | ▼ -4.0% |
| 2012 | 0.91x | $38.38 Million | $42.00 Million | $3.62 Million | ▲ +7.4% |
| 2011 | 0.85x | $22.65 Million | $26.62 Million | $3.97 Million | ▼ -3.9% |
| 2010 | 0.89x | $15.25 Million | $17.23 Million | $1.98 Million | ▲ +18.5% |
| 2009 | 0.75x | $7.79 Million | $10.43 Million | $2.64 Million | ▼ -17.4% |
| 2008 | 0.90x | $20.01 Million | $22.13 Million | $2.12 Million | ▲ +1.4% |
| 2007 | 0.89x | $11.37 Million | $12.76 Million | $1.37 Million | ▲ +24.9% |
| 2006 | 0.71x | $8.63 Million | $12.09 Million | $3.46 Million | ▼ -20.9% |
| 2005 | 0.90x | $13.04 Million | $14.45 Million | $1.44 Million | ▲ +1.7% |
| 2004 | 0.89x | $10.41 Million | $11.74 Million | $1.35 Million | ▼ -3.4% |
| 2003 | 0.92x | $23.32 Million | $25.41 Million | $2.08 Million | ▲ +17.2% |
| 2002 | 0.78x | $15.08 Million | $19.25 Million | $4.17 Million | ▼ -20.0% |
| 2001 | 0.98x | $68.81 Million | $70.30 Million | $1.48 Million | ▲ +21.7% |
| 2000 | 0.80x | $8.13 Million | $10.11 Million | $1.98 Million | ▲ +8.8% |
| 1999 | 0.74x | $11.69 Million | $15.81 Million | $4.12 Million | ▼ -19.4% |
| 1998 | 0.92x | $30.48 Million | $33.23 Million | $2.75 Million | ▲ +13.5% |
| 1996 | 0.81x | $5.90 Million | $7.30 Million | $1.40 Million | ▲ +12.4% |
| 1995 | 0.72x | $2.30 Million | $3.20 Million | $900.00K | ▼ -1.5% |
| 1994 | 0.73x | $2.70 Million | $3.70 Million | $1.00 Million | ▼ -20.3% |
| 1993 | 0.92x | $5.40 Million | $5.90 Million | $500.00K | ▲ +5.6% |
| 1992 | 0.87x | $1.30 Million | $1.50 Million | $200.00K | — |