German American Bancorp Inc (GABC) — Free Cash Flow Generation Index
German American Bancorp Inc (GABC) has a Free Cash Flow Generation Index of 0.97x as of September 2025. Free cash flow of $50.15 Million represents 1% of operating cash flow ($51.80 Million). See German American Bancorp Inc (GABC) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
German American Bancorp Inc Free Cash Flow Generation Index (1992–2024)
Historical FCF Generation Index trend for German American Bancorp Inc across 32 annual periods. Explore GABC debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for German American Bancorp Inc (1992–2024)
Year-by-year Free Cash Flow Generation Index for German American Bancorp Inc. For the full company profile including market capitalisation, see German American Bancorp Inc (GABC) total market value.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.95x | $90.72 Million | $95.76 Million | $5.05 Million | ▲ +0.1% |
| 2023 | 0.95x | $101.49 Million | $107.23 Million | $5.75 Million | ▲ +1.9% |
| 2022 | 0.93x | $102.18 Million | $110.04 Million | $7.85 Million | ▼ -2.6% |
| 2021 | 0.95x | $96.16 Million | $100.84 Million | $4.69 Million | ▲ +3.3% |
| 2020 | 0.92x | $85.35 Million | $92.42 Million | $7.07 Million | ▲ +7.8% |
| 2019 | 0.86x | $55.85 Million | $65.23 Million | $9.37 Million | ▲ +13.2% |
| 2018 | 0.76x | $47.15 Million | $62.33 Million | $15.19 Million | ▼ -5.0% |
| 2017 | 0.80x | $43.69 Million | $54.88 Million | $11.18 Million | ▼ -9.0% |
| 2016 | 0.88x | $36.68 Million | $41.91 Million | $5.23 Million | ▼ -7.7% |
| 2015 | 0.95x | $29.65 Million | $31.27 Million | $1.61 Million | ▲ +3.5% |
| 2014 | 0.92x | $33.38 Million | $36.43 Million | $3.05 Million | ▲ +4.4% |
| 2013 | 0.88x | $36.53 Million | $41.65 Million | $5.11 Million | ▼ -4.0% |
| 2012 | 0.91x | $38.38 Million | $42.00 Million | $3.62 Million | ▲ +7.4% |
| 2011 | 0.85x | $22.65 Million | $26.62 Million | $3.97 Million | ▼ -3.9% |
| 2010 | 0.89x | $15.25 Million | $17.23 Million | $1.98 Million | ▲ +18.5% |
| 2009 | 0.75x | $7.79 Million | $10.43 Million | $2.64 Million | ▼ -17.4% |
| 2008 | 0.90x | $20.01 Million | $22.13 Million | $2.12 Million | ▲ +1.4% |
| 2007 | 0.89x | $11.37 Million | $12.76 Million | $1.37 Million | ▲ +24.9% |
| 2006 | 0.71x | $8.63 Million | $12.09 Million | $3.46 Million | ▼ -20.9% |
| 2005 | 0.90x | $13.04 Million | $14.45 Million | $1.44 Million | ▲ +1.7% |
| 2004 | 0.89x | $10.41 Million | $11.74 Million | $1.35 Million | ▼ -3.4% |
| 2003 | 0.92x | $23.32 Million | $25.41 Million | $2.08 Million | ▲ +17.2% |
| 2002 | 0.78x | $15.08 Million | $19.25 Million | $4.17 Million | ▼ -20.0% |
| 2001 | 0.98x | $68.81 Million | $70.30 Million | $1.48 Million | ▲ +21.7% |
| 2000 | 0.80x | $8.13 Million | $10.11 Million | $1.98 Million | ▲ +8.8% |
| 1999 | 0.74x | $11.69 Million | $15.81 Million | $4.12 Million | ▼ -19.4% |
| 1998 | 0.92x | $30.48 Million | $33.23 Million | $2.75 Million | ▲ +13.5% |
| 1996 | 0.81x | $5.90 Million | $7.30 Million | $1.40 Million | ▲ +12.4% |
| 1995 | 0.72x | $2.30 Million | $3.20 Million | $900.00K | ▼ -1.5% |
| 1994 | 0.73x | $2.70 Million | $3.70 Million | $1.00 Million | ▼ -20.3% |
| 1993 | 0.92x | $5.40 Million | $5.90 Million | $500.00K | ▲ +5.6% |
| 1992 | 0.87x | $1.30 Million | $1.50 Million | $200.00K | — |