German American Bancorp Inc (GABC) — Free Cash Flow Generation Index
German American Bancorp Inc (GABC) has a Free Cash Flow Generation Index of 0.97x as of March 2026. Free cash flow of $35.98 Million represents 1% of operating cash flow ($37.04 Million). Read German American Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
German American Bancorp Inc Free Cash Flow Generation Index (1992–2025)
Historical FCF Generation Index trend for German American Bancorp Inc across 33 annual periods. Explore German American Bancorp Inc capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for German American Bancorp Inc (1992–2025)
Year-by-year Free Cash Flow Generation Index for German American Bancorp Inc. For the full company profile including market capitalisation, see GABC market cap.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.97x | $154.00 Million | $159.32 Million | $5.32 Million | ▲ +2.0% |
| 2024 | 0.95x | $90.72 Million | $95.76 Million | $5.05 Million | ▲ +0.1% |
| 2023 | 0.95x | $101.49 Million | $107.23 Million | $5.75 Million | ▲ +1.9% |
| 2022 | 0.93x | $102.18 Million | $110.04 Million | $7.85 Million | ▼ -2.6% |
| 2021 | 0.95x | $96.16 Million | $100.84 Million | $4.69 Million | ▲ +3.3% |
| 2020 | 0.92x | $85.35 Million | $92.42 Million | $7.07 Million | ▲ +7.8% |
| 2019 | 0.86x | $55.85 Million | $65.23 Million | $9.37 Million | ▲ +13.2% |
| 2018 | 0.76x | $47.15 Million | $62.33 Million | $15.19 Million | ▼ -5.0% |
| 2017 | 0.80x | $43.69 Million | $54.88 Million | $11.18 Million | ▼ -9.0% |
| 2016 | 0.88x | $36.68 Million | $41.91 Million | $5.23 Million | ▼ -7.7% |
| 2015 | 0.95x | $29.65 Million | $31.27 Million | $1.61 Million | ▲ +3.5% |
| 2014 | 0.92x | $33.38 Million | $36.43 Million | $3.05 Million | ▲ +4.4% |
| 2013 | 0.88x | $36.53 Million | $41.65 Million | $5.11 Million | ▼ -4.0% |
| 2012 | 0.91x | $38.38 Million | $42.00 Million | $3.62 Million | ▲ +7.4% |
| 2011 | 0.85x | $22.65 Million | $26.62 Million | $3.97 Million | ▼ -3.9% |
| 2010 | 0.89x | $15.25 Million | $17.23 Million | $1.98 Million | ▲ +18.5% |
| 2009 | 0.75x | $7.79 Million | $10.43 Million | $2.64 Million | ▼ -17.4% |
| 2008 | 0.90x | $20.01 Million | $22.13 Million | $2.12 Million | ▲ +1.4% |
| 2007 | 0.89x | $11.37 Million | $12.76 Million | $1.37 Million | ▲ +24.9% |
| 2006 | 0.71x | $8.63 Million | $12.09 Million | $3.46 Million | ▼ -20.9% |
| 2005 | 0.90x | $13.04 Million | $14.45 Million | $1.44 Million | ▲ +1.7% |
| 2004 | 0.89x | $10.41 Million | $11.74 Million | $1.35 Million | ▼ -3.4% |
| 2003 | 0.92x | $23.32 Million | $25.41 Million | $2.08 Million | ▲ +17.2% |
| 2002 | 0.78x | $15.08 Million | $19.25 Million | $4.17 Million | ▼ -20.0% |
| 2001 | 0.98x | $68.81 Million | $70.30 Million | $1.48 Million | ▲ +21.7% |
| 2000 | 0.80x | $8.13 Million | $10.11 Million | $1.98 Million | ▲ +8.8% |
| 1999 | 0.74x | $11.69 Million | $15.81 Million | $4.12 Million | ▼ -19.4% |
| 1998 | 0.92x | $30.48 Million | $33.23 Million | $2.75 Million | ▲ +13.5% |
| 1996 | 0.81x | $5.90 Million | $7.30 Million | $1.40 Million | ▲ +12.4% |
| 1995 | 0.72x | $2.30 Million | $3.20 Million | $900.00K | ▼ -1.5% |
| 1994 | 0.73x | $2.70 Million | $3.70 Million | $1.00 Million | ▼ -20.3% |
| 1993 | 0.92x | $5.40 Million | $5.90 Million | $500.00K | ▲ +5.6% |
| 1992 | 0.87x | $1.30 Million | $1.50 Million | $200.00K | — |