German American Bancorp Inc (GABC) — Cash Flow-to-Debt Ratio
German American Bancorp Inc (GABC) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $51.80 Million could theoretically repay 0% of its total liabilities ($7.28 Billion) in one year. See cash generation quality of German American Bancorp Inc to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
German American Bancorp Inc Cash Flow-to-Debt Ratio (1992–2024)
Historical debt coverage capacity for German American Bancorp Inc across 33 annual periods. Also explore German American Bancorp Inc (GABC) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for German American Bancorp Inc (1992–2024)
Year-by-year debt coverage analysis for German American Bancorp Inc. For market capitalisation and broader financial context, see German American Bancorp Inc stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $95.76 Million | $5.58 Billion | ▼ -12.2% |
| 2023 | 0.02x | $107.23 Million | $5.49 Billion | ▼ -0.6% |
| 2022 | 0.02x | $110.04 Million | $5.60 Billion | ▼ -3.7% |
| 2021 | 0.02x | $100.84 Million | $4.94 Billion | ▼ -3.9% |
| 2020 | 0.02x | $92.42 Million | $4.35 Billion | ▲ +24.5% |
| 2019 | 0.02x | $65.23 Million | $3.82 Billion | ▼ -5.0% |
| 2018 | 0.02x | $62.33 Million | $3.47 Billion | ▼ -9.0% |
| 2017 | 0.02x | $54.88 Million | $2.78 Billion | ▲ +23.7% |
| 2016 | 0.02x | $41.91 Million | $2.63 Billion | ▲ +8.3% |
| 2015 | 0.01x | $31.27 Million | $2.12 Billion | ▼ -18.9% |
| 2014 | 0.02x | $36.43 Million | $2.01 Billion | ▼ -14.3% |
| 2013 | 0.02x | $41.65 Million | $1.96 Billion | ▼ -8.0% |
| 2012 | 0.02x | $42.00 Million | $1.82 Billion | ▲ +47.8% |
| 2011 | 0.02x | $26.62 Million | $1.71 Billion | ▲ +13.6% |
| 2010 | 0.01x | $17.23 Million | $1.25 Billion | ▲ +48.8% |
| 2009 | 0.01x | $10.43 Million | $1.13 Billion | ▼ -54.7% |
| 2008 | 0.02x | $22.13 Million | $1.09 Billion | ▲ +65.4% |
| 2007 | 0.01x | $12.76 Million | $1.03 Billion | ▲ +2.1% |
| 2006 | 0.01x | $12.09 Million | $1.00 Billion | ▼ -27.8% |
| 2005 | 0.02x | $14.45 Million | $864.21 Million | ▲ +22.2% |
| 2004 | 0.01x | $11.74 Million | $858.42 Million | ▼ -54.6% |
| 2003 | 0.03x | $25.41 Million | $842.82 Million | ▲ +33.5% |
| 2002 | 0.02x | $19.25 Million | $852.49 Million | ▼ -70.7% |
| 2001 | 0.08x | $70.30 Million | $912.90 Million | ▲ +648.7% |
| 2000 | 0.01x | $10.11 Million | $982.55 Million | ▼ -37.3% |
| 1999 | 0.02x | $15.81 Million | $962.96 Million | ▼ -60.2% |
| 1998 | 0.04x | $33.23 Million | $805.60 Million | ▲ +982.9% |
| 1997 | 0.00x | $-2.40 Million | $513.70 Million | ▼ -122.9% |
| 1996 | 0.02x | $7.30 Million | $358.20 Million | ▲ +110.7% |
| 1995 | 0.01x | $3.20 Million | $330.80 Million | ▼ -18.0% |
| 1994 | 0.01x | $3.70 Million | $313.60 Million | ▼ -44.4% |
| 1993 | 0.02x | $5.90 Million | $278.20 Million | ▲ +207.5% |
| 1992 | 0.01x | $1.50 Million | $217.50 Million | — |