German American Bancorp Inc Cash Flow-to-Debt Ratio
German American Bancorp Inc cash flow-to-debt ratio. German American Bancorp Inc (GABC) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $58.11 Million could theoretically repay 0% of its total liabilities ($7.23 Billion) in one year. Check German American Bancorp Inc earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of German American Bancorp Inc (1992–2025)
Cash flow-to-debt ratio of German American Bancorp Inc from 1992 to 2025. Historical debt coverage capacity for German American Bancorp Inc across 34 annual periods. Check total reinvestment intensity of German American Bancorp Inc to assess the company's total reinvestment commitment from operating cash flow.
German American Bancorp Inc Cash Flow-to-Debt Ratio by Year (1992–2025)
German American Bancorp Inc cash flow-to-debt ratio by year from 1992 to 2025. Year-by-year debt coverage analysis for German American Bancorp Inc. For the full cash flow conversion analysis, see how efficiently does German American Bancorp Inc generate cash.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $159.32 Million | $7.23 Billion | ▲ +28.5% |
| 2024 | 0.02x | $95.76 Million | $5.58 Billion | ▼ -12.2% |
| 2023 | 0.02x | $107.23 Million | $5.49 Billion | ▼ -0.6% |
| 2022 | 0.02x | $110.04 Million | $5.60 Billion | ▼ -3.7% |
| 2021 | 0.02x | $100.84 Million | $4.94 Billion | ▼ -3.9% |
| 2020 | 0.02x | $92.42 Million | $4.35 Billion | ▲ +24.5% |
| 2019 | 0.02x | $65.23 Million | $3.82 Billion | ▼ -5.0% |
| 2018 | 0.02x | $62.33 Million | $3.47 Billion | ▼ -9.0% |
| 2017 | 0.02x | $54.88 Million | $2.78 Billion | ▲ +23.7% |
| 2016 | 0.02x | $41.91 Million | $2.63 Billion | ▲ +8.3% |
| 2015 | 0.01x | $31.27 Million | $2.12 Billion | ▼ -18.9% |
| 2014 | 0.02x | $36.43 Million | $2.01 Billion | ▼ -14.3% |
| 2013 | 0.02x | $41.65 Million | $1.96 Billion | ▼ -8.0% |
| 2012 | 0.02x | $42.00 Million | $1.82 Billion | ▲ +47.8% |
| 2011 | 0.02x | $26.62 Million | $1.71 Billion | ▲ +13.6% |
| 2010 | 0.01x | $17.23 Million | $1.25 Billion | ▲ +48.8% |
| 2009 | 0.01x | $10.43 Million | $1.13 Billion | ▼ -54.7% |
| 2008 | 0.02x | $22.13 Million | $1.09 Billion | ▲ +65.4% |
| 2007 | 0.01x | $12.76 Million | $1.03 Billion | ▲ +2.1% |
| 2006 | 0.01x | $12.09 Million | $1.00 Billion | ▼ -27.8% |
| 2005 | 0.02x | $14.45 Million | $864.21 Million | ▲ +22.2% |
| 2004 | 0.01x | $11.74 Million | $858.42 Million | ▼ -54.6% |
| 2003 | 0.03x | $25.41 Million | $842.82 Million | ▲ +33.5% |
| 2002 | 0.02x | $19.25 Million | $852.49 Million | ▼ -70.7% |
| 2001 | 0.08x | $70.30 Million | $912.90 Million | ▲ +648.7% |
| 2000 | 0.01x | $10.11 Million | $982.55 Million | ▼ -37.3% |
| 1999 | 0.02x | $15.81 Million | $962.96 Million | ▼ -60.2% |
| 1998 | 0.04x | $33.23 Million | $805.60 Million | ▲ +982.9% |
| 1997 | 0.00x | $-2.40 Million | $513.70 Million | ▼ -122.9% |
| 1996 | 0.02x | $7.30 Million | $358.20 Million | ▲ +110.7% |
| 1995 | 0.01x | $3.20 Million | $330.80 Million | ▼ -18.0% |
| 1994 | 0.01x | $3.70 Million | $313.60 Million | ▼ -44.4% |
| 1993 | 0.02x | $5.90 Million | $278.20 Million | ▲ +207.5% |
| 1992 | 0.01x | $1.50 Million | $217.50 Million | — |