German American Bancorp Inc (GABC) — Cash Flow-to-Debt Ratio
German American Bancorp Inc (GABC) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $58.11 Million could theoretically repay 0% of its total liabilities ($7.23 Billion) in one year. See German American Bancorp Inc financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
German American Bancorp Inc Cash Flow-to-Debt Ratio (1992–2025)
Historical debt coverage capacity for German American Bancorp Inc across 34 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of German American Bancorp Inc.
Annual Cash Flow-to-Debt Ratio for German American Bancorp Inc (1992–2025)
Year-by-year debt coverage analysis for German American Bancorp Inc. Check GABC cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $159.32 Million | $7.23 Billion | ▲ +28.5% |
| 2024 | 0.02x | $95.76 Million | $5.58 Billion | ▼ -12.2% |
| 2023 | 0.02x | $107.23 Million | $5.49 Billion | ▼ -0.6% |
| 2022 | 0.02x | $110.04 Million | $5.60 Billion | ▼ -3.7% |
| 2021 | 0.02x | $100.84 Million | $4.94 Billion | ▼ -3.9% |
| 2020 | 0.02x | $92.42 Million | $4.35 Billion | ▲ +24.5% |
| 2019 | 0.02x | $65.23 Million | $3.82 Billion | ▼ -5.0% |
| 2018 | 0.02x | $62.33 Million | $3.47 Billion | ▼ -9.0% |
| 2017 | 0.02x | $54.88 Million | $2.78 Billion | ▲ +23.7% |
| 2016 | 0.02x | $41.91 Million | $2.63 Billion | ▲ +8.3% |
| 2015 | 0.01x | $31.27 Million | $2.12 Billion | ▼ -18.9% |
| 2014 | 0.02x | $36.43 Million | $2.01 Billion | ▼ -14.3% |
| 2013 | 0.02x | $41.65 Million | $1.96 Billion | ▼ -8.0% |
| 2012 | 0.02x | $42.00 Million | $1.82 Billion | ▲ +47.8% |
| 2011 | 0.02x | $26.62 Million | $1.71 Billion | ▲ +13.6% |
| 2010 | 0.01x | $17.23 Million | $1.25 Billion | ▲ +48.8% |
| 2009 | 0.01x | $10.43 Million | $1.13 Billion | ▼ -54.7% |
| 2008 | 0.02x | $22.13 Million | $1.09 Billion | ▲ +65.4% |
| 2007 | 0.01x | $12.76 Million | $1.03 Billion | ▲ +2.1% |
| 2006 | 0.01x | $12.09 Million | $1.00 Billion | ▼ -27.8% |
| 2005 | 0.02x | $14.45 Million | $864.21 Million | ▲ +22.2% |
| 2004 | 0.01x | $11.74 Million | $858.42 Million | ▼ -54.6% |
| 2003 | 0.03x | $25.41 Million | $842.82 Million | ▲ +33.5% |
| 2002 | 0.02x | $19.25 Million | $852.49 Million | ▼ -70.7% |
| 2001 | 0.08x | $70.30 Million | $912.90 Million | ▲ +648.7% |
| 2000 | 0.01x | $10.11 Million | $982.55 Million | ▼ -37.3% |
| 1999 | 0.02x | $15.81 Million | $962.96 Million | ▼ -60.2% |
| 1998 | 0.04x | $33.23 Million | $805.60 Million | ▲ +982.9% |
| 1997 | 0.00x | $-2.40 Million | $513.70 Million | ▼ -122.9% |
| 1996 | 0.02x | $7.30 Million | $358.20 Million | ▲ +110.7% |
| 1995 | 0.01x | $3.20 Million | $330.80 Million | ▼ -18.0% |
| 1994 | 0.01x | $3.70 Million | $313.60 Million | ▼ -44.4% |
| 1993 | 0.02x | $5.90 Million | $278.20 Million | ▲ +207.5% |
| 1992 | 0.01x | $1.50 Million | $217.50 Million | — |