German American Bancorp Inc (GABC) — Defensive Interval Ratio
German American Bancorp Inc (GABC) has a Defensive Interval Ratio of 19219 days as of March 2026. Defensive assets of $1.70 Billion (cash $-, short-term investments $1.67 Billion, receivables $37.68 Million) cover 19219 days of daily cash needs of $88.70K/day. See working capital position of German American Bancorp Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
German American Bancorp Inc Defensive Interval Ratio (1992–2025)
This chart shows how German American Bancorp Inc's Defensive Interval Ratio has evolved across 34 annual periods from 1992 to 2025. As of March 2026, the ratio stands at 19219 days, meaning defensive assets of $1.70 Billion can fund 19219 days of operations without new revenue. See German American Bancorp Inc balance sheet independence to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for German American Bancorp Inc (1992–2025)
The table below presents the year-by-year Defensive Interval Ratio for German American Bancorp Inc from 1992 to 2025, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see German American Bancorp Inc stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 62 days | $1.20 Billion | $19.27 Million/day | $- | $1.16 Billion | ▼ -9 days |
| 2024 | 72 days | $1.06 Billion | $14.76 Million/day | $- | $1.06 Billion | ▼ -38 days |
| 2023 | 110 days | $1.60 Billion | $14.57 Million/day | $- | $1.60 Billion | ▼ -16 days |
| 2022 | 125 days | $1.89 Billion | $15.05 Million/day | $- | $1.76 Billion | ▼ -20 days |
| 2021 | 145 days | $1.93 Billion | $13.30 Million/day | $- | $1.89 Billion | ▲ +36 days |
| 2020 | 109 days | $1.26 Billion | $11.54 Million/day | $- | $1.22 Billion | ▲ +19 days |
| 2019 | 90 days | $899.03 Million | $9.98 Million/day | $- | $854.83 Million | ▼ -2 days |
| 2018 | 93 days | $847.94 Million | $9.16 Million/day | $- | $812.61 Million | ▼ -14 days |
| 2017 | 107 days | $771.09 Million | $7.23 Million/day | $- | $740.64 Million | ▼ -1 days |
| 2016 | 107 days | $735.70 Million | $6.86 Million/day | $- | $709.79 Million | ▼ -12 days |
| 2015 | 119 days | $659.82 Million | $5.55 Million/day | $- | $637.84 Million | ▼ -4 days |
| 2014 | 123 days | $653.03 Million | $5.33 Million/day | $- | $631.00 Million | ▲ +2 days |
| 2013 | 121 days | $620.76 Million | $5.14 Million/day | $- | $606.03 Million | ▼ -16 days |
| 2012 | 137 days | $649.85 Million | $4.74 Million/day | $- | $587.60 Million | ▲ +6 days |
| 2011 | 131 days | $577.96 Million | $4.43 Million/day | $- | $516.84 Million | ▲ +123 days |
| 2010 | 7 days | $22.19 Million | $3.02 Million/day | $- | $4.25 Million | ▼ -4 days |
| 2009 | 11 days | $29.27 Million | $2.69 Million/day | $- | $12.00 Million | ▼ -4 days |
| 2008 | 15 days | $39.48 Million | $2.61 Million/day | $- | $27.79 Million | ▲ +8 days |
| 2007 | 7 days | $17.15 Million | $2.44 Million/day | $- | $2.63 Million | ▼ -2 days |
| 2006 | 9 days | $22.18 Million | $2.41 Million/day | $- | $5.74 Million | ▼ -3 days |
| 2005 | 12 days | $24.30 Million | $2.08 Million/day | $- | $5.29 Million | ▼ -9 days |
| 2004 | 21 days | $42.98 Million | $2.09 Million/day | $- | $24.35 Million | ▲ +10 days |
| 2003 | 10 days | $21.26 Million | $2.10 Million/day | $- | $3.80 Million | ▼ -3 days |
| 2002 | 13 days | $30.63 Million | $2.34 Million/day | $- | $8.12 Million | ▼ -25 days |
| 2001 | 39 days | $96.54 Million | $2.50 Million/day | $- | $62.53 Million | ▲ +27 days |
| 2000 | 11 days | $29.95 Million | $2.69 Million/day | $- | $2.96 Million | ▲ +1 days |
| 1999 | 11 days | $28.00 Million | $2.64 Million/day | $- | $- | ▼ -3 days |
| 1998 | 14 days | $25.30 Million | $1.87 Million/day | $- | $- | ▲ +5 days |
| 1997 | 8 days | $11.80 Million | $1.41 Million/day | $- | $- | ▲ +1 days |
| 1996 | 7 days | $6.80 Million | $981.37K/day | $- | $- | ▼ -1 days |
| 1995 | 8 days | $6.90 Million | $906.30K/day | $- | $- | ▲ +1 days |
| 1994 | 7 days | $6.00 Million | $858.90K/day | $- | $- | ▲ +0 days |
| 1993 | 7 days | $5.10 Million | $762.47K/day | $- | $- | ▲ +1 days |
| 1992 | 6 days | $3.50 Million | $595.89K/day | $- | $- | — |