German American Bancorp Inc (GABC) — Defensive Interval Ratio
German American Bancorp Inc (GABC) has a Defensive Interval Ratio of 9 days as of December 2025. Defensive assets of $47.45 Million (cash $-, short-term investments $47.45 Million, receivables $-) cover 9 days of daily cash needs of $5.33 Million/day. Check GABC tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
German American Bancorp Inc Defensive Interval Ratio (1992–2025)
This chart shows how German American Bancorp Inc's Defensive Interval Ratio has evolved across 34 annual periods from 1992 to 2025. As of December 2025, the ratio stands at 9 days, meaning defensive assets of $47.45 Million can fund 9 days of operations without new revenue. Also explore German American Bancorp Inc net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for German American Bancorp Inc (1992–2025)
The table below presents the year-by-year Defensive Interval Ratio for German American Bancorp Inc from 1992 to 2025, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see GABC market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 9 days | $47.45 Million | $5.33 Million/day | $- | $47.45 Million | ▼ -63 days |
| 2024 | 72 days | $1.06 Billion | $14.76 Million/day | $- | $1.06 Billion | ▼ -38 days |
| 2023 | 110 days | $1.60 Billion | $14.57 Million/day | $- | $1.60 Billion | ▼ -16 days |
| 2022 | 125 days | $1.89 Billion | $15.05 Million/day | $- | $1.76 Billion | ▼ -20 days |
| 2021 | 145 days | $1.93 Billion | $13.30 Million/day | $- | $1.89 Billion | ▲ +36 days |
| 2020 | 109 days | $1.26 Billion | $11.54 Million/day | $- | $1.22 Billion | ▲ +19 days |
| 2019 | 90 days | $899.03 Million | $9.98 Million/day | $- | $854.83 Million | ▼ -2 days |
| 2018 | 93 days | $847.94 Million | $9.16 Million/day | $- | $812.61 Million | ▼ -14 days |
| 2017 | 107 days | $771.09 Million | $7.23 Million/day | $- | $740.64 Million | ▼ -1 days |
| 2016 | 107 days | $735.70 Million | $6.86 Million/day | $- | $709.79 Million | ▼ -12 days |
| 2015 | 119 days | $659.82 Million | $5.55 Million/day | $- | $637.84 Million | ▼ -4 days |
| 2014 | 123 days | $653.03 Million | $5.33 Million/day | $- | $631.00 Million | ▲ +2 days |
| 2013 | 121 days | $620.76 Million | $5.14 Million/day | $- | $606.03 Million | ▼ -16 days |
| 2012 | 137 days | $649.85 Million | $4.74 Million/day | $- | $587.60 Million | ▲ +6 days |
| 2011 | 131 days | $577.96 Million | $4.43 Million/day | $- | $516.84 Million | ▲ +123 days |
| 2010 | 7 days | $22.19 Million | $3.02 Million/day | $- | $4.25 Million | ▼ -4 days |
| 2009 | 11 days | $29.27 Million | $2.69 Million/day | $- | $12.00 Million | ▼ -4 days |
| 2008 | 15 days | $39.48 Million | $2.61 Million/day | $- | $27.79 Million | ▲ +8 days |
| 2007 | 7 days | $17.15 Million | $2.44 Million/day | $- | $2.63 Million | ▼ -2 days |
| 2006 | 9 days | $22.18 Million | $2.41 Million/day | $- | $5.74 Million | ▼ -3 days |
| 2005 | 12 days | $24.30 Million | $2.08 Million/day | $- | $5.29 Million | ▼ -9 days |
| 2004 | 21 days | $42.98 Million | $2.09 Million/day | $- | $24.35 Million | ▲ +10 days |
| 2003 | 10 days | $21.26 Million | $2.10 Million/day | $- | $3.80 Million | ▼ -3 days |
| 2002 | 13 days | $30.63 Million | $2.34 Million/day | $- | $8.12 Million | ▼ -25 days |
| 2001 | 39 days | $96.54 Million | $2.50 Million/day | $- | $62.53 Million | ▲ +27 days |
| 2000 | 11 days | $29.95 Million | $2.69 Million/day | $- | $2.96 Million | ▲ +1 days |
| 1999 | 11 days | $28.00 Million | $2.64 Million/day | $- | $- | ▼ -3 days |
| 1998 | 14 days | $25.30 Million | $1.87 Million/day | $- | $- | ▲ +5 days |
| 1997 | 8 days | $11.80 Million | $1.41 Million/day | $- | $- | ▲ +1 days |
| 1996 | 7 days | $6.80 Million | $981.37K/day | $- | $- | ▼ -1 days |
| 1995 | 8 days | $6.90 Million | $906.30K/day | $- | $- | ▲ +1 days |
| 1994 | 7 days | $6.00 Million | $858.90K/day | $- | $- | ▲ +0 days |
| 1993 | 7 days | $5.10 Million | $762.47K/day | $- | $- | ▲ +1 days |
| 1992 | 6 days | $3.50 Million | $595.89K/day | $- | $- | — |