German American Bancorp Inc (GABC) — Financial Flexibility Index
German American Bancorp Inc (GABC) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $38.11 Million (operating CF $37.04 Million minus capex $1.07 Million) represents 0% of total liabilities ($7.21 Billion). Check strategic asset allocation of German American Bancorp Inc to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
German American Bancorp Inc Financial Flexibility Index (1992–2025)
Historical Financial Flexibility Index trend for German American Bancorp Inc across 34 annual periods. See GABC net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for German American Bancorp Inc (1992–2025)
Year-by-year free cash flow to debt coverage for German American Bancorp Inc. For the full company profile including market capitalisation, see German American Bancorp Inc market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $164.63 Million | $159.32 Million | $7.23 Billion | ▲ +26.1% |
| 2024 | 0.02x | $100.81 Million | $95.76 Million | $5.58 Billion | ▼ -12.2% |
| 2023 | 0.02x | $112.98 Million | $107.23 Million | $5.49 Billion | ▼ -2.3% |
| 2022 | 0.02x | $117.89 Million | $110.04 Million | $5.60 Billion | ▼ -1.4% |
| 2021 | 0.02x | $105.53 Million | $100.84 Million | $4.94 Billion | ▼ -6.5% |
| 2020 | 0.02x | $99.49 Million | $92.42 Million | $4.35 Billion | ▲ +17.2% |
| 2019 | 0.02x | $74.60 Million | $65.23 Million | $3.82 Billion | ▼ -12.7% |
| 2018 | 0.02x | $77.52 Million | $62.33 Million | $3.47 Billion | ▼ -6.0% |
| 2017 | 0.02x | $66.06 Million | $54.88 Million | $2.78 Billion | ▲ +32.3% |
| 2016 | 0.02x | $47.15 Million | $41.91 Million | $2.63 Billion | ▲ +15.8% |
| 2015 | 0.02x | $32.88 Million | $31.27 Million | $2.12 Billion | ▼ -21.3% |
| 2014 | 0.02x | $39.48 Million | $36.43 Million | $2.01 Billion | ▼ -17.3% |
| 2013 | 0.02x | $46.76 Million | $41.65 Million | $1.96 Billion | ▼ -4.9% |
| 2012 | 0.03x | $45.61 Million | $42.00 Million | $1.82 Billion | ▲ +39.7% |
| 2011 | 0.02x | $30.59 Million | $26.62 Million | $1.71 Billion | ▲ +17.1% |
| 2010 | 0.02x | $19.20 Million | $17.23 Million | $1.25 Billion | ▲ +32.4% |
| 2009 | 0.01x | $13.06 Million | $10.43 Million | $1.13 Billion | ▼ -48.2% |
| 2008 | 0.02x | $24.26 Million | $22.13 Million | $1.09 Billion | ▲ +63.6% |
| 2007 | 0.01x | $14.13 Million | $12.76 Million | $1.03 Billion | ▼ -12.1% |
| 2006 | 0.02x | $15.55 Million | $12.09 Million | $1.00 Billion | ▼ -15.5% |
| 2005 | 0.02x | $15.89 Million | $14.45 Million | $864.21 Million | ▲ +20.5% |
| 2004 | 0.02x | $13.10 Million | $11.74 Million | $858.42 Million | ▼ -53.2% |
| 2003 | 0.03x | $27.49 Million | $25.41 Million | $842.82 Million | ▲ +18.7% |
| 2002 | 0.03x | $23.43 Million | $19.25 Million | $852.49 Million | ▼ -65.0% |
| 2001 | 0.08x | $71.78 Million | $70.30 Million | $912.90 Million | ▲ +539.2% |
| 2000 | 0.01x | $12.09 Million | $10.11 Million | $982.55 Million | ▼ -40.6% |
| 1999 | 0.02x | $19.93 Million | $15.81 Million | $962.96 Million | ▼ -53.7% |
| 1998 | 0.04x | $35.98 Million | $33.23 Million | $805.60 Million | ▲ +11372.5% |
| 1997 | 0.00x | $200.00K | $-2.40 Million | $513.70 Million | ▼ -98.4% |
| 1996 | 0.02x | $8.70 Million | $7.30 Million | $358.20 Million | ▲ +96.0% |
| 1995 | 0.01x | $4.10 Million | $3.20 Million | $330.80 Million | ▼ -17.3% |
| 1994 | 0.01x | $4.70 Million | $3.70 Million | $313.60 Million | ▼ -34.9% |
| 1993 | 0.02x | $6.40 Million | $5.90 Million | $278.20 Million | ▲ +194.3% |
| 1992 | 0.01x | $1.70 Million | $1.50 Million | $217.50 Million | — |