German American Bancorp Inc Financial Flexibility Index
German American Bancorp Inc financial flexibility index. German American Bancorp Inc (GABC) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $60.97 Million (operating CF $58.11 Million minus capex $2.85 Million) represents 0% of total liabilities ($7.23 Billion). See German American Bancorp Inc (GABC) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of German American Bancorp Inc (1992–2025)
Financial flexibility index of German American Bancorp Inc from 1992 to 2025. Historical Financial Flexibility Index trend for German American Bancorp Inc across 34 annual periods. Check German American Bancorp Inc (GABC) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
German American Bancorp Inc Financial Flexibility Index by Year (1992–2025)
German American Bancorp Inc financial flexibility index by year from 1992 to 2025. Year-by-year free cash flow to debt coverage for German American Bancorp Inc. For the full cash flow conversion analysis, see cash efficiency ratio of German American Bancorp Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $164.63 Million | $159.32 Million | $7.23 Billion | ▲ +26.1% |
| 2024 | 0.02x | $100.81 Million | $95.76 Million | $5.58 Billion | ▼ -12.2% |
| 2023 | 0.02x | $112.98 Million | $107.23 Million | $5.49 Billion | ▼ -2.3% |
| 2022 | 0.02x | $117.89 Million | $110.04 Million | $5.60 Billion | ▼ -1.4% |
| 2021 | 0.02x | $105.53 Million | $100.84 Million | $4.94 Billion | ▼ -6.5% |
| 2020 | 0.02x | $99.49 Million | $92.42 Million | $4.35 Billion | ▲ +17.2% |
| 2019 | 0.02x | $74.60 Million | $65.23 Million | $3.82 Billion | ▼ -12.7% |
| 2018 | 0.02x | $77.52 Million | $62.33 Million | $3.47 Billion | ▼ -6.0% |
| 2017 | 0.02x | $66.06 Million | $54.88 Million | $2.78 Billion | ▲ +32.3% |
| 2016 | 0.02x | $47.15 Million | $41.91 Million | $2.63 Billion | ▲ +15.8% |
| 2015 | 0.02x | $32.88 Million | $31.27 Million | $2.12 Billion | ▼ -21.3% |
| 2014 | 0.02x | $39.48 Million | $36.43 Million | $2.01 Billion | ▼ -17.3% |
| 2013 | 0.02x | $46.76 Million | $41.65 Million | $1.96 Billion | ▼ -4.9% |
| 2012 | 0.03x | $45.61 Million | $42.00 Million | $1.82 Billion | ▲ +39.7% |
| 2011 | 0.02x | $30.59 Million | $26.62 Million | $1.71 Billion | ▲ +17.1% |
| 2010 | 0.02x | $19.20 Million | $17.23 Million | $1.25 Billion | ▲ +32.4% |
| 2009 | 0.01x | $13.06 Million | $10.43 Million | $1.13 Billion | ▼ -48.2% |
| 2008 | 0.02x | $24.26 Million | $22.13 Million | $1.09 Billion | ▲ +63.6% |
| 2007 | 0.01x | $14.13 Million | $12.76 Million | $1.03 Billion | ▼ -12.1% |
| 2006 | 0.02x | $15.55 Million | $12.09 Million | $1.00 Billion | ▼ -15.5% |
| 2005 | 0.02x | $15.89 Million | $14.45 Million | $864.21 Million | ▲ +20.5% |
| 2004 | 0.02x | $13.10 Million | $11.74 Million | $858.42 Million | ▼ -53.2% |
| 2003 | 0.03x | $27.49 Million | $25.41 Million | $842.82 Million | ▲ +18.7% |
| 2002 | 0.03x | $23.43 Million | $19.25 Million | $852.49 Million | ▼ -65.0% |
| 2001 | 0.08x | $71.78 Million | $70.30 Million | $912.90 Million | ▲ +539.2% |
| 2000 | 0.01x | $12.09 Million | $10.11 Million | $982.55 Million | ▼ -40.6% |
| 1999 | 0.02x | $19.93 Million | $15.81 Million | $962.96 Million | ▼ -53.7% |
| 1998 | 0.04x | $35.98 Million | $33.23 Million | $805.60 Million | ▲ +11372.5% |
| 1997 | 0.00x | $200.00K | $-2.40 Million | $513.70 Million | ▼ -98.4% |
| 1996 | 0.02x | $8.70 Million | $7.30 Million | $358.20 Million | ▲ +96.0% |
| 1995 | 0.01x | $4.10 Million | $3.20 Million | $330.80 Million | ▼ -17.3% |
| 1994 | 0.01x | $4.70 Million | $3.70 Million | $313.60 Million | ▼ -34.9% |
| 1993 | 0.02x | $6.40 Million | $5.90 Million | $278.20 Million | ▲ +194.3% |
| 1992 | 0.01x | $1.70 Million | $1.50 Million | $217.50 Million | — |