German American Bancorp Inc (GABC) — Net Asset Quality Index
German American Bancorp Inc (GABC) has a Net Asset Quality Index of 14.4% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $8.44 Billion minus total liabilities of $7.23 Billion yields net assets of $1.21 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read German American Bancorp Inc (GABC) financial obligations for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
German American Bancorp Inc Net Asset Quality Index Over Time (1992–2025)
This chart shows how German American Bancorp Inc's Net Asset Quality Index has evolved across 34 annual periods from 1992 to 2025. As of June 2026, the index stands at 14.4%, representing net assets of $1.21 Billion against total assets of $8.44 Billion USD. For live market cap and overall valuation, see German American Bancorp Inc (GABC) total market value.
Annual Net Asset Quality Index for German American Bancorp Inc (1992–2025)
The table below presents the year-by-year Net Asset Quality Index for German American Bancorp Inc from 1992 to 2025, covering 34 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check strategic asset allocation of German American Bancorp Inc to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 13.9% | $1.16 Billion | $8.39 Billion | $7.23 Billion | ▲ +2.5 pp |
| 2024 | 11.4% | $715.07 Million | $6.30 Billion | $5.58 Billion | ▲ +0.6 pp |
| 2023 | 10.8% | $663.56 Million | $6.15 Billion | $5.49 Billion | ▲ +1.7 pp |
| 2022 | 9.1% | $558.39 Million | $6.16 Billion | $5.60 Billion | ▼ -2.8 pp |
| 2021 | 11.9% | $668.46 Million | $5.61 Billion | $4.94 Billion | ▼ -0.6 pp |
| 2020 | 12.6% | $624.71 Million | $4.98 Billion | $4.35 Billion | ▼ -0.5 pp |
| 2019 | 13.0% | $573.82 Million | $4.40 Billion | $3.82 Billion | ▲ +1.4 pp |
| 2018 | 11.7% | $458.64 Million | $3.93 Billion | $3.47 Billion | ▲ +0.1 pp |
| 2017 | 11.6% | $364.57 Million | $3.14 Billion | $2.78 Billion | ▲ +0.4 pp |
| 2016 | 11.2% | $330.27 Million | $2.96 Billion | $2.63 Billion | ▲ +0.5 pp |
| 2015 | 10.6% | $252.35 Million | $2.37 Billion | $2.12 Billion | ▲ +0.4 pp |
| 2014 | 10.2% | $228.82 Million | $2.23 Billion | $2.01 Billion | ▲ +1.0 pp |
| 2013 | 9.2% | $200.10 Million | $2.16 Billion | $1.96 Billion | ▲ +0.0 pp |
| 2012 | 9.2% | $185.03 Million | $2.01 Billion | $1.82 Billion | ▲ +0.3 pp |
| 2011 | 8.9% | $167.61 Million | $1.87 Billion | $1.71 Billion | ▲ +0.1 pp |
| 2010 | 8.8% | $121.53 Million | $1.38 Billion | $1.25 Billion | ▼ -0.3 pp |
| 2009 | 9.1% | $113.55 Million | $1.24 Billion | $1.13 Billion | ▲ +0.3 pp |
| 2008 | 8.8% | $105.17 Million | $1.19 Billion | $1.09 Billion | ▲ +0.3 pp |
| 2007 | 8.6% | $97.12 Million | $1.13 Billion | $1.03 Billion | ▲ +0.1 pp |
| 2006 | 8.4% | $92.39 Million | $1.09 Billion | $1.00 Billion | ▼ -0.2 pp |
| 2005 | 8.7% | $82.25 Million | $946.47 Million | $864.21 Million | ▼ -0.2 pp |
| 2004 | 8.9% | $83.67 Million | $942.09 Million | $858.42 Million | ▼ -0.1 pp |
| 2003 | 9.0% | $83.13 Million | $925.95 Million | $842.82 Million | ▼ -1.9 pp |
| 2002 | 10.9% | $104.52 Million | $957.00 Million | $852.49 Million | ▲ +0.9 pp |
| 2001 | 10.1% | $102.21 Million | $1.02 Billion | $912.90 Million | ▲ +1.1 pp |
| 2000 | 9.0% | $97.26 Million | $1.08 Billion | $982.55 Million | ▲ +0.1 pp |
| 1999 | 8.9% | $93.69 Million | $1.06 Billion | $962.96 Million | ▼ -1.3 pp |
| 1998 | 10.2% | $91.30 Million | $896.90 Million | $805.60 Million | ▼ -0.6 pp |
| 1997 | 10.8% | $62.10 Million | $575.80 Million | $513.70 Million | ▲ +0.9 pp |
| 1996 | 9.9% | $39.30 Million | $397.50 Million | $358.20 Million | ▼ -0.2 pp |
| 1995 | 10.1% | $37.00 Million | $367.80 Million | $330.80 Million | ▲ +0.6 pp |
| 1994 | 9.5% | $32.90 Million | $346.50 Million | $313.60 Million | ▼ 0.0 pp |
| 1993 | 9.5% | $29.30 Million | $307.50 Million | $278.20 Million | ▲ +0.5 pp |
| 1992 | 9.0% | $21.50 Million | $239.00 Million | $217.50 Million | — |