German American Bancorp Inc (GABC) — Net Asset Quality Index
German American Bancorp Inc (GABC) has a Net Asset Quality Index of 14.0% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $8.38 Billion minus total liabilities of $7.21 Billion yields net assets of $1.17 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See German American Bancorp Inc (GABC) liquidity interval to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
German American Bancorp Inc Net Asset Quality Index Over Time (1992–2025)
This chart shows how German American Bancorp Inc's Net Asset Quality Index has evolved across 34 annual periods from 1992 to 2025. As of March 2026, the index stands at 14.0%, representing net assets of $1.17 Billion against total assets of $8.38 Billion USD. Explore German American Bancorp Inc operating cash flow efficiency to assess how effectively this company generates cash.
Annual Net Asset Quality Index for German American Bancorp Inc (1992–2025)
The table below presents the year-by-year Net Asset Quality Index for German American Bancorp Inc from 1992 to 2025, covering 34 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see GABC stock market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 13.9% | $1.16 Billion | $8.39 Billion | $7.23 Billion | ▲ +2.5 pp |
| 2024 | 11.4% | $715.07 Million | $6.30 Billion | $5.58 Billion | ▲ +0.6 pp |
| 2023 | 10.8% | $663.56 Million | $6.15 Billion | $5.49 Billion | ▲ +1.7 pp |
| 2022 | 9.1% | $558.39 Million | $6.16 Billion | $5.60 Billion | ▼ -2.8 pp |
| 2021 | 11.9% | $668.46 Million | $5.61 Billion | $4.94 Billion | ▼ -0.6 pp |
| 2020 | 12.6% | $624.71 Million | $4.98 Billion | $4.35 Billion | ▼ -0.5 pp |
| 2019 | 13.0% | $573.82 Million | $4.40 Billion | $3.82 Billion | ▲ +1.4 pp |
| 2018 | 11.7% | $458.64 Million | $3.93 Billion | $3.47 Billion | ▲ +0.1 pp |
| 2017 | 11.6% | $364.57 Million | $3.14 Billion | $2.78 Billion | ▲ +0.4 pp |
| 2016 | 11.2% | $330.27 Million | $2.96 Billion | $2.63 Billion | ▲ +0.5 pp |
| 2015 | 10.6% | $252.35 Million | $2.37 Billion | $2.12 Billion | ▲ +0.4 pp |
| 2014 | 10.2% | $228.82 Million | $2.23 Billion | $2.01 Billion | ▲ +1.0 pp |
| 2013 | 9.2% | $200.10 Million | $2.16 Billion | $1.96 Billion | ▲ +0.0 pp |
| 2012 | 9.2% | $185.03 Million | $2.01 Billion | $1.82 Billion | ▲ +0.3 pp |
| 2011 | 8.9% | $167.61 Million | $1.87 Billion | $1.71 Billion | ▲ +0.1 pp |
| 2010 | 8.8% | $121.53 Million | $1.38 Billion | $1.25 Billion | ▼ -0.3 pp |
| 2009 | 9.1% | $113.55 Million | $1.24 Billion | $1.13 Billion | ▲ +0.3 pp |
| 2008 | 8.8% | $105.17 Million | $1.19 Billion | $1.09 Billion | ▲ +0.3 pp |
| 2007 | 8.6% | $97.12 Million | $1.13 Billion | $1.03 Billion | ▲ +0.1 pp |
| 2006 | 8.4% | $92.39 Million | $1.09 Billion | $1.00 Billion | ▼ -0.2 pp |
| 2005 | 8.7% | $82.25 Million | $946.47 Million | $864.21 Million | ▼ -0.2 pp |
| 2004 | 8.9% | $83.67 Million | $942.09 Million | $858.42 Million | ▼ -0.1 pp |
| 2003 | 9.0% | $83.13 Million | $925.95 Million | $842.82 Million | ▼ -1.9 pp |
| 2002 | 10.9% | $104.52 Million | $957.00 Million | $852.49 Million | ▲ +0.9 pp |
| 2001 | 10.1% | $102.21 Million | $1.02 Billion | $912.90 Million | ▲ +1.1 pp |
| 2000 | 9.0% | $97.26 Million | $1.08 Billion | $982.55 Million | ▲ +0.1 pp |
| 1999 | 8.9% | $93.69 Million | $1.06 Billion | $962.96 Million | ▼ -1.3 pp |
| 1998 | 10.2% | $91.30 Million | $896.90 Million | $805.60 Million | ▼ -0.6 pp |
| 1997 | 10.8% | $62.10 Million | $575.80 Million | $513.70 Million | ▲ +0.9 pp |
| 1996 | 9.9% | $39.30 Million | $397.50 Million | $358.20 Million | ▼ -0.2 pp |
| 1995 | 10.1% | $37.00 Million | $367.80 Million | $330.80 Million | ▲ +0.6 pp |
| 1994 | 9.5% | $32.90 Million | $346.50 Million | $313.60 Million | ▼ 0.0 pp |
| 1993 | 9.5% | $29.30 Million | $307.50 Million | $278.20 Million | ▲ +0.5 pp |
| 1992 | 9.0% | $21.50 Million | $239.00 Million | $217.50 Million | — |