German American Bancorp Inc (GABC) — Working Capital to Net Assets Ratio
German American Bancorp Inc (GABC) has a Working Capital to Net Assets ratio of 6.9% as of March 2026. Working capital of $81.27 Million (current assets of $113.64 Million minus current liabilities of $32.37 Million) is measured against net assets of $1.17 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See German American Bancorp Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
German American Bancorp Inc Working Capital to Net Assets (1992–2025)
This chart shows how German American Bancorp Inc's Working Capital to Net Assets ratio has evolved across 34 annual periods from 1992 to 2025. As of March 2026, the ratio stands at 6.9%, reflecting working capital of $81.27 Million against net assets of $1.17 Billion USD. See defensive interval ratio of German American Bancorp Inc to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for German American Bancorp Inc (1992–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for German American Bancorp Inc from 1992 to 2025, covering 34 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see GABC market cap.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -499.0% | $-5.80 Billion | $1.16 Billion | $1.23 Billion | $7.03 Billion | ▲ +96.9 pp |
| 2024 | -595.9% | $-4.26 Billion | $715.07 Million | $1.12 Billion | $5.39 Billion | ▼ -46.9 pp |
| 2023 | -549.0% | $-3.64 Billion | $663.56 Million | $1.68 Billion | $5.32 Billion | ▲ +83.8 pp |
| 2022 | -632.8% | $-3.53 Billion | $558.39 Million | $1.96 Billion | $5.49 Billion | ▼ -202.6 pp |
| 2021 | -430.1% | $-2.88 Billion | $668.46 Million | $1.98 Billion | $4.86 Billion | ▲ +32.5 pp |
| 2020 | -462.6% | $-2.89 Billion | $624.71 Million | $1.32 Billion | $4.21 Billion | ▲ +4.6 pp |
| 2019 | -467.2% | $-2.68 Billion | $573.82 Million | $960.99 Million | $3.64 Billion | ▲ +62.9 pp |
| 2018 | -530.1% | $-2.43 Billion | $458.64 Million | $912.74 Million | $3.34 Billion | ▼ -30.9 pp |
| 2017 | -499.1% | $-1.82 Billion | $364.57 Million | $818.36 Million | $2.64 Billion | ▲ +22.0 pp |
| 2016 | -521.1% | $-1.72 Billion | $330.27 Million | $784.17 Million | $2.51 Billion | ▲ +5.9 pp |
| 2015 | -527.0% | $-1.33 Billion | $252.35 Million | $695.88 Million | $2.03 Billion | ▲ +22.4 pp |
| 2014 | -549.4% | $-1.26 Billion | $228.82 Million | $686.61 Million | $1.94 Billion | ▲ +59.5 pp |
| 2013 | -608.8% | $-1.22 Billion | $200.10 Million | $658.23 Million | $1.88 Billion | ▼ -48.0 pp |
| 2012 | -560.8% | $-1.04 Billion | $185.03 Million | $694.18 Million | $1.73 Billion | ▲ +37.5 pp |
| 2011 | -598.3% | $-1.00 Billion | $167.61 Million | $612.31 Million | $1.62 Billion | ▲ +280.2 pp |
| 2010 | -878.5% | $-1.07 Billion | $121.53 Million | $32.96 Million | $1.10 Billion | ▼ -43.6 pp |
| 2009 | -834.9% | $-947.98 Million | $113.55 Million | $33.32 Million | $981.29 Million | ▲ +44.7 pp |
| 2008 | -879.6% | $-925.10 Million | $105.17 Million | $28.89 Million | $953.99 Million | ▼ -3.7 pp |
| 2007 | -875.9% | $-850.62 Million | $97.12 Million | $39.80 Million | $890.42 Million | ▲ +33.9 pp |
| 2006 | -909.8% | $-840.54 Million | $92.39 Million | $40.60 Million | $881.14 Million | ▼ -44.0 pp |
| 2005 | -865.8% | $-712.17 Million | $82.25 Million | $46.65 Million | $758.82 Million | ▼ -4.2 pp |
| 2004 | -861.6% | $-720.88 Million | $83.67 Million | $41.93 Million | $762.81 Million | ▲ +4.3 pp |
| 2003 | -865.9% | $-719.75 Million | $83.13 Million | $46.19 Million | $765.94 Million | ▼ -98.2 pp |
| 2002 | -767.7% | $-802.35 Million | $104.52 Million | $50.14 Million | $852.49 Million | ▲ +55.9 pp |
| 2001 | -823.5% | $-841.70 Million | $102.21 Million | $71.20 Million | $912.90 Million | ▲ +129.7 pp |
| 2000 | -953.2% | $-927.07 Million | $97.26 Million | $55.48 Million | $982.55 Million | ▲ +9.3 pp |
| 1999 | -962.5% | $-901.74 Million | $93.69 Million | $61.21 Million | $962.96 Million | ▼ -299.9 pp |
| 1998 | -662.7% | $-605.00 Million | $91.30 Million | $76.20 Million | $681.20 Million | ▲ +76.0 pp |
| 1997 | -738.6% | $-458.70 Million | $62.10 Million | $55.00 Million | $513.70 Million | ▲ +68.2 pp |
| 1996 | -806.9% | $-317.10 Million | $39.30 Million | $41.10 Million | $358.20 Million | ▼ -9.3 pp |
| 1995 | -797.6% | $-295.10 Million | $37.00 Million | $35.70 Million | $330.80 Million | ▲ +65.7 pp |
| 1994 | -863.2% | $-284.00 Million | $32.90 Million | $29.50 Million | $313.50 Million | ▼ -6.9 pp |
| 1993 | -856.3% | $-250.90 Million | $29.30 Million | $27.40 Million | $278.30 Million | ▲ +40.9 pp |
| 1992 | -897.2% | $-192.90 Million | $21.50 Million | $24.60 Million | $217.50 Million | — |