German American Bancorp Inc (GABC) — Working Capital to Net Assets Ratio
German American Bancorp Inc (GABC) has a Working Capital to Net Assets ratio of -21.8% as of December 2025. Working capital of $-1.83 Billion (current assets of $118.88 Million minus current liabilities of $1.94 Billion) is measured against net assets of $8.39 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See GABC net asset quality score to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
German American Bancorp Inc Working Capital to Net Assets (1992–2025)
This chart shows how German American Bancorp Inc's Working Capital to Net Assets ratio has evolved across 34 annual periods from 1992 to 2025. As of December 2025, the ratio stands at -21.8%, reflecting working capital of $-1.83 Billion against net assets of $8.39 Billion USD. Check tangible net worth ratio of German American Bancorp Inc to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for German American Bancorp Inc (1992–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for German American Bancorp Inc from 1992 to 2025, covering 34 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see German American Bancorp Inc market cap and net worth.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -157.1% | $-1.83 Billion | $1.16 Billion | $118.95 Million | $1.94 Billion | ▲ +438.8 pp |
| 2024 | -595.9% | $-4.26 Billion | $715.07 Million | $1.12 Billion | $5.39 Billion | ▼ -46.9 pp |
| 2023 | -549.0% | $-3.64 Billion | $663.56 Million | $1.68 Billion | $5.32 Billion | ▲ +83.8 pp |
| 2022 | -632.8% | $-3.53 Billion | $558.39 Million | $1.96 Billion | $5.49 Billion | ▼ -202.6 pp |
| 2021 | -430.1% | $-2.88 Billion | $668.46 Million | $1.98 Billion | $4.86 Billion | ▲ +32.5 pp |
| 2020 | -462.6% | $-2.89 Billion | $624.71 Million | $1.32 Billion | $4.21 Billion | ▲ +4.6 pp |
| 2019 | -467.2% | $-2.68 Billion | $573.82 Million | $960.99 Million | $3.64 Billion | ▲ +62.9 pp |
| 2018 | -530.1% | $-2.43 Billion | $458.64 Million | $912.74 Million | $3.34 Billion | ▼ -30.9 pp |
| 2017 | -499.1% | $-1.82 Billion | $364.57 Million | $818.36 Million | $2.64 Billion | ▲ +22.0 pp |
| 2016 | -521.1% | $-1.72 Billion | $330.27 Million | $784.17 Million | $2.51 Billion | ▲ +5.9 pp |
| 2015 | -527.0% | $-1.33 Billion | $252.35 Million | $695.88 Million | $2.03 Billion | ▲ +22.4 pp |
| 2014 | -549.4% | $-1.26 Billion | $228.82 Million | $686.61 Million | $1.94 Billion | ▲ +59.5 pp |
| 2013 | -608.8% | $-1.22 Billion | $200.10 Million | $658.23 Million | $1.88 Billion | ▼ -48.0 pp |
| 2012 | -560.8% | $-1.04 Billion | $185.03 Million | $694.18 Million | $1.73 Billion | ▲ +37.5 pp |
| 2011 | -598.3% | $-1.00 Billion | $167.61 Million | $612.31 Million | $1.62 Billion | ▲ +280.2 pp |
| 2010 | -878.5% | $-1.07 Billion | $121.53 Million | $32.96 Million | $1.10 Billion | ▼ -43.6 pp |
| 2009 | -834.9% | $-947.98 Million | $113.55 Million | $33.32 Million | $981.29 Million | ▲ +44.7 pp |
| 2008 | -879.6% | $-925.10 Million | $105.17 Million | $28.89 Million | $953.99 Million | ▼ -3.7 pp |
| 2007 | -875.9% | $-850.62 Million | $97.12 Million | $39.80 Million | $890.42 Million | ▲ +33.9 pp |
| 2006 | -909.8% | $-840.54 Million | $92.39 Million | $40.60 Million | $881.14 Million | ▼ -44.0 pp |
| 2005 | -865.8% | $-712.17 Million | $82.25 Million | $46.65 Million | $758.82 Million | ▼ -4.2 pp |
| 2004 | -861.6% | $-720.88 Million | $83.67 Million | $41.93 Million | $762.81 Million | ▲ +4.3 pp |
| 2003 | -865.9% | $-719.75 Million | $83.13 Million | $46.19 Million | $765.94 Million | ▼ -98.2 pp |
| 2002 | -767.7% | $-802.35 Million | $104.52 Million | $50.14 Million | $852.49 Million | ▲ +55.9 pp |
| 2001 | -823.5% | $-841.70 Million | $102.21 Million | $71.20 Million | $912.90 Million | ▲ +129.7 pp |
| 2000 | -953.2% | $-927.07 Million | $97.26 Million | $55.48 Million | $982.55 Million | ▲ +9.3 pp |
| 1999 | -962.5% | $-901.74 Million | $93.69 Million | $61.21 Million | $962.96 Million | ▼ -299.9 pp |
| 1998 | -662.7% | $-605.00 Million | $91.30 Million | $76.20 Million | $681.20 Million | ▲ +76.0 pp |
| 1997 | -738.6% | $-458.70 Million | $62.10 Million | $55.00 Million | $513.70 Million | ▲ +68.2 pp |
| 1996 | -806.9% | $-317.10 Million | $39.30 Million | $41.10 Million | $358.20 Million | ▼ -9.3 pp |
| 1995 | -797.6% | $-295.10 Million | $37.00 Million | $35.70 Million | $330.80 Million | ▲ +65.7 pp |
| 1994 | -863.2% | $-284.00 Million | $32.90 Million | $29.50 Million | $313.50 Million | ▼ -6.9 pp |
| 1993 | -856.3% | $-250.90 Million | $29.30 Million | $27.40 Million | $278.30 Million | ▲ +40.9 pp |
| 1992 | -897.2% | $-192.90 Million | $21.50 Million | $24.60 Million | $217.50 Million | — |