Generations Bancorp NY Inc (GBNY) — Cash Flow Quality Index

Latest as of December 2022: 33.72x

Generations Bancorp NY Inc (GBNY) has a Cash Flow Quality Index of 33.72x as of December 2022. Operating cash flow of $1.55 Million exceeds net income of $46.00K, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of Generations Bancorp NY Inc to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

33.72x
Operating CF / Net Income

Operating Cash Flow

$1.55 Million
USD

Net Income

$46.00K
USD

Data as of

Dec 2022
Most recent filing

Generations Bancorp NY Inc Cash Flow Quality Index (2004–2022)

Historical Cash Flow Quality Index for Generations Bancorp NY Inc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Generations Bancorp NY Inc (GBNY) tangible net worth to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Generations Bancorp NY Inc (2004–2022)

Year-by-year earnings quality comparison for Generations Bancorp NY Inc. For live market cap and the full company financial profile, see Generations Bancorp NY Inc market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2022 4.00x $4.35 Million $1.09 Million ▲ +66.2%
2021 2.41x $3.40 Million $1.41 Million ▲ +321.7%
2020 0.57x $998.00K $1.75 Million ▼ -96.4%
2019 15.69x $1.36 Million $87.00K ▲ +721.8%
2017 1.91x $1.36 Million $715.00K ▼ -99.1%
2007 211.15x $35.90 Million $170.00K ▲ +2223.8%
2006 9.09x $736.00K $81.00K ▼ -30.8%
2005 13.14x $959.00K $73.00K ▼ -32.3%
2004 19.40x $582.00K $30.00K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.