Generations Bancorp NY Inc (GBNY) — Cash Flow Quality Index

Latest as of December 2022: 33.72x

Generations Bancorp NY Inc (GBNY) has a Cash Flow Quality Index of 33.72x as of December 2022. Operating cash flow of $1.55 Million exceeds net income of $46.00K, indicating high earnings quality where cash backs reported profits. Explore GBNY cash generation efficiency to assess how effectively this company generates cash.

Cash Flow Quality Index

33.72x
Operating CF / Net Income

Operating Cash Flow

$1.55 Million
USD

Net Income

$46.00K
USD

Data as of

Dec 2022
Most recent filing

Generations Bancorp NY Inc Cash Flow Quality Index (2004–2022)

Historical Cash Flow Quality Index for Generations Bancorp NY Inc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Generations Bancorp NY Inc (GBNY) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Generations Bancorp NY Inc (2004–2022)

Year-by-year earnings quality comparison for Generations Bancorp NY Inc. For live market cap and the full company financial profile, see GBNY stock market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2022 4.00x $4.35 Million $1.09 Million ▲ +66.2%
2021 2.41x $3.40 Million $1.41 Million ▲ +321.7%
2020 0.57x $998.00K $1.75 Million ▼ -96.4%
2019 15.69x $1.36 Million $87.00K ▲ +721.8%
2017 1.91x $1.36 Million $715.00K ▼ -99.1%
2007 211.15x $35.90 Million $170.00K ▲ +2223.8%
2006 9.09x $736.00K $81.00K ▼ -30.8%
2005 13.14x $959.00K $73.00K ▼ -32.3%
2004 19.40x $582.00K $30.00K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.