Generations Bancorp NY Inc (GBNY) - Total Assets
Based on the latest financial reports, Generations Bancorp NY Inc (GBNY) holds total assets worth $348.81 Million USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Generations Bancorp NY Inc - Total Assets Trend (2004–2025)
This chart illustrates how Generations Bancorp NY Inc's total assets have evolved over time, based on quarterly financial data. Also see Generations Bancorp NY Inc (GBNY) total market value for the company's overall valuation and market capitalisation.
Generations Bancorp NY Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Generations Bancorp NY Inc's total assets of $348.81 Million consist of 1.2% current assets and 98.8% non-current assets. Review Generations Bancorp NY Inc balance sheet liabilities to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.8% |
| Accounts Receivable | $1.19 Million | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2004–2025)
This chart illustrates how Generations Bancorp NY Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See GBNY live share price for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Generations Bancorp NY Inc's current assets represent 1.2% of total assets in 2025, a decrease from 51.7% in 2004.
- Cash Position: Cash and equivalents constituted 0.8% of total assets in 2025, down from 2.1% in 2004.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2004.
- Asset Diversification: The largest asset category is accounts receivable at 0.3% of total assets.
Generations Bancorp NY Inc Competitors by Total Assets
Key competitors of Generations Bancorp NY Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
Generations Bancorp NY Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.13 | 0.12 | 0.05 |
| Quick Ratio | 0.13 | 1.17 | 0.05 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-284.11 Million | $-304.39 Million | $-299.46 Million |
Generations Bancorp NY Inc - Advanced Valuation Insights
This section examines the relationship between Generations Bancorp NY Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.04 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | -9.9% |
| Total Assets | $348.81 Million |
| Market Capitalization | $34.60 Million USD |
Valuation Analysis
Below Book Valuation: The market values Generations Bancorp NY Inc's assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Generations Bancorp NY Inc's assets decreased by 9.9% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Generations Bancorp NY Inc (2004–2025)
The table below shows the annual total assets of Generations Bancorp NY Inc from 2004 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $348.81 Million | -9.90% |
| 2024-12-31 | $387.15 Million | -8.80% |
| 2023-12-31 | $424.50 Million | +9.89% |
| 2022-12-31 | $386.29 Million | +1.94% |
| 2021-12-31 | $378.95 Million | +1.38% |
| 2020-12-31 | $373.80 Million | +7.55% |
| 2019-12-31 | $347.55 Million | +9.24% |
| 2018-12-31 | $318.16 Million | +79.71% |
| 2008-12-31 | $177.04 Million | +21.96% |
| 2007-12-31 | $145.16 Million | -4.98% |
| 2006-12-31 | $152.77 Million | +0.54% |
| 2005-12-31 | $151.95 Million | +0.28% |
| 2004-12-31 | $151.53 Million | -- |
About Generations Bancorp NY Inc
Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that engages in the provision of various banking products and services. It accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. The company provides one- to four-family residential real estate loans, including home equity loans and lines of credit; consu… Read more