Generations Bancorp NY Inc Tangible Net Worth Ratio
Generations Bancorp NY Inc tangible net worth ratio. Generations Bancorp NY Inc (GBNY) has a Tangible Net Worth Ratio of 100.0% as of December 2025. This metric is calculated by deducting intangible assets ($0.00) from net assets ($33.28 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check GBNY strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Tangible Net Worth Ratio of Generations Bancorp NY Inc (2004–2025)
Tangible net worth ratio of Generations Bancorp NY Inc from 2004 to 2025. This chart shows how Generations Bancorp NY Inc's Tangible Net Worth Ratio has changed across 13 annual periods from 2004 to 2025. As of December 2025, the ratio stands at 100.0%, reflecting net assets of $33.28 Million with intangible assets of $0.00 USD. See Generations Bancorp NY Inc (GBNY) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Generations Bancorp NY Inc Tangible Net Worth Ratio by Year (2004–2025)
Generations Bancorp NY Inc tangible net worth ratio by year from 2004 to 2025. The table below presents the year-by-year Tangible Net Worth Ratio for Generations Bancorp NY Inc from 2004 to 2025, covering 13 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see market value of Generations Bancorp NY Inc.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 100.0% | $33.28 Million | $0.00 | $348.81 Million | ▲ +1.7 pp |
| 2024 | 98.3% | $35.40 Million | $589.00K | $387.15 Million | ▲ +0.1 pp |
| 2023 | 98.3% | $37.70 Million | $654.00K | $424.50 Million | ▲ +0.2 pp |
| 2022 | 98.1% | $37.33 Million | $718.00K | $386.29 Million | ▼ -0.1 pp |
| 2021 | 98.2% | $43.48 Million | $783.00K | $378.95 Million | ▲ +1.0 pp |
| 2020 | 97.2% | $29.89 Million | $848.00K | $373.80 Million | ▲ +0.4 pp |
| 2019 | 96.8% | $28.23 Million | $913.00K | $347.55 Million | ▼ -3.2 pp |
| 2018 | 100.0% | $27.37 Million | $0.00 | $318.16 Million | ▲ +2.1 pp |
| 2008 | 97.9% | $16.84 Million | $362.00K | $177.04 Million | ▼ -0.1 pp |
| 2007 | 97.9% | $18.57 Million | $389.00K | $145.16 Million | ▲ +0.1 pp |
| 2006 | 97.8% | $18.72 Million | $410.00K | $152.77 Million | ▲ +2.1 pp |
| 2005 | 95.7% | $10.11 Million | $435.00K | $151.95 Million | ▲ +0.1 pp |
| 2004 | 95.6% | $10.50 Million | $467.00K | $151.53 Million | — |