Generations Bancorp NY Inc Defensive Interval Ratio
Generations Bancorp NY Inc defensive interval ratio. Generations Bancorp NY Inc (GBNY) has a Defensive Interval Ratio of 29 days as of March 2025. Defensive assets of $26.12 Million (cash $-, short-term investments $24.36 Million, receivables $1.76 Million) cover 29 days of daily cash needs of $894.01K/day. See Generations Bancorp NY Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Generations Bancorp NY Inc (2004–2025)
Defensive interval ratio of Generations Bancorp NY Inc from 2004 to 2025. This chart shows how Generations Bancorp NY Inc's Defensive Interval Ratio has evolved across 11 annual periods from 2004 to 2025. As of March 2025, the ratio stands at 29 days, meaning defensive assets of $26.12 Million can fund 29 days of operations without new revenue. Check how resilient are Generations Bancorp NY Inc's assets to evaluate the company's liquid asset resilience ratio.
Generations Bancorp NY Inc Defensive Interval Ratio by Year (2004–2025)
Generations Bancorp NY Inc defensive interval ratio by year from 2004 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Generations Bancorp NY Inc from 2004 to 2025, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see GBNY total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 32 days | $26.15 Million | $809.26K/day | $- | $24.96 Million | ▼ -8 days |
| 2024 | 40 days | $26.09 Million | $653.10K/day | $- | $24.39 Million | ▼ -7 days |
| 2023 | 47 days | $33.78 Million | $718.22K/day | $- | $31.30 Million | ▲ +9 days |
| 2022 | 38 days | $34.35 Million | $914.73K/day | $- | $33.05 Million | ▼ -7 days |
| 2021 | 45 days | $38.22 Million | $854.93K/day | $- | $36.98 Million | ▲ +22 days |
| 2020 | 23 days | $19.11 Million | $848.07K/day | $- | $17.93 Million | ▼ -18 days |
| 2019 | 41 days | $31.84 Million | $776.27K/day | $- | $30.63 Million | ▲ +18 days |
| 2008 | 23 days | $684.00K | $29.32K/day | $- | $- | ▼ -467 days |
| 2006 | 491 days | $773.00K | $1.58K/day | $- | $- | ▲ +464 days |
| 2005 | 26 days | $634.00K | $23.97K/day | $- | $- | ▼ -1 days |
| 2004 | 28 days | $588.00K | $21.23K/day | $- | $- | — |