Generations Bancorp NY Inc (GBNY) — Cash Flow-to-Debt Ratio
Generations Bancorp NY Inc (GBNY) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2024, meaning its operating cash flow of $1.58 Million could theoretically repay 0% of its total liabilities ($366.21 Million) in one year. See Generations Bancorp NY Inc free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Generations Bancorp NY Inc Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Generations Bancorp NY Inc across 13 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Generations Bancorp NY Inc.
Annual Cash Flow-to-Debt Ratio for Generations Bancorp NY Inc (2004–2025)
Year-by-year debt coverage analysis for Generations Bancorp NY Inc. Check earnings quality score of Generations Bancorp NY Inc to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $1.75 Million | $315.53 Million | ▲ +283.1% |
| 2024 | 0.00x | $-1.06 Million | $351.75 Million | ▼ -157.5% |
| 2023 | 0.01x | $2.04 Million | $386.80 Million | ▼ -57.8% |
| 2022 | 0.01x | $4.35 Million | $348.96 Million | ▲ +22.9% |
| 2021 | 0.01x | $3.40 Million | $335.47 Million | ▲ +249.5% |
| 2020 | 0.00x | $998.00K | $343.91 Million | ▼ -32.1% |
| 2019 | 0.00x | $1.36 Million | $319.32 Million | ▲ +367.9% |
| 2018 | 0.00x | $-464.00K | $290.79 Million | ▼ -114.6% |
| 2008 | 0.01x | $1.76 Million | $160.20 Million | ▼ -96.1% |
| 2007 | 0.28x | $35.90 Million | $126.59 Million | ▲ +5063.9% |
| 2006 | 0.01x | $736.00K | $134.04 Million | ▼ -18.8% |
| 2005 | 0.01x | $959.00K | $141.84 Million | ▲ +63.8% |
| 2004 | 0.00x | $582.00K | $141.02 Million | — |