Generations Bancorp NY Inc (GBNY) — Cash Flow-to-Debt Ratio
Generations Bancorp NY Inc (GBNY) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2024, meaning its operating cash flow of $1.58 Million could theoretically repay 0% of its total liabilities ($366.21 Million) in one year. See Generations Bancorp NY Inc (GBNY) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Generations Bancorp NY Inc Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Generations Bancorp NY Inc across 13 annual periods. Also explore how fast is Generations Bancorp NY Inc growing its equity to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Generations Bancorp NY Inc (2004–2025)
Year-by-year debt coverage analysis for Generations Bancorp NY Inc. For market capitalisation and broader financial context, see GBNY company net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $1.75 Million | $315.53 Million | ▲ +283.1% |
| 2024 | 0.00x | $-1.06 Million | $351.75 Million | ▼ -157.5% |
| 2023 | 0.01x | $2.04 Million | $386.80 Million | ▼ -57.8% |
| 2022 | 0.01x | $4.35 Million | $348.96 Million | ▲ +22.9% |
| 2021 | 0.01x | $3.40 Million | $335.47 Million | ▲ +249.5% |
| 2020 | 0.00x | $998.00K | $343.91 Million | ▼ -32.1% |
| 2019 | 0.00x | $1.36 Million | $319.32 Million | ▲ +367.9% |
| 2018 | 0.00x | $-464.00K | $290.79 Million | ▼ -114.6% |
| 2008 | 0.01x | $1.76 Million | $160.20 Million | ▼ -96.1% |
| 2007 | 0.28x | $35.90 Million | $126.59 Million | ▲ +5063.9% |
| 2006 | 0.01x | $736.00K | $134.04 Million | ▼ -18.8% |
| 2005 | 0.01x | $959.00K | $141.84 Million | ▲ +63.8% |
| 2004 | 0.00x | $582.00K | $141.02 Million | — |