Generations Bancorp NY Inc Cash Flow-to-Debt Ratio
Generations Bancorp NY Inc cash flow-to-debt ratio. Generations Bancorp NY Inc (GBNY) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2024, meaning its operating cash flow of $1.58 Million could theoretically repay 0% of its total liabilities ($366.21 Million) in one year. Check GBNY operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Generations Bancorp NY Inc (2004–2025)
Cash flow-to-debt ratio of Generations Bancorp NY Inc from 2004 to 2025. Historical debt coverage capacity for Generations Bancorp NY Inc across 13 annual periods. Check GBNY total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Generations Bancorp NY Inc Cash Flow-to-Debt Ratio by Year (2004–2025)
Generations Bancorp NY Inc cash flow-to-debt ratio by year from 2004 to 2025. Year-by-year debt coverage analysis for Generations Bancorp NY Inc. For the full cash flow conversion analysis, see Generations Bancorp NY Inc cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $1.75 Million | $315.53 Million | ▲ +283.1% |
| 2024 | 0.00x | $-1.06 Million | $351.75 Million | ▼ -157.5% |
| 2023 | 0.01x | $2.04 Million | $386.80 Million | ▼ -57.8% |
| 2022 | 0.01x | $4.35 Million | $348.96 Million | ▲ +22.9% |
| 2021 | 0.01x | $3.40 Million | $335.47 Million | ▲ +249.5% |
| 2020 | 0.00x | $998.00K | $343.91 Million | ▼ -32.1% |
| 2019 | 0.00x | $1.36 Million | $319.32 Million | ▲ +367.9% |
| 2018 | 0.00x | $-464.00K | $290.79 Million | ▼ -114.6% |
| 2008 | 0.01x | $1.76 Million | $160.20 Million | ▼ -96.1% |
| 2007 | 0.28x | $35.90 Million | $126.59 Million | ▲ +5063.9% |
| 2006 | 0.01x | $736.00K | $134.04 Million | ▼ -18.8% |
| 2005 | 0.01x | $959.00K | $141.84 Million | ▲ +63.8% |
| 2004 | 0.00x | $582.00K | $141.02 Million | — |