Generations Bancorp NY Inc Net Asset Quality Index
Generations Bancorp NY Inc net asset quality index. Generations Bancorp NY Inc (GBNY) has a Net Asset Quality Index of 9.5% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $348.81 Million minus total liabilities of $315.53 Million yields net assets of $33.28 Million. A higher index indicates a stronger, lower-leverage balance sheet. See net assets of Generations Bancorp NY Inc for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Generations Bancorp NY Inc (2004–2025)
Net asset quality index of Generations Bancorp NY Inc from 2004 to 2025. This chart shows how Generations Bancorp NY Inc's Net Asset Quality Index has evolved across 13 annual periods from 2004 to 2025. As of December 2025, the index stands at 9.5%, representing net assets of $33.28 Million against total assets of $348.81 Million USD. Check how strategically is Generations Bancorp NY Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Generations Bancorp NY Inc Net Asset Quality Index by Year (2004–2025)
Generations Bancorp NY Inc net asset quality index by year from 2004 to 2025. The table below presents the year-by-year Net Asset Quality Index for Generations Bancorp NY Inc from 2004 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market cap of Generations Bancorp NY Inc.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.5% | $33.28 Million | $348.81 Million | $315.53 Million | ▲ +0.4 pp |
| 2024 | 9.1% | $35.40 Million | $387.15 Million | $351.75 Million | ▲ +0.3 pp |
| 2023 | 8.9% | $37.70 Million | $424.50 Million | $386.80 Million | ▼ -0.8 pp |
| 2022 | 9.7% | $37.33 Million | $386.29 Million | $348.96 Million | ▼ -1.8 pp |
| 2021 | 11.5% | $43.48 Million | $378.95 Million | $335.47 Million | ▲ +3.5 pp |
| 2020 | 8.0% | $29.89 Million | $373.80 Million | $343.91 Million | ▼ -0.1 pp |
| 2019 | 8.1% | $28.23 Million | $347.55 Million | $319.32 Million | ▼ -0.5 pp |
| 2018 | 8.6% | $27.37 Million | $318.16 Million | $290.79 Million | ▼ -0.9 pp |
| 2008 | 9.5% | $16.84 Million | $177.04 Million | $160.20 Million | ▼ -3.3 pp |
| 2007 | 12.8% | $18.57 Million | $145.16 Million | $126.59 Million | ▲ +0.5 pp |
| 2006 | 12.3% | $18.72 Million | $152.77 Million | $134.04 Million | ▲ +5.6 pp |
| 2005 | 6.7% | $10.11 Million | $151.95 Million | $141.84 Million | ▼ -0.3 pp |
| 2004 | 6.9% | $10.50 Million | $151.53 Million | $141.02 Million | — |