Generations Bancorp NY Inc (GBNY) — Financial Flexibility Index
Generations Bancorp NY Inc (GBNY) has a Financial Flexibility Index of 0.00x as of June 2024. Free cash flow of $1.60 Million (operating CF $1.58 Million minus capex $20.00K) represents 0% of total liabilities ($366.21 Million). Check GBNY capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Generations Bancorp NY Inc Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Generations Bancorp NY Inc across 13 annual periods. See GBNY working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Generations Bancorp NY Inc (2004–2025)
Year-by-year free cash flow to debt coverage for Generations Bancorp NY Inc. For the full company profile including market capitalisation, see GBNY market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $1.77 Million | $1.75 Million | $315.53 Million | ▲ +294.8% |
| 2024 | 0.00x | $-1.01 Million | $-1.06 Million | $351.75 Million | ▼ -146.4% |
| 2023 | 0.01x | $2.40 Million | $2.04 Million | $386.80 Million | ▼ -54.9% |
| 2022 | 0.01x | $4.81 Million | $4.35 Million | $348.96 Million | ▲ +20.9% |
| 2021 | 0.01x | $3.83 Million | $3.40 Million | $335.47 Million | ▲ +219.2% |
| 2020 | 0.00x | $1.23 Million | $998.00K | $343.91 Million | ▼ -47.5% |
| 2019 | 0.01x | $2.17 Million | $1.36 Million | $319.32 Million | ▲ +305.7% |
| 2018 | 0.00x | $488.00K | $-464.00K | $290.79 Million | ▼ -93.0% |
| 2008 | 0.02x | $3.84 Million | $1.76 Million | $160.20 Million | ▼ -91.7% |
| 2007 | 0.29x | $36.47 Million | $35.90 Million | $126.59 Million | ▲ +4702.2% |
| 2006 | 0.01x | $804.00K | $736.00K | $134.04 Million | ▼ -59.1% |
| 2005 | 0.01x | $2.08 Million | $959.00K | $141.84 Million | ▲ +38.6% |
| 2004 | 0.01x | $1.49 Million | $582.00K | $141.02 Million | — |