Generations Bancorp NY Inc (GBNY) — Free Cash Flow Generation Index
Generations Bancorp NY Inc (GBNY) has a Free Cash Flow Generation Index of 0.99x as of June 2024. Free cash flow of $1.56 Million represents 1% of operating cash flow ($1.58 Million). See GBNY working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Generations Bancorp NY Inc Free Cash Flow Generation Index (2004–2025)
Historical FCF Generation Index trend for Generations Bancorp NY Inc across 12 annual periods. Explore how well can Generations Bancorp NY Inc service its debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Generations Bancorp NY Inc (2004–2025)
Year-by-year Free Cash Flow Generation Index for Generations Bancorp NY Inc. For the full company profile including market capitalisation, see Generations Bancorp NY Inc market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $1.72 Million | $1.75 Million | $25.00K | ▲ +20.2% |
| 2023 | 0.82x | $1.67 Million | $2.04 Million | $367.00K | ▼ -8.3% |
| 2022 | 0.89x | $3.89 Million | $4.35 Million | $461.00K | ▲ +2.2% |
| 2021 | 0.88x | $2.98 Million | $3.40 Million | $425.00K | ▲ +13.9% |
| 2020 | 0.77x | $767.00K | $998.00K | $231.00K | ▲ +88.7% |
| 2019 | 0.41x | $556.00K | $1.36 Million | $809.00K | ▼ -74.4% |
| 2017 | 1.59x | $2.17 Million | $1.36 Million | $809.00K | ▲ +950.1% |
| 2008 | -0.19x | $-329.00K | $1.76 Million | $2.08 Million | ▼ -119.0% |
| 2007 | 0.98x | $35.33 Million | $35.90 Million | $570.00K | ▲ +8.4% |
| 2006 | 0.91x | $668.00K | $736.00K | $68.00K | ▲ +630.7% |
| 2005 | -0.17x | $-164.00K | $959.00K | $1.12 Million | ▲ +69.8% |
| 2004 | -0.57x | $-330.00K | $582.00K | $912.00K | — |