Generations Bancorp NY Inc (GBNY) - Total Liabilities
Based on the latest financial reports, Generations Bancorp NY Inc (GBNY) has total liabilities worth $322.35 Million USD as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore GBNY cash generation efficiency to assess how effectively this company generates cash.
Generations Bancorp NY Inc - Total Liabilities Trend (2004–2024)
This chart illustrates how Generations Bancorp NY Inc's total liabilities have evolved over time, based on quarterly financial data. Check GBNY financial resilience to evaluate the company's liquid asset resilience ratio.
Generations Bancorp NY Inc Competitors by Total Liabilities
The table below lists competitors of Generations Bancorp NY Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Serco Group
LSE:SRP
|
UK | GBX1.97 Billion |
|
Western Alaska Minerals Corp
V:WAM
|
Canada | CA$6.35 Million |
|
Anghami De Inc
NASDAQ:ANGH
|
USA | $65.43 Million |
|
Next Entertainment World Co. Ltd
KQ:160550
|
Korea | ₩128.06 Billion |
|
DongKoo Bio&Pharma Co. Ltd
KQ:006620
|
Korea | ₩158.34 Billion |
|
Syntara Ltd
AU:SNT
|
Australia | AU$5.42 Million |
|
Wiseway Group Ltd
AU:WWG
|
Australia | AU$64.78 Million |
|
NGE Capital Ltd
AU:NGE
|
Australia | AU$1.46 Million |
Liability Composition Analysis (2004–2024)
This chart breaks down Generations Bancorp NY Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see GBNY market cap.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 9.41 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.90 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Generations Bancorp NY Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Generations Bancorp NY Inc (2004–2024)
The table below shows the annual total liabilities of Generations Bancorp NY Inc from 2004 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $351.75 Million | -9.06% |
| 2023-12-31 | $386.80 Million | +10.84% |
| 2022-12-31 | $348.96 Million | +4.02% |
| 2021-12-31 | $335.47 Million | -2.46% |
| 2020-12-31 | $343.91 Million | +7.70% |
| 2019-12-31 | $319.32 Million | +9.81% |
| 2018-12-31 | $290.79 Million | +81.52% |
| 2008-12-31 | $160.20 Million | +26.54% |
| 2007-12-31 | $126.59 Million | -5.56% |
| 2006-12-31 | $134.04 Million | -5.50% |
| 2005-12-31 | $141.84 Million | +0.58% |
| 2004-12-31 | $141.02 Million | -- |
About Generations Bancorp NY Inc
Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that engages in the provision of various banking products and services. It accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. The company provides one- to four-family residential real estate loans, including home equity loans and lines of credit; consu… Read more