First Internet Bancorp Cash Flow Quality Index
First Internet Bancorp cash flow quality index. First Internet Bancorp (INBK) has a Cash Flow Quality Index of 10.26x as of June 2026. Operating cash flow of $24.28 Million exceeds net income of $2.37 Million, indicating high earnings quality where cash backs reported profits. See First Internet Bancorp financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of First Internet Bancorp (2005–2024)
Cash flow quality index of First Internet Bancorp from 2005 to 2024. Historical Cash Flow Quality Index for First Internet Bancorp across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of First Internet Bancorp to assess how comfortably operating cash covers total debt obligations.
First Internet Bancorp Cash Flow Quality Index by Year (2005–2024)
First Internet Bancorp cash flow quality index by year from 2005 to 2024. Year-by-year earnings quality comparison for First Internet Bancorp. For the full cash flow conversion analysis, see First Internet Bancorp operating cash flow efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.51x | $12.99 Million | $25.28 Million | ▼ -63.0% |
| 2023 | 1.39x | $11.68 Million | $8.42 Million | ▼ -40.4% |
| 2022 | 2.33x | $82.72 Million | $35.54 Million | ▲ +104.2% |
| 2021 | 1.14x | $54.84 Million | $48.11 Million | ▲ +156.9% |
| 2020 | 0.44x | $13.07 Million | $29.45 Million | ▲ +125.7% |
| 2019 | -1.73x | $-43.58 Million | $25.24 Million | ▼ -228.8% |
| 2018 | 1.34x | $29.36 Million | $21.90 Million | ▼ -17.1% |
| 2017 | 1.62x | $24.62 Million | $15.23 Million | ▼ -26.2% |
| 2016 | 2.19x | $26.47 Million | $12.07 Million | ▲ +79.5% |
| 2015 | 1.22x | $10.91 Million | $8.93 Million | ▲ +166.8% |
| 2014 | 0.46x | $1.98 Million | $4.32 Million | ▼ -94.9% |
| 2013 | 9.04x | $41.54 Million | $4.59 Million | ▲ +992.2% |
| 2012 | -1.01x | $-5.68 Million | $5.61 Million | ▲ +89.7% |
| 2011 | -9.86x | $-31.43 Million | $3.19 Million | ▼ -530.9% |
| 2010 | 2.29x | $11.34 Million | $4.95 Million | ▼ -22.0% |
| 2008 | 2.93x | $4.62 Million | $1.58 Million | ▲ +80.5% |
| 2007 | 1.63x | $4.60 Million | $2.83 Million | ▲ +254.5% |
| 2006 | -1.05x | $-2.24 Million | $2.13 Million | ▼ -131.6% |
| 2005 | 3.32x | $7.24 Million | $2.18 Million | — |