First Internet Bancorp (INBK) — Cash Flow Quality Index
First Internet Bancorp (INBK) has a Cash Flow Quality Index of 30.11x as of March 2026. Operating cash flow of $75.55 Million exceeds net income of $2.51 Million, indicating high earnings quality where cash backs reported profits. Explore investment intensity of First Internet Bancorp to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Internet Bancorp Cash Flow Quality Index (2005–2024)
Historical Cash Flow Quality Index for First Internet Bancorp across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check INBK tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for First Internet Bancorp (2005–2024)
Year-by-year earnings quality comparison for First Internet Bancorp. For live market cap and the full company financial profile, see INBK market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.51x | $12.99 Million | $25.28 Million | ▼ -63.0% |
| 2023 | 1.39x | $11.68 Million | $8.42 Million | ▼ -40.4% |
| 2022 | 2.33x | $82.72 Million | $35.54 Million | ▲ +104.2% |
| 2021 | 1.14x | $54.84 Million | $48.11 Million | ▲ +156.9% |
| 2020 | 0.44x | $13.07 Million | $29.45 Million | ▲ +125.7% |
| 2019 | -1.73x | $-43.58 Million | $25.24 Million | ▼ -228.8% |
| 2018 | 1.34x | $29.36 Million | $21.90 Million | ▼ -17.1% |
| 2017 | 1.62x | $24.62 Million | $15.23 Million | ▼ -26.2% |
| 2016 | 2.19x | $26.47 Million | $12.07 Million | ▲ +79.5% |
| 2015 | 1.22x | $10.91 Million | $8.93 Million | ▲ +166.8% |
| 2014 | 0.46x | $1.98 Million | $4.32 Million | ▼ -94.9% |
| 2013 | 9.04x | $41.54 Million | $4.59 Million | ▲ +992.2% |
| 2012 | -1.01x | $-5.68 Million | $5.61 Million | ▲ +89.7% |
| 2011 | -9.86x | $-31.43 Million | $3.19 Million | ▼ -530.9% |
| 2010 | 2.29x | $11.34 Million | $4.95 Million | ▼ -22.0% |
| 2008 | 2.93x | $4.62 Million | $1.58 Million | ▲ +80.5% |
| 2007 | 1.63x | $4.60 Million | $2.83 Million | ▲ +254.5% |
| 2006 | -1.05x | $-2.24 Million | $2.13 Million | ▼ -131.6% |
| 2005 | 3.32x | $7.24 Million | $2.18 Million | — |