First Internet Bancorp (INBK) — Cash Flow Quality Index
First Internet Bancorp (INBK) has a Cash Flow Quality Index of 10.26x as of June 2026. Operating cash flow of $24.28 Million exceeds net income of $2.37 Million, indicating high earnings quality where cash backs reported profits. Explore INBK operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Internet Bancorp Cash Flow Quality Index (2005–2024)
Historical Cash Flow Quality Index for First Internet Bancorp across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see INBK cash generation efficiency.
Annual Cash Flow Quality Index for First Internet Bancorp (2005–2024)
Year-by-year earnings quality comparison for First Internet Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.51x | $12.99 Million | $25.28 Million | ▼ -63.0% |
| 2023 | 1.39x | $11.68 Million | $8.42 Million | ▼ -40.4% |
| 2022 | 2.33x | $82.72 Million | $35.54 Million | ▲ +104.2% |
| 2021 | 1.14x | $54.84 Million | $48.11 Million | ▲ +156.9% |
| 2020 | 0.44x | $13.07 Million | $29.45 Million | ▲ +125.7% |
| 2019 | -1.73x | $-43.58 Million | $25.24 Million | ▼ -228.8% |
| 2018 | 1.34x | $29.36 Million | $21.90 Million | ▼ -17.1% |
| 2017 | 1.62x | $24.62 Million | $15.23 Million | ▼ -26.2% |
| 2016 | 2.19x | $26.47 Million | $12.07 Million | ▲ +79.5% |
| 2015 | 1.22x | $10.91 Million | $8.93 Million | ▲ +166.8% |
| 2014 | 0.46x | $1.98 Million | $4.32 Million | ▼ -94.9% |
| 2013 | 9.04x | $41.54 Million | $4.59 Million | ▲ +992.2% |
| 2012 | -1.01x | $-5.68 Million | $5.61 Million | ▲ +89.7% |
| 2011 | -9.86x | $-31.43 Million | $3.19 Million | ▼ -530.9% |
| 2010 | 2.29x | $11.34 Million | $4.95 Million | ▼ -22.0% |
| 2008 | 2.93x | $4.62 Million | $1.58 Million | ▲ +80.5% |
| 2007 | 1.63x | $4.60 Million | $2.83 Million | ▲ +254.5% |
| 2006 | -1.05x | $-2.24 Million | $2.13 Million | ▼ -131.6% |
| 2005 | 3.32x | $7.24 Million | $2.18 Million | — |