First Internet Bancorp (INBK) — Cash Flow Reinvestment Rate
First Internet Bancorp (INBK) has a Cash Flow Reinvestment Rate of 0.39x as of June 2026, reinvesting $9.35 Million (capex $21.00K plus investments $-9.33 Million) from operating cash flow of $24.28 Million. See First Internet Bancorp (INBK) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
First Internet Bancorp Cash Flow Reinvestment Rate (2005–2025)
Historical reinvestment intensity for First Internet Bancorp across 17 annual periods. For the full cash flow conversion analysis, see cash flow conversion of First Internet Bancorp.
Annual Cash Flow Reinvestment Rate for First Internet Bancorp (2005–2025)
Year-by-year capital reinvestment analysis for First Internet Bancorp. See First Internet Bancorp free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 54.68x | $188.60 Million | $3.45 Million | $1.23 Million | ▲ +42.4% |
| 2024 | 38.39x | $498.76 Million | $12.99 Million | $2.59 Million | ▼ -26.4% |
| 2023 | 52.17x | $609.31 Million | $11.68 Million | $5.37 Million | ▲ +1024.0% |
| 2022 | 4.64x | $383.95 Million | $82.72 Million | $17.52 Million | ▼ -10.6% |
| 2021 | 5.19x | $284.68 Million | $54.84 Million | $29.89 Million | ▼ -3.6% |
| 2020 | 5.38x | $70.37 Million | $13.07 Million | $25.56 Million | ▼ -74.9% |
| 2018 | 21.42x | $628.88 Million | $29.36 Million | $2.22 Million | ▼ -41.3% |
| 2017 | 36.49x | $898.43 Million | $24.62 Million | $1.52 Million | ▲ +67.5% |
| 2016 | 21.78x | $576.47 Million | $26.47 Million | $3.17 Million | ▼ -22.2% |
| 2015 | 27.98x | $305.19 Million | $10.91 Million | $2.54 Million | ▼ -70.4% |
| 2014 | 94.66x | $187.43 Million | $1.98 Million | $915.00K | ▲ +2034.9% |
| 2013 | 4.43x | $184.19 Million | $41.54 Million | $7.19 Million | ▲ +6344.2% |
| 2010 | 0.07x | $780.35K | $11.34 Million | $780.35K | ▲ +56.5% |
| 2009 | 0.04x | $72.17K | $1.64 Million | $72.17K | ▼ -57.7% |
| 2008 | 0.10x | $480.73K | $4.62 Million | $480.73K | ▼ -59.6% |
| 2007 | 0.26x | $1.18 Million | $4.60 Million | $1.18 Million | ▲ +575.5% |
| 2005 | 0.04x | $276.00K | $7.24 Million | $276.00K | — |