First Internet Bancorp (INBK) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.22x

First Internet Bancorp (INBK) has a Cash Flow Reinvestment Rate of 0.22x as of March 2026, reinvesting $16.45 Million (capex $299.00K plus investments $-16.15 Million) from operating cash flow of $75.55 Million. Check First Internet Bancorp (INBK) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.22x
(Capex + Investments) / Operating CF

Total Reinvested

$16.45 Million
Capex + Investments

Operating Cash Flow

$75.55 Million
USD

Capital Expenditures

$299.00K
USD

First Internet Bancorp Cash Flow Reinvestment Rate (2005–2025)

Historical reinvestment intensity for First Internet Bancorp across 17 annual periods. Explore investment intensity of First Internet Bancorp to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for First Internet Bancorp (2005–2025)

Year-by-year capital reinvestment analysis for First Internet Bancorp. For live market cap and broader valuation context, see First Internet Bancorp market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 54.68x $188.60 Million $3.45 Million $1.23 Million ▲ +42.4%
2024 38.39x $498.76 Million $12.99 Million $2.59 Million ▼ -26.4%
2023 52.17x $609.31 Million $11.68 Million $5.37 Million ▲ +1024.0%
2022 4.64x $383.95 Million $82.72 Million $17.52 Million ▼ -10.6%
2021 5.19x $284.68 Million $54.84 Million $29.89 Million ▼ -3.6%
2020 5.38x $70.37 Million $13.07 Million $25.56 Million ▼ -74.9%
2018 21.42x $628.88 Million $29.36 Million $2.22 Million ▼ -41.3%
2017 36.49x $898.43 Million $24.62 Million $1.52 Million ▲ +67.5%
2016 21.78x $576.47 Million $26.47 Million $3.17 Million ▼ -22.2%
2015 27.98x $305.19 Million $10.91 Million $2.54 Million ▼ -70.4%
2014 94.66x $187.43 Million $1.98 Million $915.00K ▲ +2034.9%
2013 4.43x $184.19 Million $41.54 Million $7.19 Million ▲ +6344.2%
2010 0.07x $780.35K $11.34 Million $780.35K ▲ +56.5%
2009 0.04x $72.17K $1.64 Million $72.17K ▼ -57.7%
2008 0.10x $480.73K $4.62 Million $480.73K ▼ -59.6%
2007 0.26x $1.18 Million $4.60 Million $1.18 Million ▲ +575.5%
2005 0.04x $276.00K $7.24 Million $276.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow