First Internet Bancorp (INBK) — Free Cash Flow Generation Index
First Internet Bancorp (INBK) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $75.55 Million represents 1% of operating cash flow ($75.55 Million). See INBK working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
First Internet Bancorp Free Cash Flow Generation Index (2005–2025)
Historical FCF Generation Index trend for First Internet Bancorp across 17 annual periods. Explore INBK debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for First Internet Bancorp (2005–2025)
Year-by-year Free Cash Flow Generation Index for First Internet Bancorp. For the full company profile including market capitalisation, see First Internet Bancorp market cap and net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.64x | $2.22 Million | $3.45 Million | $1.23 Million | ▼ -19.6% |
| 2024 | 0.80x | $10.40 Million | $12.99 Million | $2.59 Million | ▲ +48.1% |
| 2023 | 0.54x | $6.31 Million | $11.68 Million | $5.37 Million | ▼ -31.4% |
| 2022 | 0.79x | $65.21 Million | $82.72 Million | $17.52 Million | ▲ +73.3% |
| 2021 | 0.45x | $24.95 Million | $54.84 Million | $29.89 Million | ▲ +147.6% |
| 2020 | -0.96x | $-12.49 Million | $13.07 Million | $25.56 Million | ▼ -203.4% |
| 2018 | 0.92x | $27.14 Million | $29.36 Million | $2.22 Million | ▼ -1.5% |
| 2017 | 0.94x | $23.11 Million | $24.62 Million | $1.52 Million | ▲ +6.6% |
| 2016 | 0.88x | $23.30 Million | $26.47 Million | $3.17 Million | ▲ +14.8% |
| 2015 | 0.77x | $8.37 Million | $10.91 Million | $2.54 Million | ▲ +42.6% |
| 2014 | 0.54x | $1.06 Million | $1.98 Million | $915.00K | ▼ -35.0% |
| 2013 | 0.83x | $34.35 Million | $41.54 Million | $7.19 Million | ▼ -11.2% |
| 2010 | 0.93x | $10.56 Million | $11.34 Million | $780.35K | ▼ -2.6% |
| 2009 | 0.96x | $1.57 Million | $1.64 Million | $72.17K | ▲ +6.7% |
| 2008 | 0.90x | $4.14 Million | $4.62 Million | $480.73K | ▲ +20.6% |
| 2007 | 0.74x | $3.41 Million | $4.60 Million | $1.18 Million | ▼ -22.8% |
| 2005 | 0.96x | $6.97 Million | $7.24 Million | $276.00K | — |